Lack of financial docs

[RyDa 1]

Hello everybody!

I always thought that the hardest part would be to survive the NOA2 wait, but here we are, have the Interview date set, and it does not get easier.

Here is the financial aspect of our situation. My fiance, the American citizen, has been in school 2005-2007. Therefore, his income has been sketchy. So his mom has volunteered to be our co-sponsor. Now, it took her a while to make this decision, especially after I sent them the list of what they may ask for at the embassy. Her main concern was sending all her detailed info across the globe, it may getting stolen, identity theft, well, you get it.

Now, finally my fiance tells me she has everything ready. At a closer look, it turns out that "everything" includes tax transcripts for 2007, bank statement and affidavit. I asked about the letter of employment, to show that not ony she had a steady income in the past, but she still got it, right? And was told "it's an overkill".

And my fiance, who now makes about 22K, but he's only been at this job for 2 months is sending me his affidavit, his bank statement and recent pay stubs. Turns out he did not file taxes in 2007 as he did not work - only studied full time. So I asked to also sent me a diploma, or a certificate or smth from his school to prove that. And he might get a letter of employment himself, but he says that no one does those where he works .

Please, tell me how screwed are we? We've been arguing over this a lot lately, and he says that it is just too much to send ALL that I asked for. But it's not like I just decided to ask them for all those dox, just for fun.... Oh boy, am I worried?

Thanks!

[CBR 0]

You're right, you do need all of those documents. It's not overkill if you wish to avoid being denied at the interview. If only his mom would get that letter from her employer you'd be all set & safe. I'm not sure how they scrutinize the length of employment, but I do know that they will want to see 2007's taxes and possibly even the past 3 years (form asks for 1 year, but many people have been asked for 3 years). What I did for my employer letter was send an email to the head of our Human Resorces office with a copy of what I wanted the letter to say (word for word) and made it super easy for her. I had her print out 3 copies so they'd all have her original signature on (one to send to embassy, one to take to interview, one for my records). Would his mom be more willing if you sent her a copy of what it needs to say? Maybe she's not sure what to ask for so she doesn't want to do it?

I don't know that I'd submit your fiance's info since his employment is only 2 months so far, and he won't be able to send any tax transcripts along. Seems very risky to me.

[RyDa 1]

You're right, you do need all of those documents. It's not overkill if you wish to avoid being denied at the interview. If only his mom would get that letter from her employer you'd be all set & safe. I'm not sure how they scrutinize the length of employment, but I do know that they will want to see 2007's taxes and possibly even the past 3 years (form asks for 1 year, but many people have been asked for 3 years). What I did for my employer letter was send an email to the head of our Human Resorces office with a copy of what I wanted the letter to say (word for word) and made it super easy for her. I had her print out 3 copies so they'd all have her original signature on (one to send to embassy, one to take to interview, one for my records). Would his mom be more willing if you sent her a copy of what it needs to say? Maybe she's not sure what to ask for so she doesn't want to do it?

I don't know that I'd submit your fiance's info since his employment is only 2 months so far, and he won't be able to send any tax transcripts along. Seems very risky to me.

Thank you so much! I don't know why it is such a big deal to do it, but my fiance says she said "it would be embarrassing and wouldn't do it"

We do appreciate her help anyway, of course! But I'm just afraid it might be no good in the end.

[mary'n'ev 0]

You can't go wrong by including too much. In fact, 'too much' may be what the consulate wants. Discuss the negative consequences of not having all the documents at your interview: denial of visa. Letter of employment is needed for the reason you stated: proof of steady employment and proof of salary. Your fiance should have filed taxes last year as he paid taxes on his tuition. You need need substantiated proof to show a valid reason as to why he didn't submit a tax return when it comes time to Adjust. Keep in mind that at the K-1 level, only one sponsor is needed. The petitioner does not need to submit an aff. of support if there is another sponsor. However, he WILL need these documents when you apply to adjust status.

At my interview there was an individual who did not have all the required documents. He was told to come back to the consulate when he had all the documents requested.

The K-1 info gathering, in my opinion, was much easier in comparison to the AOS info gathering. The AOS I-864 seems to be much more scrutinized than the k-1 version. Get as much information from your sponsors' in one shot. Make photocopies of everything. Bring them with you to the States so when it comes time to adjust, everything is there. Asking for htis information twice in one year will just throw more caution into the air. Whatever that means.

