Health Insurance - California

[kellyh 27]

I completed POE on Feb 27, 2018. Assuming that both my daughter and I could be added to my husbands' health insurance from work, we did not look elsewhere. However, when trying to add both of us, his employer says that we had to be added 30 days after marriage (Which was 2 years ago.. and I was not in the country yet!)..otherwise, we'd have to wait for the open enrolment period which is sometime in Oct/ Nov.

 

Does anyone know what I should do now? I've search online and found this site https://www.visitorscoverage.com/ which has plans for Green Card Holders. I'm looking to get coverage until we can be added to my husband's plan.

 

I tried to apply for the medi-cal, but require Proof of Citizenship/Lawful Presence, Proof of Income, Proof of Medicare Coverage.

All of which I do not have, from the list of Proof of Citizenship/Lawful Presence, it does not show the LPR (I-551), as for income. I'm currently stay at home mother.

 

Anyone have advice on where I should purchase the health insurance from to avoid the penalty?

 

Husband and I are both not familiar with this health insurance issue, if anyone can guide us to where we should look or what to purchase, it would be greatly appreciated.

 

-Kelly

[DiamondEyes490 126]

You should try to reach out to the insurance company directly. Moving to another country is considered a "change in eligibility" as most providers do not cover you while abroad. I asked my work's open enrollment person before we got married as I had the same concerns and when my husband got here, I was able to add him. The HR person just probably hasn't run into this scenario before and misinformed. Even the Open Enrollment person I spoke to had to take a week to find out the info and get back to me.

[jlc201 47]

Agree with the above. Immigration to the US, like marriage, is considered a major life change that makes one eligible for enrollment in health insurance outside of the regular open enrollment period. There is a limited time from the date of immigration to enrollment, though, so don't let the insurance company put you off.

 

[FamousJerry 47]

remarry in California with a california wedding certificate and then say ok we are just married now last weekend in USA :-) Worked for me :-)

[Umka36 781]

9 minutes ago, FamousJerry said:

remarry in California with a california wedding certificate and then say ok we are just married now last weekend in USA :-) Worked for me :-)

Did you divorce before remarrying? If not, then the marriage in CA is not valid.

[FamousJerry 47]

I did not divorce, i married the same person and the previous marriage was not accepted by the insurance company so we remarried in the USA and it was accepted by them. Was not for imagration or goverment assiatance, only for the assitance of california insurance companies figuring out how to do the right thing.