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HannahAndLeslie

Insurance once in the US

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Hannah moved over a month ago from England and we were married soon after. I have health insurance through my employer and now have Hannah signed up as well through the open enrollment but coverage doesn't start until January 2015. It's only 2 months away but what if she gets sick? Does anyone know of any cases where they would cover her bills if anything were to happen between now and January? 'Back coverage' of sorts?


10.16.14 : I-485 AOS & I-765 EAD mailed

10.20.14 : Packet received

11.06.14 : NOA email and text msg for AOS & EAD

11.10.14 : NOA hard copy

11.17.14 : Biometrics letter received

11.24.14 : Biometrics appointment

11.26.14 : RFE email for AOS

12.01.14 : RFE hard copy

12.02.14 : RFE sent

12.30.14 : EAD in production

01.07.15 : EAD mailed

01.08.15 : EAD received!!

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Hannah moved over a month ago from England and we were married soon after. I have health insurance through my employer and now have Hannah signed up as well through the open enrollment but coverage doesn't start until January 2015. It's only 2 months away but what if she gets sick? Does anyone know of any cases where they would cover her bills if anything were to happen between now and January? 'Back coverage' of sorts?

I believe they won't covered it. That's how it works for healthcare for military though, TRICARE.


Know your enemy and know yourself and you can fight a hundred battles without disaster.Strategy without tactics is the slowest route to victory. Tactics without strategy is the noise before defeat

- Sun Tzu-

It doesn't matter how slow you go as long as you don't stop

-Confucius-

 

-I am the beneficiary and my post is not reflecting my petitioner's point of views-

 

                                       Lifting Condition (I-751)

 

*Mailed I-751 package (06/21/2017) to CSC

*NOA-1 date (06/23/2017)

*NOA-1 received (06/28/2017)

*Check cashed (06/27/2017)

*Biometric Received (07/10/2017)

*Biometric Appointment (07/20/2017)

 

 

 

 

 

 

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She won't be covered. You can call your county to see if there are any options available for her- if you're low-income or what have you. The county might be able to tell you if there are any assistance programs for the period of being uninsured. If she does need health care, you could look for clinics that work on a sliding-fee scale or clinics that might offer care at a low-cost to those that qualify. Otherwise, be careful!

Edited by Novembro

I love a guy who looks like he could be on Criminal Minds as either an agent or a killer.

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Filed: Lift. Cond. (apr) Country: China
Timeline

Moved from Off Topic to Moving to the US and Your New Life In America forum.


Our journey:

Spoiler

September 2007: Met online via social networking site (MySpace); began exchanging messages.
March 26, 2009: We become a couple!
September 10, 2009: Arrived for first meeting in-person!
June 17, 2010: Arrived for second in-person meeting and start of travel together to other areas of China!
June 21, 2010: Engaged!!!
September 1, 2010: Switched course from K1 to CR-1
December 8, 2010: Wedding date set; it will be on February 18, 2011!
February 9, 2011: Depart for China
February 11, 2011: Registered for marriage in Wuhan, officially married!!!
February 18, 2011: Wedding ceremony in Shiyan!!!
April 22, 2011: Mailed I-130 to Chicago
April 28, 2011: Received NOA1 via text/email, file routed to CSC (priority date April 25th)
April 29, 2011: Updated
May 3, 2011: Received NOA1 hardcopy in mail
July 26, 2011: Received NOA2 via text/email!!!
July 30, 2011: Received NOA2 hardcopy in mail
August 8, 2011: NVC received file
September 1, 2011: NVC case number assigned
September 2, 2011: AOS invoice received, OPTIN email for EP sent
September 7, 2011: Paid AOS bill (payment portal showed PAID on September 9, 2011)
September 8, 2011: OPTIN email accepted, GZO number assigned
September 10, 2011: Emailed AOS package
September 12, 2011: IV bill invoiced
September 13, 2011: Paid IV bill (payment portal showed PAID on September 14, 2011)
September 14, 2011: Emailed IV package
October 3, 2011: Emailed checklist response (checklist generated due to typo on Form DS-230)
October 6, 2011: Case complete at NVC
November 10, 2011: Interview - APPROVED!!!
December 7, 2011: POE - Sea-Tac Airport