Be stern when discussing this stuff with him and good luck!

[reeses16 8]

I think his current job counts most. When I filled a k1 for my hubby I was in grad school and I didn't need a co-sponsor. I was able to document the money I lived on using financial aid award letters and tax transcripts (when applicable). Read my old post. It might give you some ideas: http://www.visajourney.com/forums/index.ph...;p=1011373&

Also, he should approach his employer again about a letter or employment. Its not the type of things that employees request regularly and sometimes employers get concerned with legal implication of writing a letter supporting a immigration petition. He may have better luck if he discusses it again provides a (1) drafts a letter himself- don't give someone else work to do. If they like the draft they can just sign it, or the can edit. (2) Maybe address the letter to the employee (not the CO).

[CBR 0]

I think his current job counts most. When I filled a k1 for my hubby I was in grad school and I didn't need a co-sponsor. I was able to document the money I lived on using financial aid award letters and tax transcripts (when applicable). Read my old post. It might give you some ideas: http://www.visajourney.com/forums/index.ph...;p=1011373&

Also, he should approach his employer again about a letter or employment. Its not the type of things that employees request regularly and sometimes employers get concerned with legal implication of writing a letter supporting a immigration petition. He may have better luck if he discusses it again provides a (1) drafts a letter himself- don't give someone else work to do. If they like the draft they can just sign it, or the can edit. (2) Maybe address the letter to the employee (not the CO).

Only problem is her fiance did NOT file taxes in 2007. I'd still work on the mom.

[reeses16 8]

I didn't file taxes one year. I included a copy of the IRS code that excluded me from filing taxes. Thats why I said, "...tax transcripts (when applicable)."

Edited December 17, 2008 by reeses16

[tbouch 0]

Hello everybody!

I always thought that the hardest part would be to survive the NOA2 wait, but here we are, have the Interview date set, and it does not get easier.

Here is the financial aspect of our situation. My fiance, the American citizen, has been in school 2005-2007. Therefore, his income has been sketchy. So his mom has volunteered to be our co-sponsor. Now, it took her a while to make this decision, especially after I sent them the list of what they may ask for at the embassy. Her main concern was sending all her detailed info across the globe, it may getting stolen, identity theft, well, you get it.

Now, finally my fiance tells me she has everything ready. At a closer look, it turns out that "everything" includes tax transcripts for 2007, bank statement and affidavit. I asked about the letter of employment, to show that not ony she had a steady income in the past, but she still got it, right? And was told "it's an overkill".

And my fiance, who now makes about 22K, but he's only been at this job for 2 months is sending me his affidavit, his bank statement and recent pay stubs. Turns out he did not file taxes in 2007 as he did not work - only studied full time. So I asked to also sent me a diploma, or a certificate or smth from his school to prove that. And he might get a letter of employment himself, but he says that no one does those where he works .

Please, tell me how screwed are we? We've been arguing over this a lot lately, and he says that it is just too much to send ALL that I asked for. But it's not like I just decided to ask them for all those dox, just for fun.... Oh boy, am I worried?

Thanks!

As far as identity theft is concerned, I believe you can black out personal information such as social security numbers and bank account numbers. If I am wrong I hope someone will correct me.

[reeses16 8]

Yes. you can black out those numbers. I marked them out except for the last 4 digits.

[RyDa 1]

Thanks! His mom WAS actually gonna black out her SSN. I figured it wouldn't be that big a deal, since they won't have time to run it thru any kind of check at the embassy.

I'll keep trying to straighten out the rest of stuff too. I can't believe, in the very end, we hit such a stumble. Immigration red-tape, I hate you!

[pushbrk 12,174]

Hello everybody!

I always thought that the hardest part would be to survive the NOA2 wait, but here we are, have the Interview date set, and it does not get easier.

Here is the financial aspect of our situation. My fiance, the American citizen, has been in school 2005-2007. Therefore, his income has been sketchy. So his mom has volunteered to be our co-sponsor. Now, it took her a while to make this decision, especially after I sent them the list of what they may ask for at the embassy. Her main concern was sending all her detailed info across the globe, it may getting stolen, identity theft, well, you get it.

