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Chuckles

Experiences with Medical Insurance

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Filed: AOS (apr) Country: Russia
Timeline

I have been looking into what it will take to put my wife on my insurance policy at work, when she arrives. All the documentation I have found just indicates she must have a ss # and of course a valid marriage certificate.

Has anyone had any problems with this? Is there something I am missing? Does she need to have a green card? Anyone with real-world experience in this area?


K1 Visa Process long ago and far away...

02/09/06 - NOA1 date

12/17/06 - Married!

AOS Process a fading memory...

01/31/07 - Mailed AOS/EAD package for Olga and Anya

06/01/07 - Green card arrived in mail

Removing Conditions

03/02/09 - Mailed I-751 package (CSC)

03/06/09 - Check cashed

03/10/09 - Recieved Olga's NOA1

03/28/09 - Olga did biometrics

05/11/09 - Anya recieved NOA1 (took a call to USCIS to take care of it, oddly, they were helpful)

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Filed: Timeline
I have been looking into what it will take to put my wife on my insurance policy at work, when she arrives. All the documentation I have found just indicates she must have a ss # and of course a valid marriage certificate.

Has anyone had any problems with this? Is there something I am missing? Does she need to have a green card? Anyone with real-world experience in this area?

Well, as a general piece of advise, don't wait for the SSN. We did. Big mistake. By that time, my former employer declined the coverage until open enrollment as she should have enrolled w/in 30 days of her arrival (the qualifyinf event). A K3, of course, can't get a SSN within 30 days of arrival as one has to obtain the EAD first and then apply for the SSN. As a result, Nani was w/o coverage for almost a 3/4 of a year. Fortunately, nothing happened during that time.

For a K1, just make sure that you hit the "window" (usually 30 days from the qualifying event) to get her enrolled. A green card should not be required as long as you guys are married.

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Filed: AOS (apr) Country: Russia
Timeline

Green card is not required. She could be out of status/on another visa for all they care as long as she's your wife. What's important, as ET-US says, is to get her on the plan within the required period after marriage (qualifying event) -- normally 30 days. They may want an SSN (I presume for tracking purposes), but if she has none, I don't think that would be a problem if you explain that to your HR. But I'd research this ahead of time, so that there are no surprises.


09-02-2005 Applications for AOS, EAD, and AP received by MSC

10-21-2005 AOS fingerprint notice for 12-08-2005

11-07-2005 AP approved

12-05-2005 Infopass appt at San Jose office for interim EAD -- Refused, because it is already approved by MSC on 11-07-2005

12-07-2005 Attempt at interim EAD at San Francisco office -- no go. Back to San Jose, where CSO (chief station officer) tells they will contact MSC via email to request permission to issue interim EAD

12-08-2005 Biometrics for AOS and EAD. Having no EAD appt letter was no problem (used EAD NOA)

12-15-2005 EAD arrived in the mail

12-24-2005 Received interview letter; interview scheduled 03-01-2006

01-28-2006 Received replacement SSN card in married name (5 wks since application)

03-01-2006 AOS interview -- approved; received stamp in the passport

03-13-2006 Green card arrived in the mail

---

Filing for removal of conditions

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As you are going the K-1 route you can apply at your local Social Security office for SSN when she arrives (best to wait for two weeks so that docs she hands in at POE are processed and she is in the system) Then as stated when you marry you can add her to your works policy (as stated usually within 30 days). After marriage you also have to go back to SS and change her name on the social security card.


LifeacrossthePond

Removing Conditions (here we go again)

July 27th I-751 sent to Nebraska

July 30th USPS delivered

Aug 22nd check cashed

Aug 23rd I797C received - case been transferred to California

Aug 29th Biometrics Appt Letter arrived

Sept 12th Biometrics Appt Pittsburgh

Sept 24th email notice of Approval - card ordered !!!!!!

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Filed: Citizen (apr) Country: Morocco
Timeline

It was fairly straightforward for us. My husband got his SSN a few weeks after arrival. We got married soon after, and I enrolled him immediately in my helath insurance. They didn't even ask for a marriage certificate, only SSN.

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Most employers let you add someone to your coverage after marriage, because it is considered a 'qualfiying event'. But, as stated above, I believe she will need an SSN.


