No health insurance during N-400

[janadark 2]

Me (green card holder marriage based) and my husband will not have health insurance at the time filing N-400 (and several months before). We also won't have it at the time it comes to the interview and oath. We will be unemployed during all this time (we decided to make a break, as we have enough savings). I've read that if you don't have health insurance now, with new healthcare act, you will have a "penalty" in your taxes. Is it something important? Is it something they might consider not a "good moral character" during N-400 process?

Thank you.

[boy15 23]

No insurance is not a crime. You don't have to have health insurance if you are exempt. It will not impact your Naturalization application.

[janadark 2]

No insurance is not a crime. You don't have to have health insurance if you are exempt. It will not impact your Naturalization application.

Thank you. But I'm not exempt. Me and my husband don't quality for exemption.

[mallafri76 1,012]

The annual fee for not having insurance is either $325 per adult or 2% of your household income above the tax return filing threshold, whichever is greater.

And no, lack of health insurance will not impact your naturalization.

[janadark 2]

The annual fee for not having insurance is either $325 per adult or 2% of your household income above the tax return filing threshold, whichever is greater.

And no, lack of health insurance will not impact your naturalization.

Ok, great. I just didn't know whether they consider it as some sort of "crime" or not. The word "penalty" alerted me.

[yuna628 9,547]

A penalty is one of those interesting words.. they had a hard time using the words ''fine'', so they went with penalty. I suppose the correct term is actually a ''tax'', but in order to win the SCOTUS case for healthcare that term went by the wayside. Consider the penalty just like an additional tax you must pay if you don't have health insurance. There are plenty of people that don't have health insurance. It's not a crime.

[danju 31]

Hello everyone, I couldn't find much on the forum. I know those posts are from 2016 but in case ..

 

I came on a K1 visa in June, got married, didn't get on the insurance of my husband because he was on obamacare. In 2019 it's not an obligation anymore to have health insurance & so no more penalty as well. He won't renew with Obamacare. But I'm starting working next week & will have a plan health insurance with my employer. We don't know yet if we should get it or not .. We're absolutely never sick (I know, it can happen we never know) but we haven't been sick in years, & would rather pay a check up once in a while & pay out of pocket instead of paying insurance. The only thing that scares me : I haven't got my GC yet, only my EAD, & at our interview for the GC I'm scared they ask for the health insurance. Is it something that could penalize us if we don't ? Of course we'll have other documents to prove our relationship as insurance car together, joint account, rent .. Thank you in advance for your answers !