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K-1 Travel Insurance Options
yuna628 replied to Sha-Lee88's topic in Moving to the US and Your New Life In America
Hey sometimes I have dumb blonde moments, where my brain breaks and I think.. "wait that spelling isn't right is it?" 😉 I remember he had to call and speak to his travel insurance broker to get it, as it wasn't something they offered online. I think it's not a terrible idea, especially if you're moving a lot of household stuff with you on the plane for your final trip like he was. -
Remote work tug of war continues
yuna628 replied to TBoneTX's topic in Current Events and Hot Social Topics
It was really awkward having your teeth being drilled while hearing kids screaming and running down the hallway, poking heads in the rooms and giggling. Thought to myself, this is just silly. He explained of course, and I felt bad for him. Just hope he doesn't get in trouble. Overall I think working from home is something a lot of employers should be able to offer if the job can truly be done from home. It's an attractive offer to parents that are struggling with childcare. There's nothing terrible about it if the person really is doing their job of course. They save money on food, gas, and travel costs too. I have had some times where I've had to remind him he's working overtime or gotten so caught up in working he's not taking time to relax, but overall he feels so much more productive than going to the office. -
Remote work tug of war continues
yuna628 replied to TBoneTX's topic in Current Events and Hot Social Topics
I wondered that too, and thought the whole situation ridiculous. But I know he's kind and just trying to help his employees. When it comes to kids, I'd have high standards... which is why I'd watch kids myself instead of doing daycare, but I know that's not possible for everyone. Raising kids takes money... huge amounts these days. -
K-1 Travel Insurance Options
yuna628 replied to Sha-Lee88's topic in Moving to the US and Your New Life In America
Well as someone that talked extensively to insurance companies about this subject back in the day, again I can assure you travel insurance will only cover someone that is visiting a country and returning home. You can feel free to waste your money on it for the purposes of covering the flight and luggage, but once the fiance lands the coverage is null 24-48hrs after. A K-1 is a non-immigrant visa but it offers dual intent. It exists in both worlds per say because it allows you to stay and immigrate, it allows you to (once married) adjust status and reside in the US, and does not require you to return home. These type of insurances offer no coverage to a K1 in the way a visitor would be offered, because the intent is immigration, residing, living here, and not visiting. Afterall, the sponsor does sign a document saying they will be financially responsible. The insurance company is in the interest of covering someone that is not intending on living in the US. Marrying late will almost certainly throw up challenges in obtaining proper health insurance, if that is an important factor to the both of you. That being said there is no longer a health insurance penalty, so going without insurance will all just be in how much you two want to risk. And if you don't want to risk anything, then my suggestion is to rethink a late marriage plan. Oh I know, you've got a venue and all that stuff set most likely. Well none of that stops a courthouse appointment, and celebrating everything else later on. In my honest opinion, temporary insurances which directly marketed to new immigrants like K1s especially, is another form of risk. You pay for supposed peace of mind, but what you get is really nothing as it is not ACA compliant. FWIW, when I brought my husband here, our wedding date was within a month of his arrival, so there was a brief time without coverage. We were careful, but acknowledged if there was an illness, it would be paid out of pocket because the ''options'' out there are really dumb. I made sure to get the SSN sorted, and then when married called my insurance company and added him to my plan. Could we have hopped over to the courthouse and kept the big thing the same so that I could have added him ASAP? Sure. But we were willing to take the risk, as we didn't wait very long. A longer time to wait and in this age of COVID, no way we would have waited. Over the years there have been many stories of people that ran into great problems not having insurance, and I really feel for them. You have to make the best decision for what's going on in your lives. It is perfectly reasonable though to purchase ''one way'' insurance for the flight just in case something goes wrong there. It's something we also did. -
Remote work tug of war continues
yuna628 replied to TBoneTX's topic in Current Events and Hot Social Topics
Was at my dentist last month, and was greeted by screaming kids running through the halls. Basically there seems to be no available childcare facilities that are accepting new kids this year. All booked up with waiting lists (hearing the same thing going on at all the schools in town). He started letting his staff bring their kids in for the summer because no one could afford what rare places were open in the next state over.. prices too steep. He joked about opening his own daycare in the basement. -
Remote work tug of war continues
yuna628 replied to TBoneTX's topic in Current Events and Hot Social Topics
