Medical emergency

[suenpaul 4]

Hi folks,

A quick question for you. My fiancee who lives in England had a stroke on Sunday. We are about 3.5 months into the process. I really would like to have him over hear for his therapy since he will be covered on my health plan. Is this a possibility to expedite our case? I don't mind waiting for our turn like the rest of us, but the situation has changed now. Thank goodness he is mobile but his speech had a long way to go.

Thank you all for your input.

[QueenOfBlades 224]

Highly doubt it as he's from the UK. We have the NHS and there is medical support for him here.

[Boiler 47,533]

I really think you need to consider the consequences. There are many many people who go bankrupt with major medical despite having medical insurance.

Edited March 5, 2013 by Boiler

[suenpaul 4]

I understand....my concern is not only for him but he has a 12 year old son that he cares for. I'm just worried that its going to be too much for him without our family being intact.

[QueenOfBlades 224]

Still doubtful. I'm under considerable emotional stress at the moment and in a very bad living situation and I'm waiting to get out to be with my fiance and my new family in the US. It's always extremely risky citing stress as a reason for an expedite as it could cause problems for the medical/interview and make it harder down the line. I'd definitely say it'd be worth getting his treatment done for free in the UK first. Expedites for medical reasons/hardships are generally only granted for the US citizen.

You could always try it though. You never know.

Edited March 5, 2013 by QueenOfBlades

[suenpaul 4]

Thank you for your thoughts on this....

[Villanelle 4,123]

As Boiler pointed out- You have insurance but are you 100% sure your insurance is going to cover him?? Most policies in the US have specific clauses for pre-existing conditions as well as deductibles and caps on services. So while you may think- hey Ill just add him on the policy and all will be good, theyll take one look at his record and see he came with a condition and say- were not covering him, he had this when he got here!

You need to call you insurance company and find out their policies. You may not be able to add him and if you can add him, it may be at an additional cost. If hes ineligible to be added he would have to purchase special insurance for people with pre-existing conditions which are at sky high rates.

Re- immigration. You have nothing to lose by attempting to file a medical expedite. It will either be granted or denied. They will want to see that he has a medical condition (you can prove that) That he would be able to obtain treatment in the US (you would need to show proof of you insurance) and a statement from you or him stating the reasons why him obtaining the treatment in the US is better then in the UK. So what would the reasons be? Cost? Better Drs? (shrug) I dunno. You mentioned a child. That seems to be the ace in the hole. Im guessing the cost and the Drs are going to be comparable if not cost would be better over there. But making a case that the child would be better taken care of in the US while the parent is receiving medical care in the US because there would be 2 adults present in the home would be a valid reason to get the child (who Im assuming is the K2) over to the US quicker.

If its denied, its denied. Its not going to be held against you. But as mentioned. You dont want to be shooting yourself in the foot here. Research the insurance ahead of time, because if he gets here in need of medical care and you didnt check it out- you could be stuck with massive bills.

[JensJrny2Ray 367]

The UK has universal healthcare so his healthcare will be covered.

[Gary and Alla 3,696]

Hi folks,

A quick question for you. My fiancee who lives in England had a stroke on Sunday. We are about 3.5 months into the process. I really would like to have him over hear for his therapy since he will be covered on my health plan. Is this a possibility to expedite our case? I don't mind waiting for our turn like the rest of us, but the situation has changed now. Thank goodness he is mobile but his speech had a long way to go.

Thank you all for your input.

No. Medical expedites are for the benefit of the US citizen. Foreign citizens have their own health plan in their home country.

You also need to be careful that your policy is going to cover this "pre existing" condition

[Gary and Alla 3,696]

As Boiler pointed out- You have insurance but are you 100% sure your insurance is going to cover him?? Most policies in the US have specific clauses for pre-existing conditions as well as deductibles and caps on services. So while you may think- hey Ill just add him on the policy and all will be good, theyll take one look at his record and see he came with a condition and say- were not covering him, he had this when he got here!

You need to call you insurance company and find out their policies. You may not be able to add him and if you can add him, it may be at an additional cost. If hes ineligible to be added he would have to purchase special insurance for people with pre-existing conditions which are at sky high rates.

Re- immigration. You have nothing to lose by attempting to file a medical expedite. It will either be granted or denied. They will want to see that he has a medical condition (you can prove that) That he would be able to obtain treatment in the US (you would need to show proof of you insurance) and a statement from you or him stating the reasons why him obtaining the treatment in the US is better then in the UK. So what would the reasons be? Cost? Better Drs? (shrug) I dunno. You mentioned a child. That seems to be the ace in the hole. Im guessing the cost and the Drs are going to be comparable if not cost would be better over there. But making a case that the child would be better taken care of in the US while the parent is receiving medical care in the US because there would be 2 adults present in the home would be a valid reason to get the child (who Im assuming is the K2) over to the US quicker.

If its denied, its denied. Its not going to be held against you. But as mentioned. You dont want to be shooting yourself in the foot here. Research the insurance ahead of time, because if he gets here in need of medical care and you didnt check it out- you could be stuck with massive bills.

The insurance is a question to be sure, BUT most insurers offer "open enrollment" following a change of life status...ie. marriage, so he may have a free ticket in. She needs to check her policy or discuss it with the HR department that handles it.

[Ippsy Pippsy 31]

What kind of insurance do you have? If through an employer, talk to HR. If not, well I had problems adding my SO because he'd had an EKG done that was negative. They wanted all kinds of extra medical tests done.

Honestly, depending on the followup he needs, *you* going to the UK might be the cheaper option.

Good luck.

[suenpaul 4]

Thank you all for your input. It's always good when you are in an emotional state to solicit this kind of info. My employer is excellent as far as enrollment goes so I will be able to add my fiancee and future son. (Im going to adopt him since his mam died when he was 6 months old).

I'm trying to make flight arrangements to the UK now and be with them since right now that is the most important item on my plate.

Never a dull moment on this journey!

Thanks again