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radharose

Two helpful tips for opening a bank account!

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Hey everybody,

 

My husband and I just successfully opened a joint bank account yesterday, and there were a couple things that came up that I thought might be helpful for others to know.  First, we opened the account at Chase, and the lady helping us said that a Social Security number is not necessary to open an account.  My husband did have his SSN already, but she said it was not necessary.  My husband had to provide one photo ID and one form of ID with his address on it.  They accepted his passport as photo ID, and our electric bill in both our names with our address on it as the secondary ID.

 

The other thing I noted was that the girl helping us was very well-versed in opening accounts for foreigners, and it turns out it is because we happened to go to the branch closest to the university where a lot of students also go to open their accounts, including a lot of foreign students.  She even told me that she has the ID requirements for foreign students memorized, she opens those accounts so often.  She was very helpful and friendly and excited to practice her Spanish with my husband.  I suspect that others might have the same experience elsewhere, with branches nearest to universities (or other hubs for foreigners) being more accustomed (and open) to dealing with opening accounts for foreigners and/or special circumstances.

 

Hope this helps someone down the line, enjoy your weekend!

 


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Hello! 

I have a quick question for you. Did they ask you to file out a W8? 


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33 minutes ago, M+M said:

Hello! 

I have a quick question for you. Did they ask you to file out a W8? 

Hi 🙂  Yes, sort of, she filled it out because everything was digital.  She asked how many days he had been in the country during the past 3 years and filled in the info.  Then when we had to sign everything we had to select an option for why my husband does not qualify as a resident.  We weren't exactly sure which to choose, so we chose 'Other', and explained that he arrived in the U.S. on a K1 visa and currently has an application for permanent residency pending.


K1 (I-129F) Filed: Jan 29 2018 (old site), Feb 2 2018 (new site)

POE: Jan 10 2019 [Los Angeles]

Marriage: Jan 12 2019 :wub::dance:

Spoiler

 

RFE: Aug 30 2018 (old site updated 8/30; new site 8/31 w/email and text)

RFE hard copy: rec'd 9/4; ret'd 9/6 (old site updated 9/7; new site 9/10, no text/email)

NOA2: Oct 5 2018 [249 days]  (old site updated 10/5; new site 10/7, no text/email)

Case #: Oct 31 2018 [27 days] (called to get number, no email from NVC)

Left NVC: Nov 13 2018 

Consulate Rec'd (DHL): Nov 19 2018

CEAC 'Ready' status: Nov 29 2018

Interview: Dec 17 2018 [Approved!]

 

 

AOS Mailed: Feb 19 2019

NOA1: Feb 25 2019 (I-485, I-765, I-131)

Biometrics Appt. Letter Rcv'd: Mar 8 2019

Biometrics Appointment: Mar 20 2019

Recv'd Interview Appt. Notice: Apr 15 2019 (ready to schedule 4/10, scheduled 4/11; old site)

Interview: May 17 2019 [Cleveland, OH]

 


event.png



 

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1 hour ago, M+M said:

Hello! 

I have a quick question for you. Did they ask you to file out a W8? 

 

I've learned that W-8s are normal. Some accounts bare interest, though it is admittedly minuscule. In order to announce this interest to the IRS, the W-8 is required. At least, I think that's how it works.

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