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vitamincee

Health Insurance via the Marketplace for K-1 Spouse

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Hello!
I currently purchase my own private health insurance because I am self employed. My partner just came over from Australia on the K-1 visa, and we just got married. He has about a month left to purchase health insurance before the 60 day special life event clause expires.

 

My question is: If he purchases the insurance on the marketplace, will he endanger his "can't take any government subsidy" rule of the K-1 visa? I am in the process of adjusting his status now (should be sending off the documents next week), and in the affidavit of support it says he can't take any sort of government support. Does the marketplace realize this and only offer him full price plans? I don't want him to endanger his immigration status, but I'm unsure how to navigate this otherwise.

 

Thank you for your time!

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1 hour ago, vitamincee said:

"can't take any government subsidy"

Marketplace isn't a subsidy program.   If you get a credit it is a Premium tax credit.   Medicare / Medicaid is a subsidy.

 

Pay the face value and you will be fine.


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Okay but when he signs up, and puts his income as zero, won't it only show the cheaper/subsidized plans? 

 

And another question-- since we're married I'll be filing our taxes jointly... which I think would allow me cheaper insurance (I currently do not take any credits). Would I be able to take that?

 

Thank you!

Edited by vitamincee

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1 hour ago, vitamincee said:

Hello!
I currently purchase my own private health insurance because I am self employed. My partner just came over from Australia on the K-1 visa, and we just got married. He has about a month left to purchase health insurance before the 60 day special life event clause expires.

 

My question is: If he purchases the insurance on the marketplace, will he endanger his "can't take any government subsidy" rule of the K-1 visa? I am in the process of adjusting his status now (should be sending off the documents next week), and in the affidavit of support it says he can't take any sort of government support. Does the marketplace realize this and only offer him full price plans? I don't want him to endanger his immigration status, but I'm unsure how to navigate this otherwise.

 

Thank you for your time!

Why is your spouse taking separate insurance? Can't you put him on your insurance? That's how (almost) everyone does it, it's also a good peace of evidence for AOS interview and ROC later on

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6 minutes ago, C90 said:

Why is your spouse taking separate insurance? Can't you put him on your insurance? That's how (almost) everyone does it, it's also a good peace of evidence for AOS interview and ROC later on

My health insurance (Kaiser) doesn't do family plans, otherwise I would.

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Just now, vitamincee said:

My health insurance (Kaiser) doesn't do family plans, otherwise I would.

I'm pretty sure I saw a topic on this on here before and someone pointed out there are special insurances for immigrants. Try to Google that, I'm sure you will find a part of Marketplace that is for immigrants (or another website where they sell them)

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13 minutes ago, C90 said:

I'm pretty sure I saw a topic on this on here before and someone pointed out there are special insurances for immigrants. Try to Google that, I'm sure you will find a part of Marketplace that is for immigrants (or another website where they sell them)

The special insurance available for new immigrants is temporary major medical only and does not cover routine  dr visits, meds or pre existing conditions. The Marketplace policies available to new residents with lawful status are the same as for everyone else .. no specials there !! 

Edited by Lil bear

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