My wife and I will be filing our joint I-751 this coming week. For whatever reason, our financial ties evidence isn't as strong as some would suggest that it be. For instance, the house is in my name only, and we don't have a joint bank account or investment account. But there is at least some reason for this. When we bought our house in November 2020, she did not yet have a SSN due to the Covid shutdown of the SSA that year. So.. with my wife having no SSN or credit history in the U.S., I had to apply for the mortgage loan singly. Somehow that ended up with the house deed being in my name only. Admittedly, we could have changed that by now, but I just never got around to it. When she did finally get her SSN she opened her own investment account. She works as a Registered Nurse. Neither of us even has a bank account because we don't really need one. The evidence for our financial ties is as follows.
1) IRS tax transcripts. Three years (2020-2022) of Married filing jointly.
2) The joint lease of an automobile dated October 2022.
3) She is the beneficiary of my life-insurance policy from work.
4) Her name has always been included on our shared Automobile insurance and homeowners' insurance.
5) Monthly statements from one shared credit card that is frequently used by us both.
It would seem to me that this would be enough financial tie evidence to establish that my wife and I have a strong committed relationship and marriage.
Thoughtful opinions on this?