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EMMO

Health Insurance - Petitioner and Beneficiary living Abroad

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Hi All,

 

Hope everyone is good.

 

We received our IR1 visa in June and will be moving to the US in September. As one does, we are doing extensive research on Health Insurance.

 

My wife, the petitioner and I have been living and working abroad

 

As such she does not have Health Insurance back home (Tennessee), She cant be added to her parents insurance because she is over 25. 

We will be of course looking for jobs, but that might not be an immediate success.

 

Is there any insurance, that we can both avail in the short run - maybe for 6 months.  I have read about ***removed*** - so digging deeper into that.

 

Does anyone have any suggestions/recommendations?

 

Thanks

eMMo

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Posted (edited)

You will need to find private insurance.  Your wife may be able to get Medicare.

 

Since you and your wife will not have any income, you will not qualify for an Affordable Care Act subsidy from the government. 

Being poor, your wife might qualify for Medicare. 

Under the I-864, your sponsor would be liable to reimburse the government if you get Medicare.  So, you need to get private insurance.  

There are 44 million uninsured Americans.  This is the reality of the American health care system.  

Edited by aaron2020

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We were in a similar case and you can get short term private health insurance that will not offer great coverage but will at least avoid you ending up in big trouble in case of a major accident or illness that would require hospitalization. Look for short term health insurance in your state.

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