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Filed: Other Timeline
Posted

I don't know if I am posting this topic in the correct place but I need aome help. I recently got approved for my conditional GC and I also found out, that I was pregnant. It is too late to be added onto my husband's insurance since the yearly enrollment has gone past. I have been looking into an insurance program called NJ PROTECT which seems to be my only option for insurance right now. The only hesitation I have with it is that it is federally subsidized but I do still pay my on monthly premiumns. Will this be a problem when I go through my removal of conditions?

Posted

I don't know if I am posting this topic in the correct place but I need aome help. I recently got approved for my conditional GC and I also found out, that I was pregnant. It is too late to be added onto my husband's insurance since the yearly enrollment has gone past. I have been looking into an insurance program called NJ PROTECT which seems to be my only option for insurance right now. The only hesitation I have with it is that it is federally subsidized but I do still pay my on monthly premiumns. Will this be a problem when I go through my removal of conditions?

After a life changing event--marriage, death, birth of a child--most HR departments allow changes to benefits if done within 30 days after the event so you do not have to wait for the yearly enrollment period. I would check with his HR department. You did not need to wait until the GC arrived to be added either. I addded my wife right after we got married and she had no GC or SSN. She receive her SSN about 3 weeks later, but they said they had a way to "lie" to the system until she received her SSN. The only problem I see would be your husband, or if you have a co-sponsor for the I-864, would have to pay the money back if it qualifies as a means tested benefit. I would check with the HR department first as you should be added to your husband's benefits at work as this will help your ROC case in the future.

Good luck,

Dave

Filed: Citizen (apr) Country: Belarus
Timeline
Posted

After you were married, your husband should have added you to his insurance. You do not need to wait until an enrollment period. See if you can do it now. The HR department may have some say to being added, even if the insurance company says you may have waited too long, since your marriage has been some months ago.

Filed: IR-1/CR-1 Visa Country: China
Timeline
Posted

I don't know if I am posting this topic in the correct place but I need aome help. I recently got approved for my conditional GC and I also found out, that I was pregnant. It is too late to be added onto my husband's insurance since the yearly enrollment has gone past. I have been looking into an insurance program called NJ PROTECT which seems to be my only option for insurance right now. The only hesitation I have with it is that it is federally subsidized but I do still pay my on monthly premiumns. Will this be a problem when I go through my removal of conditions?

getting the green card is considered a 'life event' by most insurance carriers - so I would contact the insurance carrier his job uses, directly, and inquire about 'life events' . IMO, you should be able to get on his insurance now that you have successful encountered a 'life event'.

Seriously - make the phone call. Don't waste time with a HR person at his job.

Sometimes my language usage seems confusing - please feel free to 'read it twice', just in case !
Ya know, you can find the answer to your question with the advanced search tool, when using a PC? Ditch the handphone, come back later on a PC, and try again.

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Congratulations on your approval ! We All Applaud your accomplishment with Most Wonderful Kissies !

 

 
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