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Filed: K-1 Visa Country: England
Timeline

Ok so I kind of put myself up poop creek with credit cards past year or two...add on my UK hubbys loan overseas in his name and student loans that are going to come into re-payment in the next year and we are pretty screwed....I met with bankruptcy attorney today and my option is pretty much file chapter 13...what I am wondering is this going to come into play at all during our AOS process.....we have to file for AOS by mid to late January and then I pretty much need to file chapter 13 within next few months as well.....anyone else done this?! Any help advice appreciated....


~Steph n' Gareth n' Fam

Successful Fiance' Visa recipents Class of October 2008 ;)

(filed January 2008 married November 18th 2008)

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Filed: Citizen (pnd) Country: Canada
Timeline

Oh my.....

Make sure what bankruptcy means (i don't know if it's the same as in Canada but in Canada it basically means 10 years denied on anything, all loans, credit, mortgage etc).

For AOS you will need a co-sponsor for sure (10 years of responsibility, it's a lot)

Good luck and make sure to work your numbers before going to that extreme.


Removal of conditions

01.11.2011 Remove conditions GC I-751 ($590)

01.18.2011 NOA1

02.24.2011 Biometric

03.25.2011 Approved

03.28.2011 Notice sent

03.31.2011 Received new green card (and it's green !)
 

AOS/EAD/AP from K1

07.23.2008 Send AOS/EAD/AP

07.29.2008 Check cashed

08.01.2008 NOA1

08.08.2008 Biometric Notice received

08.21.2008 Biometric Appointment

09.22.2008 Approval notice sent for AP (CRIS email)

09.22.2008 Card production ordered for EAD (CRIS email)

09.25.2008 Card production ordered for EAD (CRIS email) and a couple of touch since (last one 09.30.2008)

09.27.2008 Reception AP

10.02.2008 EAD Received

02.23.2009 Notice for interview (1.5 month late compared to LA statistics)

03.16.2009 AOS Touch

04.01.2009 Interview in LA  // Approved 

04.06.2009 Welcome to the USA Letter

04.13.2009 Reception GC

Naturalization
06/2016 Request
03/2017 Interview

Almost at the end !

 

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Filed: Citizen (apr) Country: India
Timeline
I shouldn't think this would effect your AOS so long as you have a joint sponsor... at least this is what i am hoping!

That's what I think too, because they are basically only interested in whether you have sufficient income to support him.

However I have no personal experience... hopefully someone out there in a similar situation may have more experience & advice. Best of luck! :thumbs:


***Nagaraju & Eileen***
K1 (Fiance Visa)
Oct 18, 2006: NOA1
Feb 8, 2007: NOA2
April 13, 2007: INTERVIEW in Chennai -Approved
May 25, 2007: USA Arrival! EAD at JFK
June 15, 2007: Married
AOS (Adjustment of Status)
June 21, 2007: AOS/EAD Submitted
Sept 18, 2007: AOS Interview - APPROVED!!
ROC (Removing of Conditions)
June 23, 2009: Sent in I-751 packet
Sept 11, 2009: APPROVED!!
Sept 18, 2009: Received 10-year Green Card!

Naturalization
July 15, 2010: Sent N-400 packet
July 23, 2010: NOA Notice date
Oct 15, 2010: Citizenship Interview - Passed!
Nov 15, 2010: Oath Ceremony in Fresno, CA
Nov 24, 2010: Did SSN and Applied for Passport
Dec 6, 2010: Passport Arrives
Dec 7, 2010: Sent for Indian Passport Surrender Certificate
Dec 27, 2010: Surrender Certificate Arrives
Jan 3, 2011: Sent for Overseas Citizenship of India Card
March 1, 2011: Received OCI card!

Divorce

Feb 2015:​ Found out he was cheating (prostitutes / escorts)

​May 2015: Divorce Final

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I read recently that new stricter bankruptcy laws were signed into law last year that prevent bankruptcy filing where the applicants overspent and forced themselves into bankruptcy. You can file for bankruptcy, but there is no guarantee your case will be granted and your debt forgiven.

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Filed: AOS (pnd) Country: South Africa
Timeline
I read recently that new stricter bankruptcy laws were signed into law last year that prevent bankruptcy filing where the applicants overspent and forced themselves into bankruptcy. You can file for bankruptcy, but there is no guarantee your case will be granted and your debt forgiven.

Chapter 13 does not involve forgiving debt, it gives you the ability to set up payment plans for all of your debts with the benefit of not losing house to foreclosure - it's not the same as chapter 7 which is more of a liquidation.


03/01/2007 - POE - JFK (L-1 Visa)

01/15/2008 - Proposed

03/15/2008 - Married

09/02/2008 - Sent AOS Package (I-130, I-485, I-693)

09/03/2008 - Received - Signed by SMITH

09/04/2008 - Checks deposited

09/10/2008 - Checks cleared ($1010 + $355)

09/12/2008 - 2 NOA's received (I-130, I-485) - Dated 09/08/08

09/16/2008 - Received notice for biometrics appointment on 09/30/2008

09/20/2008 - Biometrics done - Walk in (Orlando) Took 10 minutes

09/22/2008 - I-485 viewable online (pending, of course)

09/30/2008 - Biometrics Appointment (2pm)

12/30/2008 - Received Interview Letter

02/25/2008 - Interview

03/06/2008 - Welcome Letter received (the website will clearly never send me updates!)

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