AOS from K1 - self sponsor - money in the bank?

[Lauren and Kevin 55]

Hi All, I know not many do this but hope someone will know this.

I checked previously about self-sponsoring using my own funds, and that's OK for the K1 - on the AOS the sponsor not the beneficiary has to show enough funds.

Soooo....when we get married we'll be co-mingling our funds, and my future wife will have a joint account with enough in it to sponsor, but I'm concerned about one thing..

As you know, when sponsoring, you have to show 12 months bank statements to try and ensure the sponsor is not committing fraud by borrowing money from a relative to show they have enough, then they take the money back after. I agree with that, and I understand why - as it means the couple do not really have the funds to support themselves.

But, in our AOS, it's going to show a sudden influx of a huge cash sum, just before AOS - and this is legitimate - it's now 'our' money.

Would it be sensible to include Transferwise statements, and details that show the money coming out of my UK bank account that shows it's genuine? Or would we (as I'm worried about) get problems as they think it's some sort of Relative/parent loan??

Edited May 14, 2015 by Lauren and Kevin

[lost_at_sea 995]

You can always include bank statements for your future-wife's existing bank account to go with the new co-mingled joint bank account to show that the money has existed for the both of you for quite a while and hasn't been borrowed from other friends/family. Should be OK.

Edited May 14, 2015 by lost_at_sea

[spahawk 10]

The TransferWise deposits will show that the money is from you and will match the incoming amount on the bank statement. I don't believe you will have any issues with the funding side of things.

Good luck

[KayDeeCee 4,891]

I agree with the others. Just show that the money existed before, and now you have transferred it to a joint account. You can even write an explanation statement to go along with all your bank statements letting them know what they are looking at and why. You just need to prove you had those assets all along and did not just borrow the money to get through the I-864 issue.

[Nich-Nick 3,353]

The instructions say--

6. - 8. Assets of the Intending Immigrant.

You may use the assets of the intending immigrant regardless of where he or she resides. The intending immigrant must provide evidence of such assets with this form. Form I-864A is not required to document the intending immigrant's assets.

It doesn't say they have to be in a joint bank account. Provide UK bank statements which show they are the intending immigrant's legitimate assets. if you haven't transferred them, then list them in Part 7, 6-8. Instead of Part 7, 1.

[Lauren and Kevin 55]

Thank you all for your thoughtful and interesting comments - very much put my mind at rest on several points!

Particularly the one about leaving money where it is, as the UK exchange rate is starting to recover against the dollar, it makes money left in UK more valuable - definitely a possibility of risk, but leaving some behind and adding it into the AOS as nich-nick mentioned would definitely be an option.

Thanks again

[Ryan H 3,790]

Thread closed per OP request.