IR1 - Using beneficiary UK assets for I-864 form?

[throwaway129093 1]

We are preparing our final docs before our appointment at the London embassy.

I am confused with regards to the Affidavit of Support (Form I-864).

For context:

• I (beneficiary) and my spouse (US Citizen) have been living in the UK for the last 10 years.
• Due to the lack of a tax treaty & overall complexities for US filings, our investments are in my name in a Vanguard S&S ISA.
• We also have around 10k GBP cash across our current accounts (joint)
• On top of this, we currently own a property that shows our current equity as £140k (based on our mortgage summary page, deducting outstanding balance from their current valuation).
• We would like to use assets only to cover the requirement. My understanding is that we need to provide 3x 125% of the poverty line, so roughly $80,000 USD, to qualify.

Presuming my SO/sponsor won't have a US income yet due to leaving their UK job to move, I am unsure which route we should take for filling this part.

I would extremely appreciate any advice here because I am struggling to make sense of the "easiest" way to document all this, and whether I am able to cover these assets in my name only, or if the sponsor needs to show they can cover me?

Any help would be wonderful.

Thanks


 

[Boiler 43,781]

Best to line up a joint sponsor that is unlikely to work

[throwaway129093 1]

4 minutes ago, Boiler said:

Best to line up a joint sponsor that is unlikely to work

 

How about if we liquidated the S&S ISA, transferwise it to my SO's US checking account so it's in her name?

Would that be enough?

Or for clarity - is your response based on the need for there to be > 0$ income, or that it needs to be assets in the sponsors name?

Thanks

[Boiler 43,781]

You did not mention how much that was, you could certainly try that, put it into her Dollar account.

[throwaway129093 1]

1 minute ago, Boiler said:

You did not mention how much that was, you could certainly try that, put it into her Dollar account.

 

Sorry I didnt you are correct.

Total liquid cash including S&S ISA would be roughly £100k total.

My in-laws would also happily act as a joint-sponsor if needed, just didn't want to bother them unless required.


Is it possible to go there attempting to file solely with the above assets, but also holding a joint sponsor form ready if they need it?

Appreciate your help btw.

[Boiler 43,781]

You have a call to make as to how far you want to go to avoid using her parents 

 

Good that you have a solid back up and yes you could try without first.