September 17, 2013: Mailed I-751 to CSC

September 23, 2013: Received NOA1 in mail (receipt date September 19th)

October 16, 2013: Biometrics Appointment

January 28, 2014: Production of new Green Card ordered

February 3, 2014: New Green Card received; done with USCIS until fall of 2023*

 

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Hannah moved over a month ago from England and we were married soon after. I have health insurance through my employer and now have Hannah signed up as well through the open enrollment but coverage doesn't start until January 2015. It's only 2 months away but what if she gets sick? Does anyone know of any cases where they would cover her bills if anything were to happen between now and January? 'Back coverage' of sorts?

Talk to HR because "life events" like marriage or birth of a child usually provides immediate coverage (and immediate premium adjustments to your cost). She shouldn't have had to be in an open enrollment period for coverage beginning next calendar year.


England.gifENGLAND ---

K-1 Timeline 4 months, 19 days 03-10-08 VSC to 7-29-08 Interview London

10-05-08 Married

AOS Timeline 5 months, 14 days 10-9-08 to 3-23-09 No interview

Removing Conditions Timeline 5 months, 20 days12-27-10 to 06-10-11 No interview

Citizenship Timeline 3 months, 26 days 12-31-11 Dallas to 4-26-12 Interview Houston

05-16-12 Oath ceremony

The journey from Fiancé to US citizenship:

4 years, 2 months, 6 days

243 pages of forms/documents submitted

No RFEs

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Thanks guys!


10.16.14 : I-485 AOS & I-765 EAD mailed

10.20.14 : Packet received

11.06.14 : NOA email and text msg for AOS & EAD

11.10.14 : NOA hard copy

11.17.14 : Biometrics letter received

11.24.14 : Biometrics appointment

11.26.14 : RFE email for AOS

12.01.14 : RFE hard copy

12.02.14 : RFE sent

12.30.14 : EAD in production

01.07.15 : EAD mailed

01.08.15 : EAD received!!

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Filed: Timeline

Talk to HR because "life events" like marriage or birth of a child usually provides immediate coverage (and immediate premium adjustments to your cost). She shouldn't have had to be in an open enrollment period for coverage beginning next calendar year.

This has to be done within a 30 day window from the qualifying event, but would be retroactive to the date of the qualifying event.

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Filed: AOS (apr) Country: Argentina
Timeline

If it turns out that your wife doesn't qualify to get health insurance you can purchase traveler's health insurance. Just google "Travelers Health Insurance USA" and there will be several sites that offer them. I bought some for my husband whilst waiting for his SSN. It's not as good as regular comprehensive insurance, but it helps mitigate a lot of the costs and while something big might dent your pocket, you'll still have a pocket after all is said and done.


~ Don't forget to 'Vote Up' useful advice from others ~

K1 Visa Journey [April 11, 2013 - August 31, 2014]
[2014-09-20] !!! WEDDING !!!
[2014-09-22] Applied for SSN
[2014-09-26] Marriage License in Snail Mail
[2014-10-22] Notification of SSC in mail, will arrive "within 2 weeks"
[2014-10-27] SSC Arrived!

2015-04-30] Mailed AOS Package!
[2015-06-16] EAD Approved!
[2015-06-16] AP Approved!
[2015-06-23] EAD/AP Card Received!

[2015-10-02] AOS Approved (No Interview)!

[2015-10-07] Greencard Mailed

[2015-10-09] Approval Notice Recieved

[2015-10-09] Greencard Recieved!

I used RapidVisa for my petition; a paperwork service. A K1 is $375.00 to use their hassle-free online application system.

Useful Links:
Igor's List | Advanced Search Tool | Q&A With a Former USCIS Adjudicator
Visa Status Checker (Once you get a Case # from NVC) | Offical USCIS Reasons for a K1 Denial

The advice offered by this user is not legal advice. You should contact an attorney to obtain legal advice.

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