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Lindseybug

Let's talk about assets. And cars.

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I've come to understand that me owning one car doesn't really mean anything, in the asset category. Alright, understandable, but I need ~$30k in assets and we will probably only get to 27-28k (at ~25k now, in cash and stocks) by the time the affidavit of support request comes around. My car is worth about 9k, which would be a big help.

So, who has input on the act of buying a cheap second car, in order to make the first car count as an asset? Even if I bought one for 1.5k, that would still net 7.5k, which would push us over the edge just fine.

On another note, how do the bureaucrats investigate the money issues? Would a gift of a couple grand from my parents (which I would give back to them afterward, for the record) toward the end be very frowned upon?

I'm a student who made 10k last year, and live at home. Parents can't even cosign because they have a recent couple years of taxes they haven't filed. Trying to figure out a way around this without putting off the AOS for months. Any tips or links you guys have would be greatly appreciated, I've did some digging in the search already, but nothing that really answered my question well.

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You can also add assets from the intended immigrant, i.e. your spouse.

What about your home? If you own it, you can have it evaluated and use that as part of your assets too.

You can also add assets from the intended immigrant, i.e. your spouse.

What about your home? If you own it, you can have it evaluated and use that as part of your assets too.


Met online October 2010


Engaged December 31st 2011


heart.gifMarried May 14th 2013 heart.gif



USCIS Stage


September 8th 2014 - Filed I-130 with Nebraska Service Center


September 16th 2014 - NOA1 received


March 2nd 2015 - NOA2 received :dancing:



NVC Stage


March 28th 2015 - Choice of agent complete & AOS fee paid


April 17th 2015 - IV fee paid


May 1st 2015 - Sent in IV application


May 12th 2015 - Sent in AOS and IV documents


May 18th 2015 - Scan Date


June 18th 2015 - Checklist received


June 22nd 2015 - Checklist response sent to NVC


June 25th 2015 - Put for Supervisor Review


Sept 15th 2015 - Request help from Texas US Senator Cornyn and his team


Sept 23rd 2015 - Our case is moved from supervisor review to NVC's team for dealing with Senator requests


Nov 4th 2015 - CASE COMPLETE!!!! :dancing:



Embassy Stage


Dec 16th 2015 - Medical exam


Dec 21st 2015 - Interview


Dec 21st 2015 - 221(g) issued at interview for updated forms


Jan 13th 2016 - Mailed our reply to the 221(g) to the US Embassy, received and CEAC updated the next morning


Jan 20th 2016 - Embassy require more in-depth info on asset for i-864


Feb 1st 2016 - Sent more in-depth info on assets as requested. Received the next morning


Feb 16th 2016 - Visa has been issued :dancing: :dancing: :dancing: :dancing: :dancing:



In the US


April 5th 2016 - POE Newark. No questions asked.


April 14th 2016 - SSN received


May 10th 2016 - First day at my new job :dancing:


May 27th 2016 - Green Card received


June 7th 2016 - Got my Texas driver's license

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I've come to understand that me owning one car doesn't really mean anything, in the asset category. Alright, understandable, but I need ~$30k in assets and we will probably only get to 27-28k (at ~25k now, in cash and stocks) by the time the affidavit of support request comes around. My car is worth about 9k, which would be a big help.

So, who has input on the act of buying a cheap second car, in order to make the first car count as an asset? Even if I bought one for 1.5k, that would still net 7.5k, which would push us over the edge just fine.

On another note, how do the bureaucrats investigate the money issues? Would a gift of a couple grand from my parents (which I would give back to them afterward, for the record) toward the end be very frowned upon?

I'm a student who made 10k last year, and live at home. Parents can't even cosign because they have a recent couple years of taxes they haven't filed. Trying to figure out a way around this without putting off the AOS for months. Any tips or links you guys have would be greatly appreciated, I've did some digging in the search already, but nothing that really answered my question well.

They will look at a sudden lump sum deposit prior to filing, but for couple of grand...I'm not sure.

That's not that much. Can you get a part time job to boost your income level?

You can also add assets from the intended immigrant, i.e. your spouse.

What about your home? If you own it, you can have it evaluated and use that as part of your assets too.

You can also add assets from the intended immigrant, i.e. your spouse.

What about your home? If you own it, you can have it evaluated and use that as part of your assets too.

He says he's a student so I doubt he owns a home.

Also, I'm not sure every embassy allows foreign beneficiary's assets.