The husband still works remotely, only coming in a couple times a month. Honestly? He prefers it that way. The entire team does. There are several new fathers on the team that juggle watching kids while working, and some moms with special needs kids that require care. Ultimately working remotely saves both him and his employer money. When called into the office, most of it is completely pointless, and no actual work gets done. He gets especially annoyed when he's trying to work in the open office and the rest of the co-workers are loudly goofing off, so he can't concentrate. Or they are constantly interrupting him working. Being at home allows him a quiet space to work. If his employer went back to office work, I'm very sure most of the guys would quit or would have severe problems finding adequate childcare. -
K-1 Travel Insurance Options
yuna628 replied to Sha-Lee88's topic in Moving to the US and Your New Life In America
Travel insurance is not really useful for a person immigrating to a new country. Basically any plan you get will be null and void 24-48hrs after landing, because you are not visiting, you are immigrating. The only useful part is if you are concerned with loss of baggage or life in the event of a crash during the trip or if there is something valuable like electronics to cover (which is usually a separate policy). Temporary part time medical insurances or temporary short term medical insurances marketed towards new immigrants are also not particularly useful. Their coverage is not ACA compliant and do not expect it to provide anything remotely near what your employer's plan would provide. The best plan would be to obtain an SSN for the fiancee shortly after arriving, marry as soon as possible, and then add your new spouse to your work plan. -
This whole thing has been rumored for a while, but for the life of me I wish the complaint in the case would make better sense? We've got a 'den mother dance captain' person that has been known in some circles as a very problematic individual and she is discriminating and aggressively harassing some of the girls because of their sexual history. But then we go to strip clubs and other sexual behavior that this woman seems to be encouraging 'her girls' to do all while proselytizing? Confusing. Lizzo seems to back up the dance captain's behavior, at least with long schedules and strip club trips but I'm not sure I'm seeing what else is the problem except for bullying/diva behavior (which is not new allegations about this gal). Weight shaming claim seems odd, coming from a performer that usually uses plus size dancers, a rarity in the business and loves to flaunt it herself. Well Lizzo has generally been proud of it. Her crew is overweight but can spend hours dancing on stage, so they still have some kind of fitness. I don't necessarily understand it either, as I prefer tasteful clothing for any size, but I would say it is good that she has promoted fitness gear and other items for large women. Afterall if big girls are being told they need to exercise, they can't do it in paper sacks. And she has lost a good deal of weight herself. But yeah I see a lot of ladies just rolling out of bed wearing 'clothes' that do not fit them at all. On the flip side I don't understand the ladies that get all dressed up and make an effort, but the guys they are with look like they just were spat out from a tornado.
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I felt quite sad watching it. Alarming that no one immediately took him to the hospital. There are now stories he has been falling repeatedly, and it's clear he hasn't recovered from his prior injury. A lot of people thought it was a TIA, but some do think it's something related to his concussion and signs of worsening brain injury that should be treated immediately. I was reminded of the day my father had an episode and collapsed. He'd go to what I'd call "the far away place". He was childlike, non-responsive to gibberish, lost control of bodily function, frozen in place. Like he was lost in dementia. We thought for sure he was having a stroke again, turns out he was 'lucky'. He was having hypoglycemia. Has absolutely no memory of it. I wonder if Mitch is diabetic. At any rate, he is not well.
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I'm not sure what a Congressman could do in this scenario. All relevant authorities know this is happening (FBI, DOJ, OIG, DHHS, and the states attorney) as well as AARP and investigative reporters, but it's alarming that they do not seem to know where such a mass amount of numbers were compromised from. I was two hours on hold last night waiting to speak to an investigator and I was told to not be surprised if I find more fraudulent charges and packages.
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Found more fraudulent charges to Medicare this week. They were backdated to last year. Another follow-up call to the OIG and I can tell you Medicare investigators are completely swamped with calls "is this about the test kit thing? we know.. we're so sorry". Another officer told me "it's exhausting". I provided what info I could, after doing more digging. This time it was four more LLCs, all registered to the same person. Addresses and phone numbers are bogus. One I could see has been doing this for some time, and is connected to another organization called the Center for Covid Control, which had hundreds of locations all running scams across the US, and got raided by the FBI. https://www.usatoday.com/story/news/nation/2023/03/13/chicago-lab-indicted-covid-19-testing-scheme/11467937002/ At $200 per claim they are making, imagine the millions they are raking in. Still, I'd like to know what system was compromised. We know back in 2022 a contractor for CMS had their systems breached by crypto hackers, resulting in 254,000 Medicare recipient's info stolen. This seems like considerably more than that though.
