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Transferring money, california, not rbc or td

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Anyone out there who has k1'ed to California and can shed personal experience/light on how they transferred money ?

All the threads related to this are from those who moved to states that has RBC and /or TD. I have accounts at both banks but where I am going don't have such branches.

Yes i can take cash but don't want to walk with a wad ( yes need to fill out form if over 10 thou, if one has that much ).


I-129F Sent : 2014-09-15
I-129F NOA1 : 2014-09-24
I-129F NOA2 : 2014-10-20
NVC Left : 2014-11-05
Packet 3 Received : 2014-11-13
Packet 4 Received : 2014-12-05
Medical : 2014-12-19
Interview Date : 2015-01-23 Montreal
Interview Result : Approved 2015-01-23
Loomis picked up passport from Montreal: 2015-01-27
Passport/visa in hand:2015-01-30

POE'd at Toronto Pearson Airport: 2015-04-01

SSN received: 2015-04-08 or so

Married : 2015-04-23

AOS/EAD/AP submitted as one : 2015-05-19

Biometrics AOS: 2015-06-15

EAD approved : 2015 July but did not receive until 2015-09-30

AOS interview: 2015-09-25

AOS approved: 2015-09-25

GC received: 2015-10-02

 

ROC I751 package mailed 7/19
uscis received package 7/21 as per USPS
check cashed 7/25/2017
noa i797 dated 7/21/2107/ WAC17293xxx
noa i797 received 7/27/2017

Biometrics not needed; used what was on file

Infopass i551 stamp ( 12months) done 8/17/2018

No RFE.

No Interview.

ROC approved Oct 25,2018.  i797 notice received Oct 29,2018 

PR card received Oct 30 2018 

 

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I didn't K1 to Cali but Texas and they don't have RBC or TD here either. Heck, they don't even know what Canadian money looks like here !

Before the move, my fiance set us up with a joint checking account in both our names. When I was ready to move, I went into my Canadian bank

and did a wire transfer of the funds. You need the account holder's name, account number and routing number.

It was fairly easy. Better than taking a wad of cash. But you will pay a small fee. Fortunately when I went the Canadian dollar was close to par. Now it really sucks, so be prepared to lose quite a bit with the exchange rate.


Kimberley and Richard
Service Center : Vermont Service Center
Consulate : Montreal, Canada
2012-01-25 : I-129F Sent
2012-01-27 : VSC Received
2012-01-31 : I-129F NOA1 Notice Date
2012-02-01 : Touch
2012-07-05 : RFE Email (after 161 days)
2012-07-11 : RFE Received in Mail
2012-07-12 : RFE Reply Sent via USPS Overnight
2012-07-13 : RFE Reply Received at VSC at 12:16 PM
2012-07-18 : Case status updated to: "Request for Evidence Response Review"
2012-09-20 : Service Request Submitted with Tier 2 ISO
2012-09-25 : NOA2 Approved after 242 days!!
2013-01-07: Medical
2013-01-22: Interview - Approved! smile.png

My blog and video review of the Montreal Hotel that we stayed in: http://fanatictourist.com/blog/travel-tales/review-le-square-phillips-hotel-and-suites-montreal-canada/

2013-04-30: POE - Sarnia / Pt. Huron

2013-05-06: Made it legal.

2013-06-10: Apply for AOS, EAD and AP

2013-08-27: EAD / AP Received
2013-09-17: Greencard Received

2013-09-28: Wedding! smile.png

2015-06-15: Sent I-751 Application - Removal of Conditions.
2015-11-23: Approved
2015-12-02: 10 yr Green Card Rec'd.

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Hi, thanks for the reply! I think my fiancé tried to get me added to his existing account(Wells Fargo) and was told that I needed to be there in person.

Yeah, wire transfer is an option (the waiting period won't be an issue) or I can write myself a cheque. Granted you read how US Banks have no clue what to do with a 'foreign' cheque but in this day and age, I personally don't see why there should be any issue.

