Your study should bring you to the knowledge that the affidavit of support ASKS for information about the past, but you must qualify in the present tense. In the present tense, you have no W2 income, because you have no job. If you get a new job, you have "employment income" even though there's no associated W2 YET. But,,,,,they must still consider your current income as your employment income minus last years self employment losses, unless you have evidence you are no longer self employed as a landlord. That would mean evidence you liquidated your rental properties. Retirement accounts are not considered fully liquid if there would be penalties and taxes deducted upon withdrawal. They are worth about half the balance, in using assets to replace an income shortfall.