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N-400 July 2023 filers
yuna628 replied to little_mermaid's topic in US Citizenship Case Filing and Progress Reports
Filed online 7-16-2023 Biometrics reused 7-18-2023 ..and now the long wait I guess. -
There's a couple reasons why I'm sharing this story. You see, I've been down the rabbit hole these past few weeks, when a relative received a mysterious package they didn't order in the mail. Inside were very expired, very tampered looking COVID test kits. I was very alarmed, so me and a few tech buddies got together and did some digging as to just who these scumbags were. Turns out the feds have been working cases like this for a while now. It's not always immediately noticeable to an individual that has Medicare if they have been/their plan has been charged for fraudulent devices. I immediately set to work tracing back months of Medicare billing to see if I could find the fraudulent charges. Not so, because a lot of EOBs and lists of charges are usually running several months behind. A call over to the OIG and federal Medicare fraud investigators, and they could see the charges from back in May, the exact timeframe when many of these packages started showing up over the US. They immediately flagged and created a case file, and unfortunately my relative's info has been compromised (the government is still investigating where and cannot comment yet) and they will have to issue them new cards/numbers. If you have any elderly relatives, or are a recipient of Medicare yourself be on the lookout for any unusual charges and or packages coming to your house. There are extensive news articles online addressing these instances from different states. I must stress in some cases many of these scams are using phishing or phone calls into tricking individuals into giving them their info - but this is a somewhat new tactic, the recipient of the fraudulent goods is unaware of anything coming to their home and never requested it.
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I do not care very much, but I think there is largely not a lot that is being made known about the very actually good reasons for this strike. While we typically think of actors as mega millionaires, many are not rich at all, and many do not actually get into the 'exclusive club' in which they are able to have health insurance and other benefits which includes pay raises. Some of course are just small time actors, bit part actors, extras etc. I am aware of some very big franchises in which very well known actors actually don't make very much for it to this day. Disney and other entities have had a habit of even not paying authors and screenwriters just amounts for their work. Voice actors also suffer from the same problems in the industry. The big sticking point for the guild is really AI and ownership in perpetuity for their bodies and voices. Studios which to reserve the right to scan and own them for the rest of their lives to be used in any production at any time, and they will not be paid for it. One studio could even sell them to another studio. Over the past couple of years, studios have attempted to sneak such clauses into contracts, even for temporary background actors. Still using Disney as an example here, whenever 'Darth Vader' appears on screen now, it is not James Earl Jones that we hear or is making money from his voice being used.... because it is no longer his voice. Jones signed a contract (and I have no idea as to his lucidity at the time) that says Disney owns him forever. Any lines that he has said in the past, are scanned and recreated and created as new by AI. A savvy listener might be able to tell the difference, but the average viewer may not. In more recent shows, Disney essentially brought back 'young' Luke Skywalker. Was Hamill paid his fair share? No. Hamill had his lines analyzed by an AI to make his voice younger, and Disney hired a youtuber that was experienced in making deepfakes act out Hamill on screen. This deepfake tech by a 'novice' worked even better than Disney's previous first professional attempt. Actors that are long dead I will assume may also be fair game.
