Gaining Joint Bank account

[linuxgeek 0]

I tried to get our bank to set us up as having a joint banking account however since my wife does not

have a social security number they would not let us. Has anyone else ran into this. When we got married they just took a number down I believe it was off the visa in place of a social and it just seems odd that their would not be a work around for this. We are working on getting both Names on everything for providing evidence of relationship at the AOS interview.

Also on another note we are both together and happily married.

Thanks everyone for your help.

By they I was talking about at the Court House when they were filling out the form for our Marriage liscense that is what the employee their did.

[JRluvsLhyn 0]

I tried to get our bank to set us up as having a joint banking account however since my wife does not

have a social security number they would not let us. Has anyone else ran into this. When we got married they just took a number down I believe it was off the visa in place of a social and it just seems odd that their would not be a work around for this. We are working on getting both Names on everything for providing evidence of relationship at the AOS interview.

Also on another note we are both together and happily married.

Thanks everyone for your help.

By they I was talking about at the Court House when they were filling out the form for our Marriage liscense that is what the employee their did.

Did you try Bank of America and or Bank of the West? When I first got here, J.R. able to add me on his bank account without SSN required, we just provide water bill that he put under my name. Bank of the West would just let you sign a paper if you don't have SSN yet.

[Kez/JWolf 6]

Has your wife applied for a SSN yet? she can get one in her maiden name.... and then change it to her married name once she has EAD.....

Kezzie

[shirlJ831 0]

my sister had the same problem

[jeeleebee 0]

well i have a social security number and a marriage certificate but i still did not get adde to my husband's accounts

the reason given was that because they are a credit union and not a bank they cannot make joint accounts because my social security card has the notation "valid for work only with dhs authorization"

we were told that maybe a bank can do it but a credit union cant (does anyone know details as to why this is so?)

anyhow, we didnt ask any further questions, we are just gonna look for a new bank

after all the hassle of getting that ssn it's been useless so far...oh well

[linuxgeek 0]

Thanks for the info I will be looking at my options.

[Stefanie 1]

We are banking with Wells Fargo. My husband was able to add me to his account BEFORE we even got married. They just put 000-00-000 as my social. That's what they even did at the driver's license place. I never had any problems with anything. Once I had my SSN, I called everyone up and told them to add it into their system.

Stefanie

Edited August 7, 2006 by Stefanie

[den_y2005 0]

i think there are banks that dont require ssn but let them know of your status. i will ask your address in the Philippines for their record.

My husband added me to his bank accunt with ssn.

good luck

[Kez/JWolf 6]

Why did you show the SSN card to the credit union??? why not just tell them the number..... I never carry my SSN card with me but I do know the number....

I was also able to be added to my husbands account without a SSN they just put 000-00-0000 and took a copy of my passport.... then all I have to do was tell them the number when I got it.....

Kezzie

[jeeleebee 0]

cuz i havent memorized it yet, im really bad at that

dont worry i wont show it to anyone again hehe

[Dr_LHA 3]

the reason given was that because they are a credit union and not a bank they cannot make joint accounts because my social security card has the notation "valid for work only with dhs authorization"

What a bunch of #######. My credit union had no problem doing this!

To be honest though, I don't even remember showing the credit union either my or my wife's SS cards. They simply asked for the number.

BTW - I don't think its any of the credit unions business whether your going through AOS or not if you have a SSN. Personally I think the person who told you you couldn't do it was clueless.

My advice is to memorise your SSN (very useful) and go back there again and ask the same question, without showing them the card.

Edited August 7, 2006 by dr_lha

[motu 5]

the reason given was that because they are a credit union and not a bank they cannot make joint accounts because my social security card has the notation "valid for work only with dhs authorization"

What a bunch of #######. My credit union had no problem doing this!

My reaction exactly. I actually gave the woman at my credit union my wife's SSN card, our marriage certificate, our AOS NOA1, her passport etc. to copy and keep. My wife's name was added on all our accounts (Savings, Checking, CDs, Visa credit cards) within a week and appears on our statements. (She also got her visa credit and the debit card within a few weeks.) Her SSN at that time was in the unmarried name.

So, I do not believe what your credit union told you - I suggest caling and talking to a 'supervisor' and getting her name added. I do not think it should be an issue at all. Good Luck

Edited August 7, 2006 by motu

[pbgirl 1]

Our bank filled out some sort of IRS (W7 maybe?) form in place of using my husband's SSN. We had applied for the ITIN number but just didn't have it in hand yet. We had no problems.

We have an account at another bank and they put us in as joint account holders but wouldn't give my husband an ATM card till he had a SSN.

[jeeleebee 0]

yeah i think we'll give it another try, and hopefully somebody else will be working the front desk this time hehe

thanks for the suggestion!

no more showing my ss card ever again

the reason given was that because they are a credit union and not a bank they cannot make joint accounts because my social security card has the notation "valid for work only with dhs authorization"

What a bunch of #######. My credit union had no problem doing this!

To be honest though, I don't even remember showing the credit union either my or my wife's SS cards. They simply asked for the number.

BTW - I don't think its any of the credit unions business whether your going through AOS or not if you have a SSN. Personally I think the person who told you you couldn't do it was clueless.

My advice is to memorise your SSN (very useful) and go back there again and ask the same question, without showing them the card.

[danae 0]

We just opened a joint account with bank of america without my having a ssn yet. It was no problem at all.