Now, finally my fiance tells me she has everything ready. At a closer look, it turns out that "everything" includes tax transcripts for 2007, bank statement and affidavit. I asked about the letter of employment, to show that not ony she had a steady income in the past, but she still got it, right? And was told "it's an overkill".

And my fiance, who now makes about 22K, but he's only been at this job for 2 months is sending me his affidavit, his bank statement and recent pay stubs. Turns out he did not file taxes in 2007 as he did not work - only studied full time. So I asked to also sent me a diploma, or a certificate or smth from his school to prove that. And he might get a letter of employment himself, but he says that no one does those where he works .

Please, tell me how screwed are we? We've been arguing over this a lot lately, and he says that it is just too much to send ALL that I asked for. But it's not like I just decided to ask them for all those dox, just for fun.... Oh boy, am I worried?

Thanks!

Looks good to me if they'll include a couple recent pay stubs instead of employer letters.

[Badgerella 5]

Speaking of Affidavits and such - we called the Embassy and co-sponsors are, according to them, allowed and used all the time.

However, there is one more technicality I am unsure, but curious about. We hope that, financially, what my fiance will have by the time of the interview will be enough. We'll also have a signed and overall ready co-sponsor Affidavit, but we'd like to not turn it in with the rest of the documents at the Embassy, but instead to give it to the CO in case they asked for more proof (documents, whatevers) during the interview. Is this even possible? Or is it better to hand in both Affidavits? Would they just ignore (and therefore return) the one signed by the co-sponsor if the petitioner's was sufficient?

The problem might be the fact that my fiance won't have tax returns for any year other than 2008. He makes enough money now, and has been in 2008, overall. Before that, he was in college and didn't file taxes.

[RyDa 1]

Speaking of Affidavits and such - we called the Embassy and co-sponsors are, according to them, allowed and used all the time.

However, there is one more technicality I am unsure, but curious about. We hope that, financially, what my fiance will have by the time of the interview will be enough. We'll also have a signed and overall ready co-sponsor Affidavit, but we'd like to not turn it in with the rest of the documents at the Embassy, but instead to give it to the CO in case they asked for more proof (documents, whatevers) during the interview. Is this even possible? Or is it better to hand in both Affidavits? Would they just ignore (and therefore return) the one signed by the co-sponsor if the petitioner's was sufficient?

The problem might be the fact that my fiance won't have tax returns for any year other than 2008. He makes enough money now, and has been in 2008, overall. Before that, he was in college and didn't file taxes.

Badgerella, I read somewhere about a girl who had two sets of fin-l dox too, her fiance's and their co-sponsors. When she was called to submit the documents before the interview to one of the consulate workers, she gave her fiance's financial papers and said that they also had a co-sponsor, however she was told that she would only need to present them if the CO asked during the interview. And I believe he never did.

[RyDa 1]

Looks good to me if they'll include a couple recent pay stubs instead of employer letters.

That gives me hope. Thanks!

[Badgerella 5]

Speaking of Affidavits and such - we called the Embassy and co-sponsors are, according to them, allowed and used all the time.

However, there is one more technicality I am unsure, but curious about. We hope that, financially, what my fiance will have by the time of the interview will be enough. We'll also have a signed and overall ready co-sponsor Affidavit, but we'd like to not turn it in with the rest of the documents at the Embassy, but instead to give it to the CO in case they asked for more proof (documents, whatevers) during the interview. Is this even possible? Or is it better to hand in both Affidavits? Would they just ignore (and therefore return) the one signed by the co-sponsor if the petitioner's was sufficient?

The problem might be the fact that my fiance won't have tax returns for any year other than 2008. He makes enough money now, and has been in 2008, overall. Before that, he was in college and didn't file taxes.

Badgerella, I read somewhere about a girl who had two sets of fin-l dox too, her fiance's and their co-sponsors. When she was called to submit the documents before the interview to one of the consulate workers, she gave her fiance's financial papers and said that they also had a co-sponsor, however she was told that she would only need to present them if the CO asked during the interview. And I believe he never did.

Thanks for your help. It'll be awesome if it ends up working for us that way.