rate the baks plzzz

[transformer 0]

hi,

i am new here.

and there are plenty of banks around here.

would anyone please suggest me which bank suits you and why?

and if you have enough time please rate the banks.

thanks

[Mononoke28 134]

I can only speak for the ones that I've dealt with in the past. Wells Fargo is pretty good but their rates are outrageous, same for Bank of America. And I currently use 1st Bank of Colorado which is fabulous for my checking account and all those types of transactions but they're only available in Colorado.

Diana

[wexford65 0]

You may not see this as a helpful post but it really does depend on a myriad of factors from your geographic location, to your creditworthiness and what services you need.

Depending oin location I would even say that it depends on your local branch. A few times I heard from people moaning about their bank because of an intransigent branch manager or staff members. They moved to a new branch and suddenly that bank was wonderful.

I use Bank of America and am happy with them but that is simply because the services I need are provided in a professional manner. Work out what it is you want from a bank and do a little shopping around. I don't believe there is a best bank but rather a best bank for a specific set of circumstances.

[Ed+Cindy 1]

Where are you located?

Credit Unions tend to be a little better, IMO, but I also use larger chain banks too.

Edited July 16, 2009 by Ed+Cindy

[transformer 0]

Where are you located?

Credit Unions tend to be a little better, IMO, but I also use larger chain banks too.

virginia

[Chica Yeyé 41]

Where are you located?

Credit Unions tend to be a little better, IMO, but I also use larger chain banks too.

Credit Unions, FTW!

[NatPatBen 3]

I think having a couple of accounts can be useful: one with a multi-state bank and one with a local bank. I went with Chase because they're located where I grew up, where I went to college, and where I moved afterwards. Some local banks tend to waive ATM fees, so that may be a perk with them.

[Penguin_ie 5,985]

Stay away from Regions- we had a very bad experience with them. Well, several actually but the worst was that they almost lost us our house in the US because they wouldn't do money transfer over the phone after assuring us in emails that they would. I have also heard bad things about Bank of America and Wels Fargo, but no personal experiences.

If you plan on transfering money from abroad, check on the fees any bank you are considering will charge, there are large differences. This is especially important if you ave regular transfers from a rental property or similar in your home country, as we have. Strangely, smaller regional banks tend to charge less. We are with ARVEST and have found them very good.