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Heaven0317

opening bank account in the US

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hi there, it is me again,

this is with regards to opening an account. i am in the process of adjusting our status, currently still under k1/k2 visa, question is can my husband add me to his bank account? i have read that he can, but his bank told him they cant add me up since i am not a green card holder yet. well right now, i have my ss number under married name already. please enlighten me with this. thank you so much! :)

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hi there, it is me again,

this is with regards to opening an account. i am in the process of adjusting our status, currently still under k1/k2 visa, question is can my husband add me to his bank account? i have read that he can, but his bank told him they cant add me up since i am not a green card holder yet. well right now, i have my ss number under married name already. please enlighten me with this. thank you so much! :)

Hi Heaven0317,

Actually what we did was we opened a joint savings/checking bank account at Wells Fargo bank. The only requirements there from my side are; SS number, Marriage certificate/license and Philippine passport. I also did bring my NBI and SS from the Philippines as an option or any Philippine Gov't I.D. that you still have but they didn't need it. (just incase). My husband just showed his driver's license, and US passport that's it. Hope this helps :) Regards.

Edited by sweet01

710-23-2014 - K1 interview (Phils): Approved
10-31-2014 - K1 Visa received
01-20-2015 - POE
02-20-2015 - Marriage
03-20-2015 - AOS/EAD/AP Packet Submission (day 0) ** date I submitted ***
03-24-2015 - NOA1 received (day 4)
03-27-2015 - NOA1 hard copies received (day 7)
04-06-2015 - Biometrics letter hard copy received (day 17)
04-16-2015 - Biometrics Appointment (day 27)
05-01-2015 - USCIS changed to Interview is scheduled (day 42)
05-06-2015 - Hardcopy of interview notice received ( I-797 C, NOA) (day 46)
06-02-2015- Conditional GC got approved (day 82) 
06-08-2015- Hard copy of Welcome notice received via mail (day 88)
06-10-2015- Actual GC received via mail  (day 90)
ROC
4/06/17 - Sent package (day 0)
4/7/17 -  USCIS received package (day 1) NOA date
4/14/17 - check encashed (day 😎
4/15/17 - NOA 1 received (day 9)
4/22/17 - Biometrics notice date (day 16)
4/29/17 - Biometrics notice letter received (day 23)
5/9/17 - Biometrics done (day 33)
3/19/18 - Case approved
3/23/18 - Approval letter received
4/6/18 - Actual 10-yr GC received 
N400 (under 3-year rule)
4/27/18 - filed N400 online (Friday) (day 0)
4/27/18 - paid/payment received (day 0)
4/27/18 - NOA date
5/21/18 - Biometrics done
7/25/18 - Interview letter date
8/31/18 - Scheduled interview. Got approved!
9/20/18 - Naturalization ceremony in Faneuil Hall, Boston, MA
 
"Seasons of waiting are designed to prepare you, stretch your faith, and get you ready for everything that's coming next" - curiano quotes life

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Hi Heaven0317,

Actually what we did was we opened a joint savings/checking bank account at Wells Fargo bank. The only requirements there from my side are; SS number, Marriage certificate/license and Philippine passport. I also did bring my NBI and SS from the Philippines as an option or any Philippine Gov't I.D. that you still have but they didn't need it. (just incase). My husband just showed his driver's license, and US passport that's it. Hope this helps :) Regards.

Hi Sweet01 thank you so much for the info, i appreciate it ...

will tell husband about your experience and maybe we try to visit any wells fargo branch nearest to us, thanks and God bless

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I think it depends on the bank. The credit union in our town wanted a state-issued ID apart from my green card and ssn


Married in Texas Sept. 16, 2013

Sent I-130 Nov. 3, 2013

Received NOA1 (email) Dec. 19, 2013

Requested Expedite Jan. 2, 2014

Approved Expedite Jan. 4, 2014

Case sent to NVC Jan. 15, 2014

Received NOA1 (mail) Jan. 22, 2014

NVC Received Case Jan. 27, 2014

Received NOA2 (mail) Feb. 25, 2014

NVC Assigned Case Number Mar. 11, 2014

Paid AOS Fee Mar. 29, 2014

Paid IV Fee Mar. 29, 2014

Submitted DS-260 Apr. 4, 2014

Mailed in IV packet Apr. 8, 2014

Submitted AOS packet Forgot the date

Case complete May 31, 2014

Medical Jun. 26, 2014

Interview Jul. 8, 2014

POE (LAX) Sept. 16, 2014

Paid ELIS May 16, 2015

Received GC May 23, 2015

I-751 Receipt Date July 5, 2016

ROC NOA July 15, 2016

I-751 Biometrics Aug. 5, 2016

ROC Approved Sept. 18, 2017
Received GC Sept. 25, 2017
 

CR1 Spousal Visa Guide

 

TBErp8.png
 
 
YEP0m5.png


 

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Hi everybody good day to all, I just wanted to share my thoughts on this process, when i inquired about doing it for my wife at wellsfargo all they wanted was a ss# since they already knew my wife from all of the express sends i sent her, but every bank has their own rules

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Yeah, depends on the bank. With Navy Fed, all I had to show was my SSN and combo card. They would've accepted my Philippine passport but I didn't have my SSN yet back then.