Yeah, the exchange majorly sucks right now but ..got to do what you got to do.

Thanks Again!


I-129F Sent : 2014-09-15
I-129F NOA1 : 2014-09-24
I-129F NOA2 : 2014-10-20
NVC Left : 2014-11-05
Packet 3 Received : 2014-11-13
Packet 4 Received : 2014-12-05
Medical : 2014-12-19
Interview Date : 2015-01-23 Montreal
Interview Result : Approved 2015-01-23
Loomis picked up passport from Montreal: 2015-01-27
Passport/visa in hand:2015-01-30

POE'd at Toronto Pearson Airport: 2015-04-01

SSN received: 2015-04-08 or so

Married : 2015-04-23

AOS/EAD/AP submitted as one : 2015-05-19

Biometrics AOS: 2015-06-15

EAD approved : 2015 July but did not receive until 2015-09-30

AOS interview: 2015-09-25

AOS approved: 2015-09-25

GC received: 2015-10-02

 

ROC I751 package mailed 7/19
uscis received package 7/21 as per USPS
check cashed 7/25/2017
noa i797 dated 7/21/2107/ WAC17293xxx
noa i797 received 7/27/2017

Biometrics not needed; used what was on file

Infopass i551 stamp ( 12months) done 8/17/2018

No RFE.

No Interview.

ROC approved Oct 25,2018.  i797 notice received Oct 29,2018 

PR card received Oct 30 2018 

 

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Yeah they are likely right. I was there for a visit when we set up the account so we went into the bank together.

Waiting on the wire transfer was only 3 - 4 days I think. You can write a cheque, but that wait would be longer I would suspect.

My mom has sent Canadian cheques at Christmas for the kids and the bank deposits it, but then puts a hold on it, usually 30 days.

They have to clear it and do the exchange and everything. In my personal opinion, the banks here in the South are far less advanced

than what I'm used to in Canada. I couldn't believe the first time I went into a branch with my then fiance and he actually had to fill out

a deposit slip or a withdrawl slip... I'm like "what?" We haven't done that in years. Like get with technology already! :sleepy:


Kimberley and Richard
Service Center : Vermont Service Center
Consulate : Montreal, Canada
2012-01-25 : I-129F Sent
2012-01-27 : VSC Received
2012-01-31 : I-129F NOA1 Notice Date
2012-02-01 : Touch
2012-07-05 : RFE Email (after 161 days)
2012-07-11 : RFE Received in Mail
2012-07-12 : RFE Reply Sent via USPS Overnight
2012-07-13 : RFE Reply Received at VSC at 12:16 PM
2012-07-18 : Case status updated to: "Request for Evidence Response Review"
2012-09-20 : Service Request Submitted with Tier 2 ISO
2012-09-25 : NOA2 Approved after 242 days!!
2013-01-07: Medical
2013-01-22: Interview - Approved! smile.png

My blog and video review of the Montreal Hotel that we stayed in: http://fanatictourist.com/blog/travel-tales/review-le-square-phillips-hotel-and-suites-montreal-canada/

2013-04-30: POE - Sarnia / Pt. Huron

2013-05-06: Made it legal.

2013-06-10: Apply for AOS, EAD and AP

2013-08-27: EAD / AP Received
2013-09-17: Greencard Received

2013-09-28: Wedding! smile.png

2015-06-15: Sent I-751 Application - Removal of Conditions.
2015-11-23: Approved
2015-12-02: 10 yr Green Card Rec'd.

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American banks aren't prepared well to cash foreign checks/cheques, in all fairness I don't really know that Canadian banks are any more prepared.... I don;t recall if I ever tried to deposit an American check in my Canadian TD account either.


Wiz(USC) and Udella(Cdn & USC!)

