random way to save money while still waiting for your spouse

[Y's_habibitk 2]

hey guys,

so, i knew that being married saved on your car insurance, but i didnt know that you could list a spouse that is not even driving yet( i just never thought of it lol).

I was checking rates to add my husband on my progressive policy today and playing with quotes.

I noticed that there is an option to just list a spouse and one of the options is "out of the country".

Anyway, i listed Y today as a non liscenced driver and saved 13/month. I thought i would share with those who are still waiting for their spouses....any saved money is good eh?

i dont know if all insurance companies offer the "out of country" option, but progressive does!

This was something I never would have thought of, so maybe others havent either. I just wanted to share.

[Twisted K 2]

hmmm, thanks. i just recently added my husband on my state farm back in june. i do not know if it has saved me any money yet, but my premium is coming up due. it was mainly for additional evidence for the i-130. but i didn't get our cards until july (after i had sent) however, when i changed the name, they wrote me a letter, that i was adding him on the policy, so i hope that is enough proof . i have already scanned it in and emailed it to him just in case they ask for more evidence

[mawilson 2,133]

You'd think that adding another driver to your policy would cost you more money, not less.

A bit counterintuitive.

[Twisted K 2]

its all a technique to earn extra business/extra money. if people thought that it would cost more money to add someone to their policy, chances are they would go elsewhere to get a 2nd policy. they believe that if they give a discount, chances are eventually (if not sooner) they will have a 2nd automobile to cover, thus, they actually gain more money with more policies. like multi-line discounts. all about the benjamins

[100% Al Ahly Fan 53]

Lisa....you are awesome! I just checked and I can save $50 a month with Ahmed on my policy! Rock on girlfriend, what other tips ya got to save money!

[Y's_habibitk 2]

You'd think that adding another driver to your policy would cost you more money, not less.

A bit counterintuitive.

ya, i never really got the logic behind that, especially by simply "listing" them...they arent even covering him.

[Y's_habibitk 2]

Lisa....you are awesome! I just checked and I can save $50 a month with Ahmed on my policy! Rock on girlfriend, what other tips ya got to save money!

yaaay!

Ya, after i finished submitting the change today, I thought...I must tell vj'ers lol I wish i had done this 15 months ago!

[rebeccajo 14]

You'd think that adding another driver to your policy would cost you more money, not less.

A bit counterintuitive.

Well, if they are out of the country, they aren't exactly going to be piling your state registered vehicle into a telephone poll now, are they?

[mawilson 2,133]

its all a technique to earn extra business/extra money. if people thought that it would cost more money to add someone to their policy, chances are they would go elsewhere to get a 2nd policy. they believe that if they give a discount, chances are eventually (if not sooner) they will have a 2nd automobile to cover, thus, they actually gain more money with more policies. like multi-line discounts. all about the benjamins

That still doesn't make sense to me. They are not adding another vehicle to the policy, only another

driver for the same vehicle. I understand why adding a second vehicle is cheaper than buying two

separate insurance policies for each vehicle; if it wasn't, people would buy a separate policy for driver #2

of vehicle #2. However, if two people drive the same vehicle, they wouldn't go to another insurance

company to buy a separate policy for driver #2 because it would be too expensive.

[William33 110]

Insurance underwriters speculate that "married" people are less of a risk, in terms of DUI/DWI, late night driving and other risk factors for those that are single.

This "unwritten rule" applies more prominently to those under 30 years of age.

[thepizzadude 26]

Insurance underwriters speculate that "married" people are less of a risk, in terms of DUI/DWI, late night driving and other risk factors for those that are single.

This "unwritten rule" applies more prominently to those under 30 years of age.

Exactly

[mawilson 2,133]

Insurance underwriters speculate that "married" people are less of a risk, in terms of DUI/DWI, late night driving and other risk factors for those that are single.

This "unwritten rule" applies more prominently to those under 30 years of age.

Ok, that makes much more sense. They count on the missus to keep her wayward husband in line

and away from sinful activities like drinking and driving.

[Ban Hammer 15,088]

Insurance underwriters speculate that "married" people are less of a risk, in terms of DUI/DWI, late night driving and other risk factors for those that are single.

This "unwritten rule" applies more prominently to those under 30 years of age.

Ok, that makes much more sense. They count on the missus to keep her wayward husband in line

and away from sinful activities like drinking and driving.

and that they may have kids in the car.

[Y's_habibitk 2]

Insurance underwriters speculate that "married" people are less of a risk, in terms of DUI/DWI, late night driving and other risk factors for those that are single.

This "unwritten rule" applies more prominently to those under 30 years of age.

Ok, that makes much more sense. They count on the missus to keep her wayward husband in line

and away from sinful activities like drinking and driving.

and that they may have kids in the car.

Makes total sense.

[illnevergetthis 5]

Gosh, maybe I need to change insurance companies. After I married, I called my insurance agent. I was told that Allstate would drop me for being married and my husband not having a US drivers license or social security number. I told him that my husband did not live here, but he said that Allstate would still drop me.