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Cassie

Frugal living tips

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So, my husband and I are really motivated to finish off paying off our debts in the shortest period of time possible, and I've been on the hunt for great tips that save us money, but yet still allow for some fun. I'm already part of a grocery coupon list, which has helped us immensely, but I am looking for everyday tips. So help me out please! :)


*Cheryl -- Nova Scotia ....... Jerry -- Oklahoma*

Jan 17, 2014 N-400 submitted

Jan 27, 2014 NOA received and cheque cashed

Feb 13, 2014 Biometrics scheduled

Nov 7, 2014 NOA received and interview scheduled


MAY IS NATIONAL STROKE AWARENESS MONTH
Educate Yourself on the Warning Signs of Stroke -- talk to me, I am a survivor!

"Life is as the little shadow that runs across the grass and loses itself in the sunset" ---Crowfoot

The true measure of a society is how those who have treat those who don't.

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Stay out of Target :D


AOS, EAD, AP, filed on Feb 8, 2006

NOA received Feb 18, 2006

Biometrics done on Apr 21, at St. Paul office..wait some more......

Touched on April 24 and 28

email aproval for AP on May 1

email approval for EAD on May 3

received AP on May 3

received EAD in mail on May 8

start work of June 1

AOS interview in Bloomington on July 19 8am

AOS approved,passport stamped on July 19

as of Dec 10, 2006 still no greencard....waiting and waiting....USCIS says we are approved, and check back in 60 days...no idea what is happening

Dec 18, email stating welcome letter is in the mail

Dec 20, 5 emails saying they ordered production of my new card......

Dec 24...welcome to America letter in the snail mail

Dec 26...GC in hand and all is correct...

NOTE TO SELF..file to lift conditions 04/19/08

04/22/08 filed to lift conditions

05/01/08 package returned wrong form

05/05/08 re-submitted right form to california

05/09/08 cheque cashed

05/13/08 NOA

05/19/08 appointment letter for biometrics received..appointment on 05/28/08 at 11 am at USCIS St. Paul

05/28/08 took my two appointment letters and had my fingerprints done

11/13/08 touched and email stating card production ordered and will be sent to me in 30 days

11/21/08 GC in hand no mistakes expires 11/13/18

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Stay out of Target :D

:lol::lol::lol::lol:

My Achilles Heel is Staples and any bookstore. :whistle:


*Cheryl -- Nova Scotia ....... Jerry -- Oklahoma*

Jan 17, 2014 N-400 submitted

Jan 27, 2014 NOA received and cheque cashed

Feb 13, 2014 Biometrics scheduled

Nov 7, 2014 NOA received and interview scheduled


MAY IS NATIONAL STROKE AWARENESS MONTH
Educate Yourself on the Warning Signs of Stroke -- talk to me, I am a survivor!

"Life is as the little shadow that runs across the grass and loses itself in the sunset" ---Crowfoot

The true measure of a society is how those who have treat those who don't.

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My credo: Never Pay Retail.

I buy books, DVDs, purses, shoes, and God knows what else on eBay ar HUGE savings, rather than buy them in a store.


Abby (U.S.) and Ewen (Scotland): We laughed. We cried. Our witness didn't speak English. Happily married (finally), 27 December 2006.

Latest news: Green card received 16 April 2007. USCIS-free until 3 January 2009! Eligible to naturalize 3 April 2010.

Click on the "timeline" link at the left to view our timeline. And don't forget to update yours!

The London Interviews Thread: Wait times, interview dates, and chitchat for all visa types

The London Waivers Thread: For I-601 or I-212 applicants in London (UK, Ireland, and Scandinavia)

The London Graduates Thread: Moving stateside, AOS, and OT for London applicants and petitioners

all the mud in this town, all the dirt in this world

none of it sticks on you, you shake it off

'cause you're better than that, and you don't need it

there's nothing wrong with you

--Neil Finn

On second thought, let us not go to Camelot. 'Tis a silly place.

--Monty Python and the Holy Grail

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A take off what giraffemd said: buy only what you truly need, not what you want or would like or would make you happy, but just what you need. If an expense can wait, then wait.

Disconnect cable, watch broadcast.

Disconnect landline telephone, use VoIP.

Turn the A/C off. Don't just set the temperature high.. turn if off. Use fans instead.

Carpool as much as possible. Consolidate errands into fewer trips. Drive less.

If you have debts, be aggressive in looking for places you can park it at lower interest rates.


Man is made by his belief. As he believes, so he is.

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Watch what's on offer each week in the grocery store, and just get those. Each week the offers are different and you'll be surprised how much you save. Coupons are great, but also look for the store generic brands as they are often cheaper. Never shop on an empty stomach because you'll be inclined to buy everything and anything!

Definately try and keep a log of what you spend...you'll probably surprise yourself on how much is spent on the odd coffee here and there and lunches.

My Achilles Heel is Staples and any bookstore. :whistle:

Me too!! You can find great second-hand bookstores and as Pax said...eBay :thumbs:


03.04.2009......Posted I-130 to U.S. Embassy

03.04.2009......Ordered Police Certificate for Visa Purposes from Local Garda Office (ordered over the phone)

03.05.2009......I-130 received at Embassy

03.06.2009......Received Police Cert

03.18.2009......I-130 Approved

09.10.2009......Medical Exam

09.23.2009......Embassy receives Notice of Readiness

10.13.2009......Received our interview date

10.29.2009......Successful interview!

11.5.2009........Visa received in post

11.7.2009........All the family flew to the US together :)

12.20.2009......Received Welcome to America letter

12.24.2009......10 year Greencard received in the mail

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Locate the off brand grocery outlet store. Shop at the factory outlet...