Naturalization

02/22/11 - Filed

02/28/11 - NOA

03/28/11 - FP

06/17/11 - status change - scheduled for interview

06/20?/11 - received physical interview letter

07/13/11 - Interview in Fairfax,VA - easiest 10 minutes of my life

07/19/11 - Oath ceremony in Fairfax, VA

******************

Removal of Conditions

12/1/09 - received at VSC

12/2/09 - NOA's for self and daughter

01/12/10 - Biometrics completed

03/15/10 - 10 Green Card Received - self and daughter

******************

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I have transferred money using www.xe.com/xetrade/ - takes a couple of day, but there is no fee. I compared when I had larger sums to move, and right then, it was worth it. Initial set up takes a week or so - you can also send cheques or transfer money to others.

.

Rates just now:

Quote as of Mar 25, 15 8:22:52 GMT -07:00
1.00 USD = 1.23 CAD
1 USD = 1.2317 CAD
1 CAD = 0.8119 USD

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I have transferred money using www.xe.com/xetrade/ - takes a couple of day, but there is no fee. I compared when I had larger sums to move, and right then, it was worth it. Initial set up takes a week or so - you can also send cheques or transfer money to others.

.

Rates just now:

I almost set up an account with them, but haven't yet. Right now I just wd money from the ATM and then deposit it to my American bank.

Totally worth it? I think I stopped it when they asked me for a SSN. Not sure I like giving that info out online, you know what I mean?


Kimberley and Richard
Service Center : Vermont Service Center
Consulate : Montreal, Canada
2012-01-25 : I-129F Sent
2012-01-27 : VSC Received
2012-01-31 : I-129F NOA1 Notice Date
2012-02-01 : Touch
2012-07-05 : RFE Email (after 161 days)
2012-07-11 : RFE Received in Mail
2012-07-12 : RFE Reply Sent via USPS Overnight
2012-07-13 : RFE Reply Received at VSC at 12:16 PM
2012-07-18 : Case status updated to: "Request for Evidence Response Review"
2012-09-20 : Service Request Submitted with Tier 2 ISO
2012-09-25 : NOA2 Approved after 242 days!!
2013-01-07: Medical
2013-01-22: Interview - Approved! smile.png

My blog and video review of the Montreal Hotel that we stayed in: http://fanatictourist.com/blog/travel-tales/review-le-square-phillips-hotel-and-suites-montreal-canada/

2013-04-30: POE - Sarnia / Pt. Huron

2013-05-06: Made it legal.

2013-06-10: Apply for AOS, EAD and AP

2013-08-27: EAD / AP Received
2013-09-17: Greencard Received

2013-09-28: Wedding! smile.png

2015-06-15: Sent I-751 Application - Removal of Conditions.
2015-11-23: Approved
2015-12-02: 10 yr Green Card Rec'd.

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I almost set up an account with them, but haven't yet. Right now I just wd money from the ATM and then deposit it to my American bank.

Totally worth it? I think I stopped it when they asked me for a SSN. Not sure I like giving that info out online, you know what I mean?

I didn't give it online, I had to fax or mail it, can't remember... was a while ago. I am not using it as frequently anymore though - mortgage is now paid. If I use it now, it's when my family purchase items for me and I send them cheques in Canadian dollars.

Edited by Boston~Montreal

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I did the RBC route, I didn't worry about having a branch here. I just had the Visa Debit card for the account and checks. I used up most of my money using those means or wrote checks to myself to transfer to an account that I opened locally. I know there is a lot of TD in the States but the RBC bank isn't even really a bank here. I couldn't accomplish much of anything with it so finally let it go!