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My husband added me (and my son) to his (company-paid) medical insurance. All he did was provide our names to the company that manages their benefits the day after we got married. My son and I did not even have SSN at that time as we were still putting together our AOS application. Our medical coverage took effect 1 week after that (and my son even got to use it right away). I've read on here that requiring an SSN varies from one medical insurer to another.


08/17/08: Mailed N400 to TSC

08/19/08: USPS attempted delivery

08/20/08: TSC received N400

08/21/08: TSC cashed check

09/02/08: Received NOA...........Priority date: 08/20/08

..............................................Notice date : 08/22/08

09/02/08: Received Biometrics Notification

09/18/08: Biometrics completed - Charlotte DO

10/24/08: Received Interview Letter

12/08/08: Interview @ 1:00pm. APPROVED!

01/05/09: Oath Ceremony 10:00AM. Now officially a USC!!!

-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-

01/17/09: Applied for US Passport and passport card

01/28/09: Received US Passport

01/29/09: Received US passport card

01/29/09: Received naturalization certificate back from passport office

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Filed: AOS (apr) Country: Russia
Timeline

Thanks everyone, this has been very helpful !! :thumbs:


K1 Visa Process long ago and far away...

02/09/06 - NOA1 date

12/17/06 - Married!

AOS Process a fading memory...

01/31/07 - Mailed AOS/EAD package for Olga and Anya

06/01/07 - Green card arrived in mail

Removing Conditions

03/02/09 - Mailed I-751 package (CSC)

03/06/09 - Check cashed

03/10/09 - Recieved Olga's NOA1

03/28/09 - Olga did biometrics

05/11/09 - Anya recieved NOA1 (took a call to USCIS to take care of it, oddly, they were helpful)

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Filed: Citizen (pnd) Country: Canada
Timeline

We got married 6 days after I entered the US, and it took a week after that for me to be put on his insurance -- I had no SSN, hadn't applied for AOS, nothing.


*Cheryl -- Nova Scotia ....... Jerry -- Oklahoma*

Jan 17, 2014 N-400 submitted

Jan 27, 2014 NOA received and cheque cashed

Feb 13, 2014 Biometrics scheduled

Nov 7, 2014 NOA received and interview scheduled


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Hi everyone,

my hubbie doesn't currently have insurance, he was insured with the Army and now he's a full-time student and isn't with insurance.

I called some ppl and they told me that I can't have insurance unless I have been in the US for 3 years as a permanent resident.

All I could do is a health plan but no real insurance...

What was he talking about? Advice anyone??


Angelika (Schweinfurt, Germany) and Chris (Tulsa, USA)

I-130

Aug 23 2005 - sent to TSC

Aug 25 2005 - received at CSC

Aug 29 2005 - NOA1 in mail

Jan 25 2006 - NOA 2 per email

Jan 31 2006 - Case # assigned

Feb 13 2006 - AOS Bill and DS 3032 received

Feb 14 2006 - AOS Bill paid and DS 3032 sent to NVC

Feb 27 2006 - AOS form and IV Bill issued

Mar 23 2006 - AOS and IV Bill sent to NVC

Apr 10 2006 - DS230 received and sent right back

Apr 28 2006 - case complete

May 2 2006 - sent to Consulate

May 4 2006 - received at Consulate

July 17 2006 - Interview in Germany

Aug 02 2006 - Flying back to Tulsa with my CR1 in passport

Removal of Conditions - I-751

May 2 2008 - Mailed I-751 to TSC

May 21 2008 - Received NOA 1 (extension letter) from VSC

May 27 2008 - Biometrics Appointment in OKC

July 22 2008 - touched

August 6 2008 - touched

February 22, 2009 - touched

March 24, 2009 - card production ordered

April 4, 2009 - Green Card in mail

I-129F

Aug 31 - Oct 20 2005at NBC

Oct 26 - Nov 3 2005 at NVC

Jan 10 2006- Visa interview

Feb 09 2006- Flying to Tulsa

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Filed: AOS (apr) Country: Russia
Timeline
I called some ppl and they told me that I can't have insurance unless I have been in the US for 3 years as a permanent resident.

All I could do is a health plan but no real insurance...

What was he talking about? Advice anyone??