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VA has nothing to do with MD. Different states and different rules. I need to re-stress something here as a lifelong MD resident that assisted my husband through the process: 1) For people that move to MD you have 60 days to get a MD license. 2) However, K1 is in an unusual spot, because once you file for AOS you are in a period of authorized stay but do not have documentation that the state of MD requires for a license. This is why any license that is issued on the basis of a K1 alone will expire at the time the visa does. It is only temporary. 3) You cannot obtain a further temporary license from MD until you have an EAD. It will only be valid as long as the EAD is. And you will need to renew it once again when you have a green card. It will be your full license then. 4) An IDP really is not useful in this scenario. It can help to translate a non-English language license into English for authorities, but it does not actually provide you a legally valid license with which you can drive with. You are not a visitor so you can no longer drive on your foreign license, you are a resident because you moved here but you do not have the full documentation/burden of proof the state requires. You could obtain one to honor the 60 day requirement that MD has if the federal government could provide an EAD in a timely manner. Unfortunately this will not happen. Neither the state or the feds care about that. It used to be people would receive an EAD in a timely manner, so obtaining a license more promptly was not a problem back then. 5) Insurance being expensive is normal. It is because for insurance purposes you are considered a first time driver. There is nothing you can do about that until you get your first proper license and get through a year or two. 6) You are not undocumented (aka an illegal immigrant) so you should not want to misrepresent yourself to an agency stating you are just to obtain a license. You must wait until you can properly file for a new license. 7) Do not expect that an officer would understand all of this if you attempted to drive without a valid MD license and you are not a visitor.
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Driving licenses are controlled by state laws which can be as unique as the states themselves. As a general rule obtaining a state license must be done in the timeframe you become ''a resident". So what does that mean? Does it mean when the federal government considers you an LPR? No. It just means when you officially start 'living' within a given state. But how does a state define that? You're going to find numerous conflicting opinions. Some states give you a couple of months, some give you a month or less. You are not a visitor on an ESTA, so those rules do not apply. Once the K1 period of stay is done and you are moved into the state? It's anyone's guess, and how much of a risk do you want to take? My husband has been accustomed to driving in this country as a visitor for many years, but any license issued by the state while the K1 is still valid is only going to be extremely temporary. A IDP is only a translation document and not really useful for this scenario. Once you are on your AOS NOA1, the state really doesn't understand that. But they will understand EADs and green cards. So the next best opportunity is when you show up to the DMV with an EAD and whatever other requirements they want (our state always wants a name on some official documents or pieces of mail so make sure you get that in order beforehand). For MD it was simple, and he could bypass lengthy course hours if he just completed the tests and thankfully even our small town DMV knew what to do with an immigrant with an EAD (because some won't).
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My husband did not apply for his license until he had an EAD to avoid the issue you're experiencing. I did not see the point of it. Once you have that, assuming you have an SSN, and your name on some joint documents, you'll be good to go. Update it again once you get your green card. I do not advocate for a non-compliant license as you are not undocumented by any means. You are simply not documented enough in the way the state assumes. It used to be you could argue your status with an NOA1, passport, and I94. You will not get the MD-DMV to understand the finer nuances of immigration. It's one of the drawbacks on a K1. Hopefully you can have some alternate transport until you're good. Back then it still took a while to get the EAD, and I'm assuming it's taking even longer now unfortunately.
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Well supposedly there was a 'good guy' with a gun. That person was also arrested and could not stop the shooter because of body armor. Yes. But the person has to be found to be a danger to themselves and others and those claims must be filed by family members. Good luck with that. There was a case of a man in Baltimore that had legally owned guns. He was an absolute nutcase, deluded, and paranoid. Police would respond to his location 100s of times (this is not exaggerating). After shooting his neighbors, he then set off a bomb. That's just one example, there's lots more. Women that had protective orders and were still murdered. I've seen some old statistics that the law has removed maybe a hundred or so guns, but barely seems to make any dent in other cases. The block party shooting of 30 people appears to have been done by a child. A child that had managed to acquire an assault rifle. The police were called numerous times for assistance before the shooting, in recordings dispatch laughed at them and police never showed.
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I don't take Ozempic, but I do take Metformin. Someone I know with severe diabetes has recently been put on Ozempic in combination with other drugs, but I don't think it's had much effect. My concern with these drugs is people who genuinely need them to treat diabetes will suffer in the long term because of celebrities using them to as designer weight loss pills. I've heard of them being combined with other legal and illegal drugs at parties. There are also some serious side effects to consider. Tons of celebrities are using this drug today, that are neither diabetic or overweight and it shows.
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Seems like a mentally ill and historically violent individual that was obsessed with guns and conspiracies and had ample access to guns and body armor. There was a person that tried to stop this shooter with their own weapon and failed. Unfortunately that person also got arrested. This has just been one of a number of mass shootings over this long holiday weekend. Baltimore had 30 people shot at one block party. A few other counties also had numerous shootings at large gatherings. DC was also hopping over the weekend.
