I-864 and beneficiary's assets

[earthbi 1]

Hi,

 

My partner and I got married in the US whilst I was here visiting on a B2 visa. We already submitted the I-130 and I-485. On the I-864 my partner's salary is a little low, but we have assets to cover it. We sent in evidence of assets (confirmation from the banks) from both join accounts, his accounts and my savings account. We didn't read the small print that they would want 12 months average assets, so we now have to submit the bank transcripts after receiving request of evidence. My assets alone are actually  sufficient, and the easiest to get all the bank transcripts from. But that money is in my bank in Norway. My partner's assets alone is also sufficient on it's own, but consists of a mix of bonds and different accounts - more complicated to gather together and to calculate the 12 months average. Our joint account is less than a year old (just since February). So I wonder if anyone has any experience if it's sufficient to give evidence of only beneficiary's assets. They are in an open account, I could transfer it very quickly to the US if necessary (but I prefer keeping them in Norway because of much better interest rates). I have a statement from the bank that the account is open. And if I only send bank statements from my own account should we sent a new I-864 updating the assets calculation and removing joint and his assets since we are not sending in all the evidence to prove it? Or should we really gather all the statements from all the accounts and send those in? Thank so much for any insight.

[Crazy Cat 39,439]

***Moved to Adjustment of Status From Work, Student, and Tourist Visas****

[OldUser 5,022]

Consider finding a joint sponsor. Assets are harder to get accepted, especially beneficiary's assets.

[earthbi 1]

On 4/30/2024 at 10:10 AM, OldUser said:

Consider finding a joint sponsor. Assets are harder to get accepted, especially beneficiary's assets.

Thank you for your response and perspective. I would much rather like to base it on assets though. Mainly because it seems much easier, because we can show assets more than tenfold the required amount. Because beneficiary's assets alone cover tenfold the required amount, the question is if it's just clearer to just send this information. Sponsor's assets also covers the requirements alone, but just barely, and consists of a mix of accounts and stocks (though all US accounts). When it states so clearly in the I-864 instructions that assets can be used, it doesn't make sense to me that they would not get accepted. I can think of a friend who would be willing to be a joint sponsor, but I would prefer not to bother her with this if we can handle it with our assets.

[OldUser 5,022]

1 hour ago, earthbi said:

Thank you for your response and perspective. I would much rather like to base it on assets though. Mainly because it seems much easier, because we can show assets more than tenfold the required amount. Because beneficiary's assets alone cover tenfold the required amount, the question is if it's just clearer to just send this information. Sponsor's assets also covers the requirements alone, but just barely, and consists of a mix of accounts and stocks (though all US accounts). When it states so clearly in the I-864 instructions that assets can be used, it doesn't make sense to me that they would not get accepted. I can think of a friend who would be willing to be a joint sponsor, but I would prefer not to bother her with this if we can handle it with our assets.

 

 

Some data points:

 

I hear issues using assets a lot from people on YouTube immigration show, and I watched all 593 episodes so far, so about ~600 hours of content or more.

 

It is natural to go the easier route, but it doesn't always work with USCIS. You can give it a try, but have joint sponsor lined up. The worst case you'd lose some time because of RFE.

 

 

 

Edited May 1 by OldUser

[earthbi 1]

51 minutes ago, OldUser said:

 

 

Some data points:

 

I hear issues using assets a lot from people on YouTube immigration show, and I watched all 593 episodes so far, so about ~600 hours of content or more.

 

It is natural to go the easier route, but it doesn't always work with USCIS. You can give it a try, but have joint sponsor lined up. The worst case you'd lose some time because of RFE.

 

 

 

Thank you! So that was another question - you seem to confirm that if I send in assets proof, and they still are not convinced, they will send me another RFE where I can add joint sponsor? They wont just deny the case?

[OldUser 5,022]

1 hour ago, earthbi said:

Thank you! So that was another question - you seem to confirm that if I send in assets proof, and they still are not convinced, they will send me another RFE where I can add joint sponsor? They wont just deny the case?

Any of the three can happen:

- Another RFE

- Notice of intent to deny (NOID)

- Outright denial

[earthbi 1]

8 minutes ago, OldUser said:

Any of the three can happen:

- Another RFE

- Notice of intent to deny (NOID)

- Outright denial

Gosh! That's amazing!