Many bakeries have outlet stores ie hostess store, Franz bakery store,

Depending on the region you live, locate the local companies. See if they have outlet stores for items you shop for.

Contact companies you like send them letters of praise. Many times it gets you good discounted coupons too.

Join a local market produce gleaners program.

Can or freeze in season items for later use.

Dont forget Craigs list in the area you are living. If you are looking for items or even services.. look to barter..


Love isn't love unless it is expressed;

caring isn't caring unless the other person knows;

sharing isn't sharing unless the other person is included

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Eats-in and try to cook your own meal - bring lunch (it's chaper but extramly boring for me :whistle: )

recycle your old - unused cloth, fix, decorate it so you can use it again - or may be then you can sell it in garage sale.

;)


K-1 = 4 months

AOS = 5 months

I-751 = almost one year

I Love My Life With You

"A society is judged by how it treats its animals and elderly"

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If your area has a Freecycle, join it!

www.freecycle.org


Abby (U.S.) and Ewen (Scotland): We laughed. We cried. Our witness didn't speak English. Happily married (finally), 27 December 2006.

Latest news: Green card received 16 April 2007. USCIS-free until 3 January 2009! Eligible to naturalize 3 April 2010.

Click on the "timeline" link at the left to view our timeline. And don't forget to update yours!

The London Interviews Thread: Wait times, interview dates, and chitchat for all visa types

The London Waivers Thread: For I-601 or I-212 applicants in London (UK, Ireland, and Scandinavia)

The London Graduates Thread: Moving stateside, AOS, and OT for London applicants and petitioners

all the mud in this town, all the dirt in this world

none of it sticks on you, you shake it off

'cause you're better than that, and you don't need it

there's nothing wrong with you

--Neil Finn

On second thought, let us not go to Camelot. 'Tis a silly place.

--Monty Python and the Holy Grail

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The library!

You can save piles of money by getting books, CDs and DVDs from there -- chances are most books and DVDS, you only want for once anyways.

I also like making a big pot of sauce of some kind at the weekend and then using it different ways for lunches and dinners during the week. Freeze it for later as well.

Consolidate debt -- get a loan from your bank to pay off credit card (usually get lower interest rates).

Also, as others said, write down everything you spend. also make a list of all our fixed costs (rent/mortgage, insurance, utilities, etc) and figure out how much discretionary income you have


tb.jpg

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thanks for the input, peeps, it's encouraging to see that some of the changes that we've already started made the list!. :) Keep the suggestions coming! :)


*Cheryl -- Nova Scotia ....... Jerry -- Oklahoma*

Jan 17, 2014 N-400 submitted

Jan 27, 2014 NOA received and cheque cashed

Feb 13, 2014 Biometrics scheduled

Nov 7, 2014 NOA received and interview scheduled


MAY IS NATIONAL STROKE AWARENESS MONTH
Educate Yourself on the Warning Signs of Stroke -- talk to me, I am a survivor!

"Life is as the little shadow that runs across the grass and loses itself in the sunset" ---Crowfoot

The true measure of a society is how those who have treat those who don't.

Share this post


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Share on other sites

Conserve as much electricity and water as possible. Saves money and is good for the economy.

Drink more water and less sodas or other types of expensive drinks.

If you have bad habits, such as smoking or drinking, reduce your consumption or quit.

Instead of stying inside with the A/C on... go outside and exercise.


K-1 Timeline

11-29-05: Mailed I-129F Petition to CSC

12-06-05: NOA1

03-02-06: NOA2

03-23-06: Interview Date May 16

05-17-06: K-1 Visa Issued

05-20-06: Arrived at POE, Honolulu

07-17-06: Married

AOS Timeline

08-14-06: Mailed I-485 to Chicago

08-24-06: NOA for I-485

09-08-06: Biometrics Appointment

09-25-06: I-485 transferred to CSC

09-28-06: I-485 received at CSC

10-18-06: AOS Approved

10-21-06: Approval notice mailed

10-23-06: Received "Welcome Letter"

10-27-06: Received 2 yr Green Card

I-751 Timeline

07-21-08: Mailed I-751 to VSC

07-25-08: NOA for I-751

08-27-08: Biometrics Appointment

02-25-09: I-751 transferred to CSC

04-17-09: I-751 Approved

06-22-09: Received 10 yr Green Card

N-400 Timeline

07-20-09: Mailed N-400 to Lewisville, TX

07-23-09: NOA for N-400

08-14-09: Biometrics Appointment

09-08-09: Interview Date Oct 07

10-30-09: Oath Ceremony

11-20-09: Received Passport!!!

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A brief cold shower is a good alternative to A/C, too. :thumbs:


Abby (U.S.) and Ewen (Scotland): We laughed. We cried. Our witness didn't speak English. Happily married (finally), 27 December 2006.

Latest news: Green card received 16 April 2007. USCIS-free until 3 January 2009! Eligible to naturalize 3 April 2010.

Click on the "timeline" link at the left to view our timeline. And don't forget to update yours!

The London Interviews Thread: Wait times, interview dates, and chitchat for all visa types

The London Waivers Thread: For I-601 or I-212 applicants in London (UK, Ireland, and Scandinavia)

The London Graduates Thread: Moving stateside, AOS, and OT for London applicants and petitioners

all the mud in this town, all the dirt in this world

none of it sticks on you, you shake it off

'cause you're better than that, and you don't need it

there's nothing wrong with you

--Neil Finn

On second thought, let us not go to Camelot. 'Tis a silly place.

--Monty Python and the Holy Grail

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