REALLY NEED HELP ON THIS ONE

[Canuck Carrie 1]

Steven Einstein

Again, it looks like another scam. Ask your bank who you can report this to, I *think* it's the FTC but I'm not sure.

[rclouse 0]

Maybe take all of this information, especially the stuff about how this lawyer is involved in scams, and go directly to your bank to speak with someone about it. Talking on the phone makes it easier for them to say "no", when you confront them and prove by your presence that you're sincere makes that much more difficult.

Amazing that the bank so easily freezes an account, especially when they receive freeze requests so frequently from this one lawyer. As soon as your account is unfrozen, I'd withdraw everything, close the account, and find a better bank.

[Laura_and_IanM 0]

Maybe take all of this information, especially the stuff about how this lawyer is involved in scams, and go directly to your bank to speak with someone about it. Talking on the phone makes it easier for them to say "no", when you confront them and prove by your presence that you're sincere makes that much more difficult.

Amazing that the bank so easily freezes an account, especially when they receive freeze requests so frequently from this one lawyer. As soon as your account is unfrozen, I'd withdraw everything, close the account, and find a better bank.

Ok, thank you for this information. Now, the problem is this, I have actually spoken to the court in regards to this alleged debt, and yes they did say that there was a judgement against me. My next question would be this, how do I stop this from progressing and further? The lady at the court felt awful for me and didn't have any answers. Now, because I am not in the US at this time, nor was I when this so called judgement was placed, how do I know who represented the plaintiff?? I am planning on printing off this information and sending it to not only my bank, but also to the court. Thank you in advance for your help.

LJ

[Laura_and_IanM 0]

Also, forgot to mention, when I originally called the bank the other day about this, they said that it was for MRC RECEIVABLES CORP. THen Mel Harris said it was for a goodhome credit card. Then was told today that it was originally for goodhome credit/Orchard Bank which is now taken over by this MRC RECEIVABLES CORP. Hmmm...something aint right...Again, how the hell do I stop this? And how do we stop these idiots??

LJ

[fish_oinc 0]

Also, forgot to mention, when I originally called the bank the other day about this, they said that it was for MRC RECEIVABLES CORP. THen Mel Harris said it was for a goodhome credit card. Then was told today that it was originally for goodhome credit/Orchard Bank which is now taken over by this MRC RECEIVABLES CORP. Hmmm...something aint right...Again, how the hell do I stop this? And how do we stop these idiots??

LJ

Have you tried contacting someone at the Orchard Bank?

The Orchard Bank is know for obtaining credit cards for people who would otherwise have a difficult time getting one...

Here is their Customer Service number: 1-503-245-9280

Call and tell them what prob you have and see if they have your name anywhere in their files.

Sounds like the MRC Receivables Co. is the collection agency.

Edited July 21, 2006 by fish_oinc

[Ban Hammer 14,268]

Also, forgot to mention, when I originally called the bank the other day about this, they said that it was for MRC RECEIVABLES CORP. THen Mel Harris said it was for a goodhome credit card. Then was told today that it was originally for goodhome credit/Orchard Bank which is now taken over by this MRC RECEIVABLES CORP. Hmmm...something aint right...Again, how the hell do I stop this? And how do we stop these idiots??

LJ

http://www.oag.state.ny.us/

http://www.oag.state.ny.us/consumer/tips/d...collectors.html

access numbers to call from there to the usa (might be cheaper dunno)

http://www.usa.att.com/traveler/access_num...?group=language

Edited July 21, 2006 by charlesandnessa

[Widge 0]

Ok so VJ is for visa and I think I have found you just the place you need

take a look at http://consumers.creditwrench.com/

it appears to be the place for USA consumers who are being screwed over by credit companies in one shape or another, with resident lawyers, experts n the like (prolly trolls too lol)

Another thought that occurred to me (told you I had way to much time on my hands ) when I had to prove to USCIS that I had left USA after airline didn't take my I-94 I had to supply various documents - just a thought if the court can tell you WHEN the judgement (or whatever) was supposededly served on you would it then be possible via UK bank transactions, payroll, employemnt letter, doctor/dentist/hairdresser appt or whatever that you were positively in the UK and could not have been served with papers in the US thereby screwing the judgement a bit ???????????

[j&js 0]

Only problem with that (proving she was not in the country when served) is that for many papers, it can be legally served by being left at the last and usual address, so it wouldn't matter that she wasn't there... I am a part time process server, so I know that is true for us, but as I said, that is only for certain types of process AND then I don't know what the lawyer's responsibility is to make sure that the person actually found the paper.

[Laura_and_IanM 0]

I have just spoken to the court again. This lady Sharon is very sympathetic with my case and has been very helpful. She told me that no the court did not order for my bank accnt to be frozen but legally what lawyers can do that are looking for payment on a debt can do is subpena all local financial institutes and ask whether or not I have an accnt with them, they bank then has to respond yes or no. That is how these sharks get your financial banking information!! And yes, they can legally freeze your accnts. I have read off what the link said about both mel harris and steven einstien to Sharon and she couldnt believe what she was hearing. Now on the brighter side, she said just to reopen the case, it will cost 45 dollars and that is without a lawyer, but she did advise that I brush up on some law because unfortunately with ppl like this, they wont back down. Another encouraging thing she did say is that she highly doubts that either mel harris or steven einstein will get someone to drive or fly even from NY NY to buffalo NY! Which is very true. So, I have until March 6th 2007 to reopen my case. THank you all for your help. If anyone thinks of anything else, please feel free to let me know or pm me.

Thanks again..

LJ

Ok so VJ is for visa and I think I have found you just the place you need

take a look at http://consumers.creditwrench.com/

it appears to be the place for USA consumers who are being screwed over by credit companies in one shape or another, with resident lawyers, experts n the like (prolly trolls too lol)

Another thought that occurred to me (told you I had way to much time on my hands ) when I had to prove to USCIS that I had left USA after airline didn't take my I-94 I had to supply various documents - just a thought if the court can tell you WHEN the judgement (or whatever) was supposededly served on you would it then be possible via UK bank transactions, payroll, employemnt letter, doctor/dentist/hairdresser appt or whatever that you were positively in the UK and could not have been served with papers in the US thereby screwing the judgement a bit ???????????

Yes, I can prove it because I did a change of addy with my own bank back in July of 2005 which was BEFORE the summons was served. Also, I have my passport to show the dates that I have been in the UK and also shows when we were in Spain which was ironically the same time period that the court rendered me a no show and placed a judgement against me..

thanks again all

LJ

[samir_shannon 0]

get a different lawyer and most banks refund the money if the charge is not legit ......