Jump to content
happydays13

Joint bank account

5 posts in this topic

Recommended Posts

Hi all,

 

Is it okay if we have a joint account with a low balance like 1k or 2k? Part of our direct deposits goes to the account and we just use the account to pay for our mortgage and some other bills.  

We do have a joint credit card, joint car loan, joint tax returns, life & health insurance. Is that ok? 

 

Thank you

 

Share this post


Link to post
Share on other sites

We both deposit money into the account monthly. Just not a lot of money. So paying for credit card bills, phone bills, mortgage, car loan, etc is little activity? For other expenses, we prefer to use either our joint credit card or our separate cards because we can get rewards/points.

 

We do have another joint checking account with a little higher balance but we rarely use it. So I don't think submitting statements from that account is good.

Share this post


Link to post
Share on other sites
6 hours ago, happydays13 said:

 For other expenses, we prefer to use either our joint credit card or our separate cards because we can get rewards/points.

 

 

But then you pay off these credit cards with payments from the bank accounts; right ??


- - - - - - - - - - - - - - - - Time Line - - - - - - - - - - - - - - - - - -

10 Year Green Card Process

July 22, 2017  ROC packet sent to Vermont.

July 24, 2017  ROC packet signed for in Vermont.

August 8, 2017  NOA received at house.  15 days since ROC signed for in VT.

August 12, 2017 ASC appointment received. 19 days since ROC in VT.

August 25, 2017 BIO completed. 32 days since ROC received in VT.

August 11, 2018  18 month extension letter received.  Critical number  297

September - October 2018  10 year card expected ????

- - - - - - - -

Service Center: VSC
First 5 Digits EAC 17297
NOA1 Date: July 24, 2017
Filed N-400: Not yet

Case Transferred: Not yet

Approved?: Not yet

     If yes, did you have a RFE? Not yet.  On what date?:

     If yes, did you have an interview? On what date?:

Received 18 month extension letter on August 11, 2018

Share this post


Link to post
Share on other sites
22 hours ago, happydays13 said:

We both deposit money into the account monthly. Just not a lot of money. So paying for credit card bills, phone bills, mortgage, car loan, etc is little activity? For other expenses, we prefer to use either our joint credit card or our separate cards because we can get rewards/points.

 

We do have another joint checking account with a little higher balance but we rarely use it. So I don't think submitting statements from that account is good.

unfortunately when on the path to convince USCIS, maintaining and routinely using separate cards " to get the points" doesn't really stand -

 

also, maintaining a joint account where only rent money goes is not strong enough either - Boy scouts of America have joint checking accounts where all donations go - does not mean anything.

 

you have to show that you share daily finances - both put money in, both take money out - every month , every day, groceries, gas, restaurant meals, shopping,  doctor visits, etc ... one of the biggest fraud flags is when partners withhold money from being co-mingled... you are not room mates trying to share rent and the electric  bill.......

 


  • sending I130 05/16/2007
  • cheque is cashed on 06/11/2007
  • NOA1 in mail 06/13/2007 (who said 13 is badluck )
  • 07/30/2007 After no touches and no other signs we just got an email with the APPROVAL of I130....Thank God !....now what ?

  • 08/07/2007 Case received by NVC and case number assigned :))

  • 08/13/2007 DS3032 and AOS bill were generated

  • 08/14/2007 Emailed choice of agent ...i'm so curious when they will accept it...hopefully soon

  • 08/21/2007 DS3032 and AOS fee bill arive in mail

  • 08/27/2007 paid AOS fee bill
  • 8/28/2007 DS3032 choice of agent accepted
  • 9/3/2007 IV fee bill generated

Share this post


Link to post
Share on other sites
 
Didn't find the answer you were looking for? Ask our VJ Immigration Lawyers.

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
- Back to Top -


Important Disclaimer: Please read carefully the Visajourney.com Terms of Service. If you do not agree to the Terms of Service you should not access or view any page (including this page) on VisaJourney.com. Answers and comments provided on Visajourney.com Forums are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, or other professional advice. Visajourney.com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service or service provider mentioned or any opinion expressed in answers or comments. VisaJourney.com does not condone immigration fraud in any way, shape or manner. VisaJourney.com recommends that if any member or user knows directly of someone involved in fraudulent or illegal activity, that they report such activity directly to the Department of Homeland Security, Immigration and Customs Enforcement. You can contact ICE via email at Immigration.Reply@dhs.gov or you can telephone ICE at 1-866-347-2423. All reported threads/posts containing reference to immigration fraud or illegal activities will be removed from this board. If you feel that you have found inappropriate content, please let us know by contacting us here with a url link to that content. Thank you.
×