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The Nature Boy

Just got my Obamacare 2015 update

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Filed: IR-1/CR-1 Visa Country: China
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Well prior to the ACA my choice were no insurance, buy private insurance for about $200 per month with a $6,000 deductible, or buy through my employer at $52/month with coverage for three doctors visits per year ($35 co-pay) and up to $2,000 paid by the insurance if I was hospitalized. After that coverage was used up I was on my own.

Thank you ACA for getting me health insurance I can afford.

Glad you are happy. But you got that coverage largely at the expense, and restriction of health care choice, of others.

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Glad you are happy. But you got that coverage largely at the expense, and restriction of health care choice, of others.

Yeah, how dare she keep herself and her family healthy. She should just get sick and die because at the time she cannot afford health insurance, amirite?

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Filed: Country: Monaco
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No she didn't. She got that coverage because the pool of insured people has increased. It is no different than your auto insurance. The rest of us now no longer need to pay for the health care of those who chose not to get insurance, whose bills were left behind. It is all about personal responsibility.

Glad you are happy. But you got that coverage largely at the expense, and restriction of health care choice, of others.

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Glad you are happy. But you got that coverage largely at the expense, and restriction of health care choice, of others.

What restriction of health care choices does the ACA impose on you that weren't there before? That some get coverage at the expense of others is nothing new, either. Most employer sponsored health insurance plans have done just that for as long as I can remember. Low risk subscribers effectively subsidizing high risk subscribers. If anything, over the last few years some of that was corrected by penalizing people that willfully risk their health and providing financial incentives to those that choose to actively improve their health.

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