Edited by DualityOneness

10-04-2013 We met online
11-21-2013 We met in person in Shanghai for 2 weeks

12-13-2013 I-129F packet sent via express

12-19-2013 USCIS NOA #1 (text and email) received

12-24-2013 USCIS assigns Alien Registration Number
12-31-2013 USCIS NOA #1 hard copy received
06-02-2014 USCIS web site shows NOA #2 approval
06-06-2014 USCIS web site shows case sent to NVC

06-xx-2014 Fiancee acquired birth, marriage, and police certificates from local police station (wrong)

06-16-2014 NVC creates case with GUZ### number

06-19-2014 NVC sends case sent to Guangzhou, China
06-24-2014 Received packet 3 express mail from embassy
06-25-2014 Completed DS-160 and paid K1 visa fee

06-26-2014 Mailed packet 3 response back to Embassy

06-26-2014 Requested police certificate from Russian embassy

07-08-2014 Received packet 4 email from Embassy

07-17-2014 Picked up Russian police certificate

07-25-2014 Fiancee medical exam (received MMR & Varicella, but they missed required TD shot)

07-31-2014 Picked up medical exam reports

08-01-2014 Request (correct) birth, marriage, and police certificates from Notarial Service (GongZhengChu)

08-06-2014 Picked up birth, marriage, and police certificates from Notarial Service

08-14-2014 Passed Interview Guangzhou embassy

09-01-2014 Received passport, visa, & sealed envelope

09-13-2014 POE

09-17-2014 Went to CBP office to get (US entry) I-94 updated correctly

09-18-2014 Applied for Social Security Card
09-19-2014 Applied for Marriage License (via online)
09-25-2014 Received Social Security Card
09-30-2014 Picked up Marriage License
10-09-2014 Marriage by Justice of Peace
10-09-2014 Got Certified Marriage Certificate Copies
10-17-2014 Received a letter from SS office that they need the marriage license
10-09-2014 Applied to change the social security card name
10-24-2014 Went back to SS office to provide the marriage certificate documents again!!!
12-09-2014 Submitted AOS, EAD, and AP
12-16-2014 Received 16 emails and 16 text NOA messages
01-05-2015 Received Biometrics appointment letter for (01-12-2015)
01-12-2015 Had Biometrics (fingerprint & picture) - Required Marriage Certificate!!!
02-17-2015 EAD and AP is approved
02-23-2015 Received AP is approval letter
02-25-2015 Received EAD/AP combo card (expires 02/16/2016)
02-27-2015 Applied for SS card name change (they took her SS card)
02-27-2015 Driver's learner permit test was denied since the SS card was given to SS office for name change
03-17-2015 Received SS card with married name
03-17-2015 Started to change all her accounts to married name
03-23-2015 Received potential interview waiver letter
03-27-2015 DMV rejects learner's permit due to "legal status=pending" and vision test failure
04-05-2015 Vision test for learner's permit
04-06-2015 DPS sent us letter that DHS cleared my wife's status to acquire driver's license.
04-10-2015 Passed Driver Learner's Permit
04-22-2015 Received Driver Learner's Permit ID card (expires 02/16/2016)
08-27-2015 Green Card approved
08-31-2015 Received Green Card "Welcome Notice Was Mailed" letter
09-05-2015 Received Green card
10-26-2015 Passed Driver's License Road Test (on 3rd attempt)
11-03-2015 Received Driver's License (expires 02/16/2022)
11-06-2015 Applied to remove conditional work remark on SS card
11-23-2015 Received updated Social Security Card.
- - - - - - - - - - Pending Future Processing - - - - - - - - - -
05-27-2017 File 10 Year Green Card
08-27-2017 2 Year Green Card Expires
05-27-2018 File USC

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For starters, CO's have complete discretion when reviewing an I-864 and making a determination on whether or not to count certain assets.

As a general rule of thumb, they want to see cash in the bank for a significant period of time. A loan from your parents (you said you would pay it back so it is not a gift) of 2K would be a recent bump that would be detected and likely not considered.

While the I-864 instructions do say you can use the value of home, it may be disallowed when the form is reviewed if it is a primary home. It would be disallowed because the possible liquidation within one year would cause undue hardship to the owner in the event the terms of the I-864 were not met.

No comment on buying the second car, it may work, it may not; I simply don't know to answer definitively.


