Jump to content
Sign in to follow this  
matt41

A joint bank account.

19 posts in this topic

Recommended Posts

Filed: IR-1/CR-1 Visa Country: Canada
Timeline

We were looking to set up bank account to start saving jointly during the K1 process is there a way to do this? Do any other Canadians know of a bank that will allow my fiance to access remotely or jointly during the process while in the States? Any info will be appreciated. :thumbs:

post-98841-0-68715700-1297273679_thumb.jpg

Share this post


Link to post
Share on other sites
Filed: K-1 Visa Country: Russia
Timeline

We were looking to set up bank account to start saving jointly during the K1 process is there a way to do this? Do any other Canadians know of a bank that will allow my fiance to access remotely or jointly during the process while in the States? Any info will be appreciated. :thumbs:

Why do you want a joint bank account? If you want to send money to your fiance, you can set up a checking account and give your fiance an ATM card tied to it. The fees for international withdrawals will vary from bank to bank, but your fiance should be able to use the ATM card at most ATMs.

Share this post


Link to post
Share on other sites
Filed: Citizen (apr) Country: Colombia
Timeline

just so we can pay bills for certain things we are setting up. like our wedding.

American Patriot Act did not allow me to even add my wife to any joint account, wouldn't even let her start an account of her own. Not until she got an EAD card and a probationary SS card could I add her to my accounts.

Now even trying to open a $500.00 account really isn't an act of terrorism or to pay one off. Was the dumbest thing I had ran into yet. If it were 100 million bucks, would then think it would be questioned. But my CC company did let her use my card number with her name on it. Which kind of says, its okay for an immigrant to go into debt into this country, but not put money into it.

Even questioned my banks about foreign investors, literally taken over our communications and other industries as promoted by our administration. Said that is a different story. Our Senator Feingold was the only person that voted against the APA, said he did because he read it. I read it too, couldn't believe what I was reading. Ron Paul now is speaking against it, as it is to be renewed, but Russ and Ron are about the only two congressman with any common sense, so doubt if they will do any good on this matter.

But now it doesn't make any difference to us now, as my wife is a US citizen.

Share this post


Link to post
Share on other sites
Filed: IR-1/CR-1 Visa Country: Canada
Timeline

American Patriot Act did not allow me to even add my wife to any joint account, wouldn't even let her start an account of her own. Not until she got an EAD card and a probationary SS card could I add her to my accounts.

Now even trying to open a $500.00 account really isn't an act of terrorism or to pay one off. Was the dumbest thing I had ran into yet. If it were 100 million bucks, would then think it would be questioned. But my CC company did let her use my card number with her name on it. Which kind of says, its okay for an immigrant to go into debt into this country, but not put money into it.

Even questioned my banks about foreign investors, literally taken over our communications and other industries as promoted by our administration. Said that is a different story. Our Senator Feingold was the only person that voted against the APA, said he did because he read it. I read it too, couldn't believe what I was reading. Ron Paul now is speaking against it, as it is to be renewed, but Russ and Ron are about the only two congressman with any common sense, so doubt if they will do any good on this matter.

But now it doesn't make any difference to us now, as my wife is a US citizen.

well it is in the reverse me the one coming to the US I want to let her be on my account. No me being on a american account.

Share this post


Link to post
Share on other sites
Filed: Citizen (apr) Country: Canada
Timeline

Moved from Off Topic forum to the Canada Regional Forum as a more likely venue to obtain the necessary information :)


“...Isn't it splendid to think of all the things there are to find out about? It just makes me feel glad to be alive--it's such an interesting world. It wouldn't be half so interesting if we knew all about everything, would it? There'd be no scope for imagination then, would there?”

. Lucy Maude Montgomery, Anne of Green Gables

5892822976_477b1a77f7_z.jpg

Another Member of the VJ Fluffy Kitty Posse!

Share this post


Link to post
Share on other sites
Filed: Citizen (apr) Country: Canada
Timeline

Hmm... MAYBE RBC? You would have to go in and check tho i'm not completely sure.

TD bank is in Canada and the US you could try them too.


-------------------------------------------- as1cE-a0g410010MjgybHN8MDA5Njk4c3xNYXJyaWVkIGZvcg.gif

Your I-129f was approved in 5 days from your NOA1 date.