USCIS - 40 DAYS
2012-10-30: FedEx delivered I-130 to Chicago Lockbox Mail Room
2012-11-01: NOA1 by email - MSC
2012-11-02: $420 (x3) debited from our account
2012-11-05: NOA1 hard copies received, Priority Date 2012-10-30
2012-12-11: NOA2


NVC - 26 DAYS
2013-01-02: Rec'd case#, IIN, BIN & OPTIN emails for EP sent
2013-01-03: Submitted DS-261 (x3)
2013-01-07: AOS bills invoiced and paid & OPTIN for EP accepted for each of us
2013-01-08: AOS bills appear as paid & AOS packages sent by email
2013-01-08: IV bill invoiced & paid (kids' only)
2013-01-09: IV bill appears as paid (kids' only)
2013-01-09: IV Package emailed & DS-260 submitted online (kids only)
2013-01-11: AOS received -notified by email
2013-01-11: IV bill invoiced & paid (for me)
2013-01-14: IV bill appears as paid (for me)
2013-01-14: IV Supporting Docs received for kids - notified by email
2013-01-14: IV Package emailed & DS-260 submitted online (me only)
2013-01-18: IV Supporting Docs received for me - notified by email
2013-01-18: Son#1 CASE COMPLETE - Son#2 checklist - saying $ on I-864 don't match tax return (but they do)-resubmitted
2013-01-23: AOS 2nd submission for Son #2 received - notified by email
2013-01-25: My CASE COMPLETE
2013-01-28: ALL 3 OF OUR CASES ARE NOW COMPLETE
2013-02-06: Packet 4 Received by email

MEDICAL ~ CONSULATE ~ POE REMOVAL OF CONDITIONS - 160 DAYS NATURALIZATION
2013-02-13: Medicals 2014-12-17: Delivered to California Lockbox 2015-12-15: Delivered to Phoenix Lockbox
2013-03-06: Interview 2014-12-19: 1 I-751 + 3 Biometrics Fees debited from our account 2015-12-16: Fees charged to Credit Card
2013-03-08: Visas in-hand 2014-12-22: Received NOA1 by mail. Receipt Date: 2014-12-17 2015-12-17: NOA
2013-03-12: Paid USCIS Immigrant Fee 2014-12-24: Received Biometrics Appointment Letter 2016-01-02: Biometrics Letter 2016-01-11: Biometrics
2013-03-14: POE 2015-01-06: Biometrics 2016-02-15: In Line for Interview 2016-02-19: Letter
2013-03-25: SSNs arrived 2015-05-27: Approved 2016-03-22: Interview
2013-04-01: Green Cards arrived 2015-06-03: New Green Cards arrived 2016-04-15: Oath Ceremony

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RBC/TD has branches or affiliates mostly in the Eastern States.

I have had no issues cashing US cheques at TD

Me too, @Texas22 I am not too fond of entering my personal info ( like SSN/ SIN) online or providing via fax /mail . That is why I have never obtained a credit report :-) ( granted I think now you can leave a vm with that info).

Anyways thanks for the replies.


I-129F Sent : 2014-09-15
I-129F NOA1 : 2014-09-24
I-129F NOA2 : 2014-10-20
NVC Left : 2014-11-05
Packet 3 Received : 2014-11-13
Packet 4 Received : 2014-12-05
Medical : 2014-12-19
Interview Date : 2015-01-23 Montreal
Interview Result : Approved 2015-01-23
Loomis picked up passport from Montreal: 2015-01-27
Passport/visa in hand:2015-01-30

POE'd at Toronto Pearson Airport: 2015-04-01

SSN received: 2015-04-08 or so

Married : 2015-04-23

AOS/EAD/AP submitted as one : 2015-05-19

Biometrics AOS: 2015-06-15

EAD approved : 2015 July but did not receive until 2015-09-30

AOS interview: 2015-09-25

AOS approved: 2015-09-25

GC received: 2015-10-02

 

ROC I751 package mailed 7/19
uscis received package 7/21 as per USPS
check cashed 7/25/2017
noa i797 dated 7/21/2107/ WAC17293xxx
noa i797 received 7/27/2017

Biometrics not needed; used what was on file

Infopass i551 stamp ( 12months) done 8/17/2018

No RFE.

