Who pays more Tax on interest: Resident or non resident alien?

[samaab87 20]

Hi everyone 

a relative of mine is visiting soon to the US and wants to open a savings account. I checked with the bank, they're fine with it.

 

Now what I want to know is how much tax does a non resident alien have to pay on interest earned? 

 

I have been been going through the IRS guide for taxes for non resident aliens

 

 

https://www.irs.gov/pub/irs-pdf/p519.pdf#page3

but the more I read the more I get confused. 

 

Is a normal savings bank account on which you earn interest exempt or not?

 

If not than it's most probably the 30% flat rate.

 

and also is the tax less for a resident alien on a savings account?

 

appreciate your help everyone 

 

[f f 725]

if you live in the us your tax rate is the same, dosent matter if you are a citizen, lpr, on a student or work visa or are illegal everyone is taxed at the same rate for the incone they make here.

[Michael2017 368]

If it is a joint account between resident and non resident? Who pays the tax?

[f f 725]

both.

you can get credit for what the non resident pays in tax in thier home country but you will still need to pay the tax as if the usc owned it solely and then you get to deduct the tax that was paid to the other government.

 

if you have enough money that the interest is a decent amount you really should talk to an accountant about it.  also don't try to hide money from the us government it only turns bad for you, uscis is enough to deal with why piss off the irs too.