Your interview took 67 days from your I-129F NOA1 date.

AOS was approved in 2 months and 8 days without interview.

ROC was approved in 3 months and 2 days without interview.

I am a Citizen of the United States of America. 04/16/13

Share this post


Link to post
Share on other sites
Filed: Citizen (apr) Country: Canada
Timeline

No matter whether it's joint or not, you could just give your fiancée a VISA debit bank card with access to your account n the US. American Visa debit cards don't work as debit in Canada anyway....it will get charged as a VISA charge...yes, I know it doesn't matter because it all comes out of the same account, just saying. Consider though that because it's a foreign VISA card you'll pay exchange fees and international service charges each time she/you use it in Canada.....you may end up losing a little money with all the fees banks charge these days.

be more cost effective to bring some moeny with you next time you visit and exchange it so she can deposit in her own bank acct.


Wiz(USC) and Udella(Cdn & USC!)

Naturalization

02/22/11 - Filed

02/28/11 - NOA

03/28/11 - FP

06/17/11 - status change - scheduled for interview

06/20?/11 - received physical interview letter

07/13/11 - Interview in Fairfax,VA - easiest 10 minutes of my life

07/19/11 - Oath ceremony in Fairfax, VA

******************

Removal of Conditions

12/1/09 - received at VSC

12/2/09 - NOA's for self and daughter

01/12/10 - Biometrics completed

03/15/10 - 10 Green Card Received - self and daughter

******************

Share this post


Link to post
Share on other sites
Filed: IR-1/CR-1 Visa Country: Canada
Timeline

Problem is since you aren't married you can't get your wife a Tax ID which would allow her to be added to your bank account. I was able to be added to my wifes CIBC with just my passport and I added my wife to my TD account with her Tax ID number.


10/10/09: Married in Hamilton, Ontario :)

04/01/2010 : I-130 Sent

04/16/10 : NOA1 Issued (Hard Copy)

09/02/2010: File Touched Fingers Crossed

09/24/2010: NOA2 Approval!!!


  • 161 Days since NOA1 - NOA2
    ------------------
    NVC Received File - 10/04/2010
    10/07/2010 Received Case #/Opted into Electronic Processing

    • OPT IN EMAIL CONFIRMATION INTO ELECTRONIC PROCESSING RECEIVED 10/25 TOOK 18 DAYS FROM INITIAL EMAIL SENT
    • DS3032 Sent Following Electronic Proccessing Formats

10/15/2010: I-864(AOS) fee ($88) payment Received

10/18/2010: I-864 (AOS) PAID

10/20/2010: AOS package Sent via Email for Electronic Processing

10/22/2010: IV Bill Invoiced

10/22/2010: IV Bill Paid (Shown Paid Status 8/25/2010)

10/27/2010:DS Forms Emailed Via Email for Electronic Processing

01/06/2011: Sign in Failed

11/23/2010: AOS package review completed

01/05/2011: IV package review completed

01/06/2011: Case Completed (Received case complete Email VIA Electronic Processing)

01/07/2011: Consulate Interview Scheduled

Consulate

02/15/2011: Medical

03/04/2011: Interview

U.S

03/07/2011: POE South of Montreal US-CDN border

03/07/2011: Welcome Letter

03/24/2011: Green Card

Share this post


Link to post
Share on other sites
Filed: IR-1/CR-1 Visa Country: Canada
Timeline

I'm getting a bit confused. It sounds like you want your US fiancee to have access to your Canadian account. Is this correct?

yep just so she can take money ot when she needs it.

Share this post


Link to post
Share on other sites
Filed: IR-1/CR-1 Visa Country: Canada
Timeline

yep just so she can take money ot when she needs it.