What do you mean by a "health plan" and "real insurance"? Can you explain. It seems more of semantics issue: health plan vs insurance. Need more details. I've not heard of 3yr perm resident requirement. You'd be better off calling an insurance provider directly and inquiring about their rules. Try Kaiser or Blue Shield/Blue Cross.


09-02-2005 Applications for AOS, EAD, and AP received by MSC

10-21-2005 AOS fingerprint notice for 12-08-2005

11-07-2005 AP approved

12-05-2005 Infopass appt at San Jose office for interim EAD -- Refused, because it is already approved by MSC on 11-07-2005

12-07-2005 Attempt at interim EAD at San Francisco office -- no go. Back to San Jose, where CSO (chief station officer) tells they will contact MSC via email to request permission to issue interim EAD

12-08-2005 Biometrics for AOS and EAD. Having no EAD appt letter was no problem (used EAD NOA)

12-15-2005 EAD arrived in the mail

12-24-2005 Received interview letter; interview scheduled 03-01-2006

01-28-2006 Received replacement SSN card in married name (5 wks since application)

03-01-2006 AOS interview -- approved; received stamp in the passport

03-13-2006 Green card arrived in the mail

---

Filing for removal of conditions

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the thing is that I didn't really know what they were talking about either. He just said that you have to be a permanent resident for 3 years to be eligible for insurance. The difference is I guess that you pay the bill (or 80% of it) yourself and then send in all the stuff and get the money back or whatever.That's a health plan and it's cheaper and more of a hassle.

I was just smacked in the face by that stuff, as I have never heard of any restrictions like that, especially since I am married to a USC.

Well, guess I will have to get more info and ignore that guys advice for now.

thanks for your response


Angelika (Schweinfurt, Germany) and Chris (Tulsa, USA)

I-130

Aug 23 2005 - sent to TSC

Aug 25 2005 - received at CSC

Aug 29 2005 - NOA1 in mail

Jan 25 2006 - NOA 2 per email

Jan 31 2006 - Case # assigned

Feb 13 2006 - AOS Bill and DS 3032 received

Feb 14 2006 - AOS Bill paid and DS 3032 sent to NVC

Feb 27 2006 - AOS form and IV Bill issued

Mar 23 2006 - AOS and IV Bill sent to NVC

Apr 10 2006 - DS230 received and sent right back

Apr 28 2006 - case complete

May 2 2006 - sent to Consulate

May 4 2006 - received at Consulate

July 17 2006 - Interview in Germany

Aug 02 2006 - Flying back to Tulsa with my CR1 in passport

Removal of Conditions - I-751

May 2 2008 - Mailed I-751 to TSC

May 21 2008 - Received NOA 1 (extension letter) from VSC

May 27 2008 - Biometrics Appointment in OKC

July 22 2008 - touched

August 6 2008 - touched

February 22, 2009 - touched

March 24, 2009 - card production ordered

April 4, 2009 - Green Card in mail

I-129F

Aug 31 - Oct 20 2005at NBC

Oct 26 - Nov 3 2005 at NVC

Jan 10 2006- Visa interview

Feb 09 2006- Flying to Tulsa

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Filed: AOS (apr) Country: Russia
Timeline
the thing is that I didn't really know what they were talking about either.

Who are these "people" that you spoke to? Friends, acquaintances, insurance agents, HR reps, health plan customer service people?


09-02-2005 Applications for AOS, EAD, and AP received by MSC

10-21-2005 AOS fingerprint notice for 12-08-2005

11-07-2005 AP approved

12-05-2005 Infopass appt at San Jose office for interim EAD -- Refused, because it is already approved by MSC on 11-07-2005

12-07-2005 Attempt at interim EAD at San Francisco office -- no go. Back to San Jose, where CSO (chief station officer) tells they will contact MSC via email to request permission to issue interim EAD

12-08-2005 Biometrics for AOS and EAD. Having no EAD appt letter was no problem (used EAD NOA)

12-15-2005 EAD arrived in the mail

12-24-2005 Received interview letter; interview scheduled 03-01-2006

01-28-2006 Received replacement SSN card in married name (5 wks since application)

03-01-2006 AOS interview -- approved; received stamp in the passport

03-13-2006 Green card arrived in the mail

---

Filing for removal of conditions

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