No Interview.

ROC approved Oct 25,2018.  i797 notice received Oct 29,2018 

PR card received Oct 30 2018 

 

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I have RBC linked with Wells Fargo. There doesn't need to be an affiliated branch where you are in the US. There isn't one where I am going. It's an account with an US account linked to whichever US bank you want to link it to. I did it this way so I can draw from locked in Canadian pensions from a Canadian bank account to an American one. And it makes collecting EI and CPP much easier also.


ROC

01/18/2017   Sent in I-751

01/26/2017   Check cashed

01/28/2017   Received NOA dated 01/20/2017

02/16/2017   Biometrics done

10/24/2017   Traveled to Minneapolis for I551 stamp

02/26/2018     Case received by Field Office - S. Paul

05/012018     Case transferred to another USCIS office for processing 

N-400

02/02/2018    Filed N-400 online

02/05/2018    NOA online - NOA letter 02/09/2018

02/21/2018     Biometrics walk-in

 

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I have a Canadian pension deposited directly into my Canadian bank account still (after 2.5 years living in California), and here we deal with a small credit union that doesn't do well with international transfers. I always use XE.com to transfer money from my Cdn account to our joint US acct. I was nervous about the information that they wanted entered on the web site but it's been just fine. I feel very secure using them now.

But yeah, right now the exchange rate Sucks. :(


The K-1 Visa journey for myself and my two K-2 children:

K-1: NOA1 2011-8-10; NOA2 2012-1-12; Interview 2012-4-24; Visa issued 2012-9-17; POE (Sarnia) 2012-9-26; Wedding! 2012-10-02
AOS: NOA1 2012-11-20; Biometrics 2012-12-14; AP/EAD approved 2013-1-11; Interview 2013-1-31; 2-yr Green cards in hand 2013-2-9 (101 days total)

ROC: NOA1 11-7-14; Biometrics 12-1-14; 10-yr Green cards ordered 4-13-15! (157 days total)

Counting down to naturalization time!

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Hi,

Foreign checks will take FOREVER (several weeks) to clear. You may not have access to your money for a month.

Banks can wire money to each other.

IMHO - Immigrate to the US. Bring enough cash with you for a few weeks. Open a US bank account. Wire the money from Canada to the US. You will able to access your money quicker with a wire transfer than a check.

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Hi All, sorry for not replying as I was busy entering the US! Woot! Made it .


Then spent the next few days , getting the marriage license, opening bank account and applying for SSN.


Yea, I bought enough for a few weeks.



I-129F Sent : 2014-09-15
I-129F NOA1 : 2014-09-24
I-129F NOA2 : 2014-10-20
NVC Left : 2014-11-05
Packet 3 Received : 2014-11-13
Packet 4 Received : 2014-12-05
Medical : 2014-12-19
Interview Date : 2015-01-23 Montreal
Interview Result : Approved 2015-01-23
Loomis picked up passport from Montreal: 2015-01-27
Passport/visa in hand:2015-01-30

POE'd at Toronto Pearson Airport: 2015-04-01

SSN received: 2015-04-08 or so

Married : 2015-04-23

AOS/EAD/AP submitted as one : 2015-05-19

Biometrics AOS: 2015-06-15

EAD approved : 2015 July but did not receive until 2015-09-30

AOS interview: 2015-09-25

AOS approved: 2015-09-25

GC received: 2015-10-02

 

ROC I751 package mailed 7/19
uscis received package 7/21 as per USPS
check cashed 7/25/2017
noa i797 dated 7/21/2107/ WAC17293xxx
noa i797 received 7/27/2017

Biometrics not needed; used what was on file

Infopass i551 stamp ( 12months) done 8/17/2018

No RFE.

No Interview.

ROC approved Oct 25,2018.  i797 notice received Oct 29,2018 

PR card received Oct 30 2018 

 

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