There is so much I want to write at this moment, especially in regards to "the sky is falling" that was expressed above, but I'm at work and finishing lunch.
One thing I really want to emphasize is that, at this moment as I write, The Dow is up more than 65% over the last 5 years in spite of the recent drop. That's pretty good. Where else to you want to put your money? Under the mattress? In a CD yielding 3% or 4%?