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Drinking to excess and alcoholism addiction is usually due to something fundamentally lacking in someone's life, trauma, or pattern of abuse that is generational. That has little to do with whether a woman has children or not as there are plenty of married (with kids) women and men that are alcoholics. It's easy to see a bit of conflicting messaging in this article - women without kids are drinking (no kidding) but so too are women with kids (as it then talks a lot about 'wine mom' culture). It doesn't address what men are doing, but I suspect they are doing the same thing. There is a reason why my grandmother loved her alcohol and cigarettes, my dad was an alcoholic and his brother did drugs. Both men thankfully broke that cycle. But that does not mean their issues around unhappiness, trauma, or shame were resolved. My mom never touched alcohol, but she was definitely fundamentally unhappy in her life and so things other than alcoholism was her replacement cope (and they were also not good). The husband and I personally love a good drink, and I can understand how easy it would be lose oneself there. But we keep drinking to special occasions only and for health reasons I have not had a drink in quite some time. Being single has not changed my outlook on drinking, nor has being married, and nor will having kids.
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In a nutshell, and this is going to sound really harsh... in a perfect world parenthood should be for anyone. In this world though? Parenthood should be for those persons that can love, raise, and afford everything involved with caring for a child. I cannot imagine choosing parenthood when you cannot do any of these things... and that is largely why we have a lot of kids suffering today. My parents could barely afford anything when they started having kids, and things did not improve much by the time they got to 'accident baby'. I'm not just talking physical money here, but emotionally and mentally too. There are kids that grow up filthy rich and given the best of everything and their parents are a mess and cannot provide emotional love and support. Privilege only gets you so far. Still, the women at this conference are not interested in promoting a world with free and or better childcare options, ensuring that parents are ready to have kids, excellent schools, or better work-life balance support systems. To a degree, she overlooked things Joel did, on a pretty consistent basis. To point that she pretty clearly still loved him deeply in every way but in just being legally married. Sorry but, I think we got something different out of this show. I even asked my husband and he agreed. Are there parents saying that these days? Not only did my parents not plan or think about money for retirement but college? They thought that idea a pipe dream. A completely silly idea that they wouldn't have ever thought to save money for nor would they ever want their kids to entertain the concept. Living life was a day to day thing that you weren't sure if you'd have food on the table or even electricity. Whatever savings eventually went on more important things. I could debate on if those things were more important than say oh having money for your future life when you are old and expecting your kids to care for you... but this isn't too odd a thing to hear about from my generation. Adults struggling with their elderly parents and trying to deal with the choices they didn't care to make. Ultimately, people do not need kids to be happy or have a fulfilling relationship. People at these conferences are putting high emphasis on procreation for purposes other than what is the norm.
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It's great you got all that out of watching it, but it's very clear that the kids were fundamentally a mess once they grew up based on the choices of their parents. Yes, her husband blew up her life as she once knew it, but she ultimately made the choice to get into the comic business. She chose not to take him back several times. She had tons of opportunities to go back to the ''happy new life'' or even a hybrid of such. Remember the exceedingly rich doctor that seemed to support her that she dumped not because she didn't love him, but because she just assumed he had a fragile ego like her ex? When she finally got it all, it makes clear she lost a lot. She's a great feminist character, but she certainly makes the choice to be selfish for her own dreams and desires. And when her children are grown, she criticizes their own choices in finding happiness. Being a selfish type of woman interested in ones own happiness - that's the type of feminist woman ideal that women are told that they should aspire to be, but the reality is a lot more complex. There's nothing wrong with that, but it should be remembered there's always consequences to actions you choose. She's a mother because of circumstances, not because she really wants to be - and for a great deal of it, she is absent. An ambitious woman that pursues selfishness cannot have everything, and there are tradeoffs. In the show, Mei Lin makes a choice - ambition or a family. Afterwards she's largely forgotten about and that's kind of sad, because her story is similar to many women back then. That's why I agree with these articles on the show on both sides https://reason.com/2023/06/02/the-marvelous-mrs-maisel-celebrated-selfishness-as-a-virtue/ https://www.themarysue.com/the-marvelous-mrs-maisel-is-a-less-than-marvelous-mom/