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CJKylie

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Posts posted by CJKylie

  1. On 3/10/2020 at 6:31 PM, Stark44 said:

    Hi all, since moving to the US I have not opened a credit card and I have what I believe is "ghost credit" as I do not have any credit yet. 

     

    1- My plan is to get a credit card soon and spend less than 30% of the allowance on it monthly and make timely payments, by doing this what will my credit score start at and how quickly will my credit score increase each month roughly?

     

    2.1- Additionally, is it wise to be added as an authorized user on my wife's credit card will this help increase my credit score at a quicker rate. 

     

    2.2- When adding an authorized user does it ask in the process if the additional user is either a USC or permanent resident, as I note it asks this in a credit card application. 



    Hopefully we are able to purchase a home next year, I want to use this upcoming year on building a good credit score.

    1. Varies

    2. Yes, if she has more than one get added to those too. The older the cards the better, as it will affect your average age of credit. I’ve only been in the US for 5 years, but have a 10 year old card on my report which helps a lot

    3. I’ve never been asked for this, just name, address and SS #

     

    Side note, if you had an Amex in your home country, you can use their global transfer service to open an account in the US and they will take into account your history with them 

  2. 2 minutes ago, Mo & Jo said:

    Hi,

     

    I have my interview next month (I was supposed to have it in July but they misplaced my file and re-scheduled me...) and I was wondering what papers you guys took to the interview, because my letter only said to bring green card and passport, marriage certificate, any divorce papers applicable and my US spouse birth certificate. I was not asked for pictures, bank statements, or any sort of relationship evidence, which to me makes sense because I submitted so much of that in the past years... But I see some people were asked those documents at the interview. Is that because each applicant is different and some people may be asked more things than others? Would their letters reflect that, in such case? In my mind, if the letter does not say to bring it, then I should not be asked for it at the interview. But you never know...

    Thanks,

    Jo

    The letter is generic, and the same for everyone I believe. At my interview they looked at the stuff specifically mentioned on the letter, and then asked if there was anything else I wanted to add - which is when I gave them bank statements, most recent tax return etc

  3. 24 minutes ago, BipinSaxena said:

    We just had our US citizenship interview and are now scheduled for the Oath ceremony. We have two kids 10 yrs and 15 yrs of age and were not born in the US. I understand they would get the citizenship status based on our status change. My question is, does it make things easier to take them along to the oath ceremony and get their citizenship formalities done there?

    No, it wouldn’t make a difference.
    They will automatically gain citizenship - you simply apply for their passports using your naturalization certificate

  4. 1 hour ago, vidi said:

    1. Some of you mentioned the documents you carried for the interview. Is birth certificate one of them?

     

    2. I am not able to locate mine and was trying to remember the specific action/stage at which it was required. Does anyone know?

     

    3. Did anyone have an experience where they asked for the birth certificate and you didn’t have one?

     

    Thank you. 

    I took mine to the interview to be safe - they didn’t look at it.
    I believe it’s not needed as it would already be on file from your original visa application process

  5. 1 hour ago, CJKylie said:

    I became a citizen today 🥳

    Best of luck to the rest of you in the last part of your immigration journey!

    One thing I should mention is that when I went to collect my certificate, there was some confusion on their end as to why I didn’t have my 10 year green card, and only had my expired 2 year green card.

    I explained the situation, and they were still confused, and they actually called my USCIS office to check whether my ROC was approved before they would hand over my certificate - it was kinda weird lol

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