Our journey:

Spoiler

September 2007: Met online via social networking site (MySpace); began exchanging messages.
March 26, 2009: We become a couple!
September 10, 2009: Arrived for first meeting in-person!
June 17, 2010: Arrived for second in-person meeting and start of travel together to other areas of China!
June 21, 2010: Engaged!!!
September 1, 2010: Switched course from K1 to CR-1
December 8, 2010: Wedding date set; it will be on February 18, 2011!
February 9, 2011: Depart for China
February 11, 2011: Registered for marriage in Wuhan, officially married!!!
February 18, 2011: Wedding ceremony in Shiyan!!!
April 22, 2011: Mailed I-130 to Chicago
April 28, 2011: Received NOA1 via text/email, file routed to CSC (priority date April 25th)
April 29, 2011: Updated
May 3, 2011: Received NOA1 hardcopy in mail
July 26, 2011: Received NOA2 via text/email!!!
July 30, 2011: Received NOA2 hardcopy in mail
August 8, 2011: NVC received file
September 1, 2011: NVC case number assigned
September 2, 2011: AOS invoice received, OPTIN email for EP sent
September 7, 2011: Paid AOS bill (payment portal showed PAID on September 9, 2011)
September 8, 2011: OPTIN email accepted, GZO number assigned
September 10, 2011: Emailed AOS package
September 12, 2011: IV bill invoiced
September 13, 2011: Paid IV bill (payment portal showed PAID on September 14, 2011)
September 14, 2011: Emailed IV package
October 3, 2011: Emailed checklist response (checklist generated due to typo on Form DS-230)
October 6, 2011: Case complete at NVC
November 10, 2011: Interview - APPROVED!!!
December 7, 2011: POE - Sea-Tac Airport

September 17, 2013: Mailed I-751 to CSC

September 23, 2013: Received NOA1 in mail (receipt date September 19th)

October 16, 2013: Biometrics Appointment

January 28, 2014: Production of new Green Card ordered

February 3, 2014: New Green Card received; done with USCIS until fall of 2023*

 

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Thank you, good information here.

Picking up a second job isn't particularly practical at the moment for my situation. I've been trying to figure out how to make it work, but I keep coming back to the conclusion that it won't, not unless I find one that is unusually accommodating. I am keeping my eye out for something like that, though.

Husband is a bit of a nomad and doesn't have tangible assets besides his wage, which is already going to me. That's a whole nother fun topic. He likes the ability of investing from an American company as he's had bad experiences with ones from his home country, so I started an account here which now he funnels most of his income into- it was our only good idea to combine assets, seeing as I had much less than him. I'm pretty afraid of that being misconstrued as "payment," but we will see how it's interpreted.

Ryan, I appreciate the feedback a lot. I'm thinking of dividing the "gift" (yes, it's not one) into bits and doing it irregularly over the next few months, so it's not quite as blatant, if this is what we do.

The more I think about the car though, the more I think about the included costs of insurance and the necessity to store it somewhere, and still drive it time to time- it's a bit too impractical.

Edited by Lindseybug

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**Hijack post removed.**


Our journey:

Spoiler

September 2007: Met online via social networking site (MySpace); began exchanging messages.
March 26, 2009: We become a couple!
September 10, 2009: Arrived for first meeting in-person!
June 17, 2010: Arrived for second in-person meeting and start of travel together to other areas of China!
June 21, 2010: Engaged!!!
September 1, 2010: Switched course from K1 to CR-1
December 8, 2010: Wedding date set; it will be on February 18, 2011!
February 9, 2011: Depart for China
February 11, 2011: Registered for marriage in Wuhan, officially married!!!
February 18, 2011: Wedding ceremony in Shiyan!!!
April 22, 2011: Mailed I-130 to Chicago
April 28, 2011: Received NOA1 via text/email, file routed to CSC (priority date April 25th)
April 29, 2011: Updated
May 3, 2011: Received NOA1 hardcopy in mail
July 26, 2011: Received NOA2 via text/email!!!
July 30, 2011: Received NOA2 hardcopy in mail
August 8, 2011: NVC received file
September 1, 2011: NVC case number assigned
September 2, 2011: AOS invoice received, OPTIN email for EP sent
September 7, 2011: Paid AOS bill (payment portal showed PAID on September 9, 2011)
September 8, 2011: OPTIN email accepted, GZO number assigned
September 10, 2011: Emailed AOS package
September 12, 2011: IV bill invoiced
September 13, 2011: Paid IV bill (payment portal showed PAID on September 14, 2011)
September 14, 2011: Emailed IV package
October 3, 2011: Emailed checklist response (checklist generated due to typo on Form DS-230)
October 6, 2011: Case complete at NVC
November 10, 2011: Interview - APPROVED!!!
December 7, 2011: POE - Sea-Tac Airport

September 17, 2013: Mailed I-751 to CSC

September 23, 2013: Received NOA1 in mail (receipt date September 19th)

October 16, 2013: Biometrics Appointment

January 28, 2014: Production of new Green Card ordered

February 3, 2014: New Green Card received; done with USCIS until fall of 2023*

 

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