My husband was added to my cibc account with just his Drivers license and Passport. Call the banks and explain what you are looking for. That is what I did in Canada and the states.


~~~Marriage : 2009-07-10~~~

~~~I-130 Sent : 2009-11-24~~~

~~~ Medical : 2010-09-28~~~ ~~~ MTL Interview : 2010-10-20~~~ ~~~ APPROVED~~~

~~~POE Date :2010-10-31~~~ ~~~Received SSN's 2010-11-08~~

~~~Welcome Letter/Notice Receipt :2010-11-30~~~ ~~~Received Our Green Cards 2010-12-06~~~

~~~ ROC :2012-08-20~~~ ~~~NOA1 :2012-08-28~~~ ~~~BIO :2012-09-25~~~~

age.png

age.png

event.png

~~~Do not argue with an idiot. He will drag you down to his level and beat you with experience.~~~

Share this post


Link to post
Share on other sites
Filed: Timeline

Call your bank and ask them how to handle the situation. I'm thinking you just need to give her a debit card to use in the US but she just won't be able to do deposits. Those will have to be mailed to you or the bank. TD Canada Trust debit cards can be used in both the US and Canada. I believe the same with RBC. All you pay is the exchange rate.


iagree.gif

Share this post


Link to post
Share on other sites
Filed: IR-1/CR-1 Visa Country: Canada
Timeline

Call your bank and ask them how to handle the situation. I'm thinking you just need to give her a debit card to use in the US but she just won't be able to do deposits. Those will have to be mailed to you or the bank. TD Canada Trust debit cards can be used in both the US and Canada. I believe the same with RBC. All you pay is the exchange rate.

yea i am with scotia i have used it here aand it works no rate at bank america I'm guessing that is what i need to do .

Share this post


Link to post
Share on other sites
Filed: K-1 Visa Country: Canada
Timeline

We were looking to set up bank account to start saving jointly during the K1 process is there a way to do this? Do any other Canadians know of a bank that will allow my fiance to access remotely or jointly during the process while in the States? Any info will be appreciated. :thumbs:

I (the Canadian beneficiary) am with Scotia bank and spoke with them about adding my USC fiance to my account or opening a joint account so we could transfer monies back and forth as needed for visa stuff and moving expenses etc. They said no problem but he would have to come in and be present with is ID etc and would be given a debit card that can be used at Bank of America with no fees. Unfortunately there is no way to deposit US money using the card nor is there any means besides the very expensive Western Union option to transfer money into the account from his US bank account and vice-versa. So instead he has given me his visa card number if need be and/or we just exchange cash when we see each other.

From what I understand I can't open a US based bank account until I am residing in the US and/or have the proper visa paperwork completed. Funny though, you can get a US department store credit card???

We will just wait out the process :luv:


---------------------
Oct. 22 - 25/10: Met in Hawaii and fell in love!
Jan. 3/11: Together in Seattle for New Years - officially, ENGAGED got my ring and we got matching tattoos!
Jan. 8/11: Mailed K1 forms to Lockbox in Lewisville, TX
Jan. 11/11: Check cashed.
Jan. 12/11: NOA1 - Initial Review - Petition Received
Jan. 14/11: Last Touch
Jan. 17/11: Rec'd email notification with receipt number and notice that package was received and routed to Vermont for Processing. Able to logon within a day to check case.
Feb. 24/11: Mailed additional info to VSC
May 10/11: RFE email - May 12/11: RFE hard copy received
May 27/11: RFE reply received and being processed.
July 1/11: NOA2!!!
July 14/11: NVC forwards petition to Vancouver
July 21/11: Packet 3 received via email.
Aug. 7/11: Packed 3 emailed back
Aug. 8/11: Packet 4 letter received via email
Sept. 21/11: Medical - SUCCESS!!!!
Sept. 23/11: Visa Interview = SUCCESS!!!
Sept. 28/11: Visa in hand
Sept. 29/11: POE at YVR to Seattle
Oct. 23/11: Hawaii beach wedding
Jan. 12/12: 1-485 & 1-765 NOA hard copies received
Feb. 2/12: NOA - case transferred to California
Mar. 3/12: Biometrics Done!
Mar. 14/12: Work Permit card being printed (never arrived, lost in the mail)
May. 8/12: I-485 Approved - Green Card in the mail
May. 12/12: GREEN CARD!!!!!!!!!!!

Package Mailed then RFE then Interview... and finally:

Jan.21/15: 10 Year Green Card!!!!!!!!!!!!!!

Share this post


Link to post
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Sign in to follow this  
- Back to Top -


Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×
×
  • Create New...