Car insurance

[Krikit 1,163]

We use the limey lizard too.

[L_n_O 3]

I know Oliver pays the Lizard every 3 months ...

Edited December 17, 2007 by liz_legend 'n Ol

[thermophile 0]

I've been with State Farm forever-it was easiest to just switch my US state farm policy to Canadian State Farm when I immigrated because the hubby hadn't owned a car for years. but now that we're switching back I'm trying to shop around, I'll probably end up staying with State Farm cause that's where our renters insurance is. it works out to pretty much the same premium and I know that State Farm will deal with us if we have an accident-I've heard too many horror stories about Geiko not responding if you need them.

our policy is a 6-month policy, but I pay every month. I think it cost $1-2/month for the luxury of paying monthly instead of 6 months up front

I'm confused why you would be on the policy if you don't have a license? and what that has to do with removing conditions? Len, you lost me-an easy feat I admit

[Chica Yeyé 41]

I'm confused why you would be on the policy if you don't have a license? and what that has to do with removing conditions? Len, you lost me-an easy feat I admit

HA!

Kidding. I think some companies put you in the policy as an insured non-driver or something like that. And it's evidence for when we apply to Remove Conditions, joint insurance.

1. Metlife is what my brother (our brother? ) uses.

2. I don't remember what he pays but I think they offer semi-annual payment plans.

3. Len, You don't need a car to drive people crazy. I would wait until you're licensed in WA or have Bren put you on his policy for limited use (he'd be the primary). Go with a low deductable if you can afford it.

You jsut figured THAT ONE out???

I guess then we'll insure THE redhead (aka my personal sex slave) and wait until we have more financial proceedings from some 1-900-LADYHEATHER schemes on the works....

You need a car? I always thought that you just had Bren carry you through the streets on his back.

He has since joined the Oppressed Husband Union of Washington State.... and now demands to be paid for such duties.... damn male liberation

[thermophile 0]

He has since joined the Oppressed Husband Union of Washington State.... and now demands to be paid for such duties.... damn male liberation

I hope there's not a branch of that in NM-I can't afford to pay him to clean the house while I'm at school. I'm just going to have to cut off his internet access before he stumbles on such a subversive group

[Chica Yeyé 41]

He has since joined the Oppressed Husband Union of Washington State.... and now demands to be paid for such duties.... damn male liberation

I hope there's not a branch of that in NM-I can't afford to pay him to clean the house while I'm at school. I'm just going to have to cut off his internet access before he stumbles on such a subversive group

I hear you sister , cut away his privileges. These men now want equal pay for sh1te women have done for free for too darn long. Bren is under warning: one more complaint about me not cooking, and the remote will disappear. And that's that

[Flames9_RN 358]

One has to check around to get the best rates, pain in the butt. When I arrived in the USA,wife just added me to her State Farm insurance. Too easy, rates didnt go up!! But her family inthe past had some issues with State farm, ie getting into anaccident, or collecting on a house claim,then being dropped or rates going way up!!! I dont know the whole story!! A few of her relatives had USAA, they love it!! We searched and their car rates were super, much lower than State FArm. But for us to get USAA her parents had to have it first!! Something along the lines USAA was meant for military members (something like that, again, I dont know the whole story,sorry) But our car insurance is lower,BUT our property insurance is a bit higher, but it is better coverage. Dealing with USAA over the phone is pretty good, have had to use thir glass repair service a few times, and was a breeze.

[thermophile 0]

He has since joined the Oppressed Husband Union of Washington State.... and now demands to be paid for such duties.... damn male liberation

I hope there's not a branch of that in NM-I can't afford to pay him to clean the house while I'm at school. I'm just going to have to cut off his internet access before he stumbles on such a subversive group

I hear you sister , cut away his privileges. These men now want equal pay for sh1te women have done for free for too darn long. Bren is under warning: one more complaint about me not cooking, and the remote will disappear. And that's that

hiding the remote is excellent punishment, but I'd have to find it first. ok, I have to leave now. I have important sciency stuff to do and you keep distracting me

and yes all of my sciency stuff is allways important-I have to keep believing (no one else does) or I'll get demoralized and have to go get a job with some sleezy pharmaceutical company and nobody wants that

Edited December 17, 2007 by thermophile

[KarenCee 3]

To add to this discussion...we have our car insurance (and our house) through Farm Bureau. I believe they are all over the place here in the US. For six months of full coverage we pay $335 or $670 a year. House insurance runs us $298 a year. Might check and see if they're in your area. We don't have the option of paying by the month, however we can split the six month fee in half so it averages out to every 3 months. We just save up each month anyway so it's like paying monthly.

Did that help or did I foncuse you?

[de_sjiem 0]

We are with Esurance... rates aren't too bad for the two cars, and they are easy to deal with so far (no accidents yet so we dont know how they are on that field, but every time we make a policy change they are very nice and are available 24/7)

[Ontarkie 13,917]

Hi Len,

1. AllState was the cheapest insurance auto and home when I was calling around last month when I bought our house. Its coverage was similar to all the other major insurance company. I did not switch to them because I have a really good insurance agent at Shelter who has come through for my family in the passed and also for me.

2. Each insurance company is different. Shelter allows me to pay monthly. However, when I started up monthly payments I was in the middle of the semiannual payment period and had to pay the rest of that upfront. They also stipulated that they initiate the debit from my checking account on a specific date. This has been fine since the monthly payments do not fluxuate but have been decreasing.

3. What you are asking for here is to be listed as an add on driver, and I am assuming you and Bren only have one vehicle currently. If you have two you may not be able to be listed as such. Anyways, if you can be listed as an added driver, the liability is should not be very much. When I was in my early 20's and finishing college, before any rate decreases based on sex and age, my parents had me listed as an added driver they had two cars. Since I was an add on driver it was $75 every six months for me. That was 10 years ago.

[rika60607 215]

Try SafeAuto and Safeco. I also had Safeway, but they lied to me so I can't honestly recommend them.

Geico was waaay to expensive for me!

[Krikit 1,163]

Try SafeAuto and Safeco. I also had Safeway, but they lied to me so I can't honestly recommend them.

Geico was waaay to expensive for me!

That's funny. Safeway's a grocery store in Canada.

[thermophile 0]

Try SafeAuto and Safeco. I also had Safeway, but they lied to me so I can't honestly recommend them.

Geico was waaay to expensive for me!

That's funny. Safeway's a grocery store in Canada.

Western US too-that is funny

[PlatyPius 5]

I have Allstate.

I check every couple of years with other companies, but Allstate is still the least expensive for the coverage I have. I just recently added my homeowners insurance to Allstate as well, and now I pay even less. I have my truck and Mags' ZX2 on there - full coverage - for about $100/month.

What impressed me with Allstate was, when my car was broken into and my stereo stolen, they delivered a check to me personally, at my job, the next day.

I've been with them for about 15 years now.