Health insurance/medical care for K1visa holders after they marry their U.S. fiance(e)

[hir0 49]

Hello,

I’ve read about couples paying for their medical care/health insurance in the U.S.

I was wondering if I will be able to be under my soon-to-be husband’s health insurance after we get married (I enter the U.S. on a K1visa)

Will I automatically be under my husband’s health insurance that he has through his job?

Thanks for your helps !

[Lainie B 465]

Not automatically, but he can submit the paperwork at his work to have you added to his insurance policy. Usually there is a 30-day period after a life-changing event (such as marriage) where individuals can be added. If you miss this window then you will need to wait until the next open enrollment period, which is usually December or January, but varies with insurance policies.

[hir0 49]

Not automatically, but he can submit the paperwork at his work to have you added to his insurance policy. Usually there is a 30-day period after a life-changing event (such as marriage) where individuals can be added. If you miss this window then you will need to wait until the next open enrollment period, which is usually December or January, but varies with insurance policies.

Thank you! I was worried I would have to pay an extra health care

[Lainie B 465]

Well his premium might go up if you are added to his policy. It depends on his work's plan.

[kzielu 1,149]

Thank you! I was worried I would have to pay an extra health care

You won't, he probably will - as said above - it depends. Also, if he has deductible on his plan, it will likely increase with another person added.

All depends on the plan he has.

Edited November 6, 2014 by kzielu