My K1 timeline (4 months/NO expedites): http://www.visajourney.com/timeline/profile.php?cfl=0&id=163489

My AOS timeline (10 months):

08/16/2014 - Sent in AOS package

08/18/2014 - Delivered per USPS website

08/22/2014 - Text of receipt numbers received

08/27/2014 - NOA hard copies received (dated 08/19 and 08/21)

08/29/2014 - Notice date of Biometrics letter

09/11/2014 - Received Biometrics appointment letter

09/18/2014 - Biometrics completed at USCIS Raleigh, North Carolina

11/08/2014 - EAD / Travel Document approved and went to card production

11/19/2014 - Received EAD/AP combo card (dated 11/14/2014)

12/16/2014 - Received Notice of Potential Interview Waiver letter dated 12/11/14

06/24/2015 - AOS approved! Card picked up by USPS KY for delivery

06/26/2015 - Received green card by mail (Yay I can rest for 2 years!)

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Hi Sweet01 thank you so much for the info, i appreciate it ...

will tell husband about your experience and maybe we try to visit any wells fargo branch nearest to us, thanks and God bless

Never had a problem with Wells Fargo Bank. Sign up was painless and the extra benefit is that my step daughters has an account there also and Mom can keep an eye on her saving and spending habits. Also, We love the ease at which se can send money to the Phil. $5 a transaction and the rate is good but not great. To me, saving a .002% on the exchange is not worth running around and finding the best deal each time I want to send money. Two to Three selections and within 15 min it's in her Mom's account at BPI in the PHil.

Call around first to other banks if you want to "shop" for your best option. For me WF suits my needs just fine.


Spoiler

Adjustment of Status

AOS March 5, 2014 Submitted AOS with EAD/AP package to Chicago USICS

Delivered March 8, 2014 AOS packaged delivered to USCIS drop box

Accepted March 19, 2014 Text message with receipt numbers

Biometrics April 16, 2014 Biometrics completed

EAD May 23, 2014 Employment Authorization Document approved and went to card production

TD May 23, 2014 Travel Document approved and went for card production

Receipt EAD/AP May 30, 2014 Received combo card EAD/AP

Green Card Approved July 11, 2014 Approved, no interview. Went to card production.

Green Card received July 17, 2014 GC received without interview

Removal of Conditions

Mailed I-751 Dec 16, 2015 Submitted ROC (removal of conditions)

Received Dec 18, 2015 USPS notification of successful delivery

Check Cashed Dec 21, 2015 Check was cashed

NOA-1 Issued Dec 21, 2015 NOA-1 for ROC issued

NOA-1 Issued Dec 26, 2015 NOA-1 Received

Biometrics Appt. Jan 29, 2016 Biometrics Appointment Scheduled [Completed]

 

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hi there, it is me again,

this is with regards to opening an account. i am in the process of adjusting our status, currently still under k1/k2 visa, question is can my husband add me to his bank account? i have read that he can, but his bank told him they cant add me up since i am not a green card holder yet. well right now, i have my ss number under married name already. please enlighten me with this. thank you so much! :)

I suggest your fiancé change banks.

You should be able to put anyone you like on your bank account, I was able to add my fiancé while doing K1, we only had a SSN.

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I also suggest that you change banks. I opened up a joint account with Chinook at Wells Fargo before Chinook even arrived in the U.S. No Social Security number was required. They only wanted two pieces of ID. Chinook scanned two pieces of her ID and emailed them to me.

Like Greenbaum, Chinook uses Wells Fargo for her remittances.


Tahoma and Chinook's K1 story --->> http://www.visajourney.com/forums/user/57425-tahoma/

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hi there, it is me again,

this is with regards to opening an account. i am in the process of adjusting our status, currently still under k1/k2 visa, question is can my husband add me to his bank account? i have read that he can, but his bank told him they cant add me up since i am not a green card holder yet. well right now, i have my ss number under married name already. please enlighten me with this. thank you so much! :)

There should not be an issue as there is no legal requirement that you be a green card holder to be an account holder. There may be a bank policy, but that would be specific to the bank. There are some banks that may request an IRS W-8BEN if the account pays interest or dividends that must be reported as income. This would be removed once the AOS approval is received and replaced with a W-9.

As others have stated, check different banks. I find that some are more knowledgeable of the immigration laws and IRS regulations than others.

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In my situation my husband add me to his bank account which is a USAA bank and make my own bank account,they need my passport,ss number and green card, we just applied online and just asked me some question about my identity. And the American Express they also need same ids.

What's bank are u applying? Every bank is different

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Thank you for all the replies and info you gave me. I appreciate it so very much. Here is another question, does the bank account/joint acct needed to submit when i file my aos or it is just needed for the interview ? Thank you again!!! :)

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Never had a problem with Wells Fargo Bank. Sign up was painless and the extra benefit is that my step daughters has an account there also and Mom can keep an eye on her saving and spending habits. Also, We love the ease at which se can send money to the Phil. $5 a transaction and the rate is good but not great. To me, saving a .002% on the exchange is not worth running around and finding the best deal each time I want to send money. Two to Three selections and within 15 min it's in her Mom's account at BPI in the PHil.

Call around first to other banks if you want to "shop" for your best option. For me WF suits my needs just fine.

Do I need to submit this joint accout / bank account when i file for my aos? Thanks again so much!

In my situation my husband add me to his bank account which is a USAA bank and make my own bank account,they need my passport,ss number and green card, we just applied online and just asked me some question about my identity. And the American Express they also need same ids.

What's bank are u applying? Every bank is different

My husband's bank is USAA also and that's what they told my hubby that I wait for my green card first, thank you Rissa! :)

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There should not be an issue as there is no legal requirement that you be a green card holder to be an account holder. There may be a bank policy, but that would be specific to the bank. There are some banks that may request an IRS W-8BEN if the account pays interest or dividends that must be reported as income. This would be removed once the AOS approval is received and replaced with a W-9.

As others have stated, check different banks. I find that some are more knowledgeable of the immigration laws and IRS regulations than others.

Thank you! They emailed my husband that form w-8ben my husband's bank is USAA..

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