How would becoming a US citizen/permanent resident effect Canadian old age pension?

[Jan and Steve 0]

I am currently a permanent resident of the US and my husband is a US citizen. My parents are considering coming to the US to live, work, and eventually retire. I'm working on getting my citizenship so that I can bring them down here in the near future.

My parents are concerned about whether they will still be able to get their old age pension from Canada and any other benefits they would typically be entitled to in Canada as they get older, if they were to become permanent residents of the US. (my Dad is 58 years old)

I'm wondering if anyone in the visa journey has come across this or could point me towards some answers?

Thanks!

[sheela 0]

I am currently a permanent resident of the US and my husband is a US citizen. My parents are considering coming to the US to live, work, and eventually retire. I'm working on getting my citizenship so that I can bring them down here in the near future. My parents are concerned about whether they will still be able to get their old age pension from Canada and any other benefits they would typically be entitled to in Canada as they get older, if they were to become permanent residents of the US. (my Dad is 58 years old) I'm wondering if anyone in the visa journey has come across this or could point me towards some answers? Thanks!

Check here

http://www.roadtocanada.com/forums/forumdisplay.php?fid=10

[Jan and Steve 0]

Check here

http://www.roadtocanada.com/forums/forumdisplay.php?fid=10

This site is for people immigrating to Canada... my parents would like to move to the USA from Canada.

[William.P 1]

Your Parents intention to live, work & retire in US, ant not to get Citizenship. Living in US they still can maintain their citizenship in Cananda, so that they may get their all the benefits form their home country.

But, they can enjoy the benefits of both Cananda & US if they get Citizenship form USA.

But, before you process you will require to speak to an immigration lawyer.

Disclaimer: The information provided is of a general nature and is not intended to be construed as legal advice.

I am currently a permanent resident of the US and my husband is a US citizen. My parents are considering coming to the US to live, work, and eventually retire. I'm working on getting my citizenship so that I can bring them down here in the near future. My parents are concerned about whether they will still be able to get their old age pension from Canada and any other benefits they would typically be entitled to in Canada as they get older, if they were to become permanent residents of the US. (my Dad is 58 years old) I'm wondering if anyone in the visa journey has come across this or could point me towards some answers? Thanks!

[Penguin_ie 5,994]

***** Moving from Bringing Family to Canada forum as the question is more about Canadian policies than US immigration processes ******

[Ms Hogan 295]

The link to the site is http://www.servicecanada.gc.ca/eng/isp/pub/ibfa/usa-i.shtml

The Agreement

The Agreement on Social Security between Canada and the United States came into force on August 1, 1984.

The Agreement may help you qualify for old age and disability benefits from Canada and the United States if you contributed to both the Canada Pension Plan and the pension program of the United States, or if you lived in Canada and the United States.

The Agreement may also help you qualify for survivor benefits from Canada and the United States if you are the widow, widower or child of a person who contributed to the pension programs of the two countries.

Social security legislation and agreements are complex. This sheet contains only general information and may not describe all the provisions that apply to your situation.

Qualifying for a Canadian benefit

The Canadian pension programs included in the Agreement are the Canada Pension Plan and the Old Age Security program.

Under the Canada Pension Plan, you can receive a benefit when you retire or if you become disabled. The Plan may also pay benefits to your survivors after you die. To qualify for a benefit, you normally must have contributed to the Plan for a minimum period.

If you do not qualify for a Canada Pension Plan benefit, Canada will consider your periods of contribution to the pension program of the United States after the age of 18 as periods of contribution to the Canada Pension Plan.

The Old Age Security program covers most persons who live or have lived in Canada. The Old Age Security pension is payable at the age of 65 to persons who meet certain residence conditions. To qualify for this pension in Canada, you normally must have lived in this country for at least 10 years after the age of 18. You normally need 20 years of residence in Canada after the same age to receive an Old Age Security pension outside Canada.

What happens if you do not qualify for a Canadian Old Age Security pension because you have not lived in Canada for the minimum number of years? Under the Agreement, Canada will consider periods of contribution to the pension program of the United States after the age of 18 and January 1, 1952, as periods of residence in Canada.

Qualifying for a benefit from the United States

The pension program of the United States is similar to the Canada Pension Plan and covers most persons who work in the United States.

To qualify for a benefit under the pension program of the United States, you normally must have contributed to the program for a minimum number of quarters. For example, to qualify for a full old age pension you normally must have reached the age of 65 (the age of entitlement may vary according to your year of birth) and contributed to the pension program for at least 40 quarters (10 years).

If you have not contributed to the pension program of the United States for the minimum period, you may not qualify for a benefit. However, under the Agreement, the United States will consider periods of contribution to the Canada Pension Plan as periods of contribution under the pension program of the United States as long as you have contributed to the pension program of the United States for at least six quarters (1½ years).

Payment of your benefits

You may qualify for a benefit from Canada or the United States, or both. Under the Agreement, each country will pay a benefit based solely on your periods of contribution or periods of residence under its pension program.

Edited September 12, 2013 by MsHogan

[NikLR 13,227]

NM!

Edited September 13, 2013 by NLR