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rbromley17

Temporary Health Insurance before going on Wife's - k1

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Hi Everyone,

I will be moving to the USA on a K1 visa on June 23rd and will go on my soon to be wife's health insurance once we get married in July.

I have Crohn's so I don't want to have a period where I'm not covered by any form of paid healthcare.

I understand travel insurance would not apply to this period, so could anyone recommend any providers of relevant temporary insurances and in particular one which may provide cheaper insurance for those with pre-existing conditions?

Many thanks

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I asked the same question. Here is the thread. :)

http://www.visajourney.com/forums/topic/595338-insurance-before-getting-married/#entry8133263


Edited by Georgia16

K-1 + K-2:                                                                                                                                AOS from K-1 + K-2:

02/02/16....I-129F mailed to Lewisville, TX                                                                       08/25/16....AOS package mailed to Chicago, IL

02/03/16....Delivered at Lewisville, TX                                                                               08/26/16....Delivered at Chicago, IL

02/08/16....NOA1 Text & E-mail. Case sent to CSC                                                         09/01/16....NOA1 Text & E-mail

02/12/16....NOA1 Hard copy received                                                                               09/09/16....NOA1 Hard copy received

03/24/16....NOA2 (45 days)                                                                                                 09/15/16....Bio-letter received for K-1/K-2 for Sep. 26th

03/29/16....NOA2 Hard copy received                                                                               09/19/16....Bio appointment done (Walk-in)

03/31/16....Medical                                                                                                              11/01/16.....EAD/AP approved

05/26/16....Interview                                                                                                            11/16/16.....EAD/AP card received

06/10/16....Visa in hand                                                                                                       03/08/17.....AOS Approved - No interview

06/21/16....POE Atlanta                                                                                                       03/15/17.....Green cards in hand

07/30/16....Wedding                                                                                                    

                                                                                                                                       

 

ROC from K-1 + K-2:

12/08/18....ROC window opens

12/13/18....I-751 mailed to Lewisville, TX

12/14/18....Delivered at Lewisville, TX

12/20/18....Text with case number. TX service center

12/24/18....NOA1/Extension letter received

 

 

 

 

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Get married asap and be added to your wife's insurance is you best route.


“If you know the enemy and know yourself, you need not fear the result of a hundred battles. If you know yourself but not the enemy, for every victory gained you will also suffer a defeat. If you know neither the enemy nor yourself, you will succumb in every battle.”

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Hi Everyone,

I will be moving to the USA on a K1 visa on June 23rd and will go on my soon to be wife's health insurance once we get married in July.

I have Crohn's so I don't want to have a period where I'm not covered by any form of paid healthcare.

I understand travel insurance would not apply to this period, so could anyone recommend any providers of relevant temporary insurances and in particular one which may provide cheaper insurance for those with pre-existing conditions?

Many thanks

Hi there,

Typically it is best to most likely wait until you are married (asap) and get yourself put on your spouse's insurance.

Obviously Crohns can be serious, compared to the average person that feels the risk to wait in the gap is worth it. Do you feel in the gap period that you will require additional medication or treatment, or are you bringing an ample supply of medication from the UK with you?

Keep in mind that the insurance mentioned in the referenced thread does not meet the federal standard under the law. That means it is considered for federal purposes about as good as if you had no insurance. I am also dubious about the coverage this insurance, however temporary, how well it would provide for you should you need it with such a preexisting condition. It's all the same thing with temporary insurances, insurances marketed toward new immigrants etc. They can be useful for some. But you may need to sign a waiver under a pre-existing clause. What sounds good on paper really depends on what happens when you really need to use it. And results can vary. Some work fine, and others don't.

I don't know the specifics of your wedding plans, but if you ever wanted coverage sooner, you could marry asap at a courthouse, and have your originally planned wedding on the date you wanted. That way you could get the ball rolling.


K-1 - AOS & ROC Timeline  - Immigration and the Health Exchange Price of Love in the UK Thinking of Returning to UK?

 

First met: 12/31/04 - Engaged: 9/24/09
Filed I-129F: 10/4/14 - Packet received: 10/7/14
NOA 1 email + ARN assigned: 10/10/14 (hard copy 10/17/14)
Touched on website (fixed?): 12/9/14 - Poked USCIS: 4/1/15
NOA 2 email: 5/4/15 (hard copy 5/11/15)
Sent to NVC: 5/8/15 - NVC received + #'s assigned: 5/15/15 (estimated)
NVC sent: 5/19/15 - London received/ready: 5/26/15
Packet 3: 5/28/15 - Medical: 6/16/15
Poked London 7/1/15 - Packet 4: 7/2/15
Interview: 7/30/15 - Approved!
AP + Issued 8/3/15 - Visa in hand (depot): 8/6/15
POE: 8/27/15

Wedding: 9/30/15

Filed I-485, I-131, I-765: 11/7/15

Packet received: 11/9/15

NOA 1 txt/email: 11/15/15 - NOA 1 hardcopy: 11/19/15

Bio: 12/9/15

EAD + AP approved: 1/25/16 - EAD received: 2/1/16

RFE for USCIS inability to read vax instructions: 5/21/16 (no e-notification & not sent from local office!)

RFE response sent: 6/7/16 - RFE response received 6/9/16

AOS approved/card in production: 6/13/16  

NOA 2 hardcopy + card sent 6/17/16

Green Card received: 6/18/16

USCIS 120 day reminder notice: 2/22/18

Filed I-751: 5/2/18 - Packet received: 5/4/18

NOA 1:  5/29/18 (12 mo) 8/13/18 (18 mo)  - Bio: 6/27/18

Transferred: Potomac Service Center 3/26/19

 

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