Joint Accounts for AOS

[Jeffrey&David 29]

Hi All -

We have filed our AOS, and I had a quick question regarding proofs of joint accounts at the interview. Once my husband received his SSN, we opened accounts for him. We have subsequently added our names to each others accounts, although currently all money is from my job. He of course is waiting for his EAD, and regardless, he is going to school currently for a degree, and will not be working.

My questions is that we are each on one another's accounts, however, we put money in both, and his debit card only accesses 1 of them, and mine only accesses another. Will USCIS want to see each of us withdrawing, paying for things out of the different accounts? Or is just having both names on them enough?

Hopefully that makes sense.

Thanks!

[F & J 21]

When we submitted copies of bank statements, we really just made sure that they could see that they were joint accounts (names clearly printed on the statement) and that it was actively being used. We rarely used our debit cards - we pay for most transactions using credit cards - so most of the transactions on the bank accounts were direct deposits, funds transfers and bill payments.

Do you have joint credit cards? or cards he is an authorized user of? You can include those statements as well

[Ebunoluwa 6,136]

Yes they want to see the activity on the statements.

[Jeffrey&David 29]

Thank you for your responses.

We do not have joint credit cards, as I do not use them (cash only here). Just the accounts. Perhaps we should close the original account we opened in his name and just both use my account.

We have a lot of other proofs, so I am not too worried (life insurance policies, wills, lease - and currently buying a house in our names - health care proxies and will file 2015 taxes jointly) as well as pictures etc.

Just want to make sure we are as prepared as one can be.

[fcl 42]

I don't think that they'll look at both of you spending out of that account, what's important is that both your names are on the account. USCIS IOs look for a bona fide relationship, so sharing savings accounts is a very good thing, you'll be fine.

[Ebunoluwa 6,136]

I don't think that they'll look at both of you spending out of that account, what's important is that both your names are on the account. USCIS IOs look for a bona fide relationship, so sharing savings accounts is a very good thing, you'll be fine.

Yes, they do in many cases.