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ilovethebeach310

Can you lease/finance a vehicle with EAD?

By ilovethebeach310 in Moving to the US and Your New Life In America

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ilovethebeach310 Explorer

ilovethebeach310   8

Posted
Filed: AOS (apr) Country: United Kingdom
 Timeline
Posted

I have a job and good credit. I am just waiting for my GC. Can you lease/finance a vehicle with an EAD card or do you need a GC?

Thanks

February 14th 2015 - Wedding Day 

 

AOS Timeline

Apr 13th 2015 - Sent AOS package (Day 1)

Apr 17th 2015 - AOS email confirmation (Day 5)
Apr 17th 2015 - AOS email confirmation (Day 5)

May 2nd 2015 - Biometrics letter received (Day 20)

May 14th 2015 - Biometrics appointment (Day 32)
Jul 11th 2015 - EAD/AP was in production (Day 90)

Jul 29th 2015 - EAD/AP was being mailed (Day 108)
Jul 31st 2015 - EAD/AP was received (Day 110)

Sep 25th 2015 - Green Card APPROVED!!! (Day 166)

Sep 28th 2015 - Green Card welcome letter received (Day 169)
Oct 1st 2015 - Green Card Received (Day 172)

*No RFE's*

 

I-751 Timeline

Aug 12th 2017 - Sent I-751 package (Day 1)

Aug 14th 2017 - I-751 Package delivered to USCIS (Day 3)

Aug 17th 2017 - USCIS cashed check (Day 5)

Aug 19th 2017 - NOA letter received (Day 7) 

Sep 11th 2017 - Biometrics letter received (Day 30)

Sep 22nd 2017 - Biometrics Appointment (Day 42)

Mar 5th 2018 - Case was received at my local office (Day 206)

Nov 28th 2018 - Request for initial evidence was mailed to me (Day 473)

Dec 17th 2018 - Evidence was received by USCIS (Day 492)

 

Naturalization Timeline

Dec 17th 2018 - Sent N-400 package online (Day 1)

 

 

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ChicagoSarah Community Regular

ChicagoSarah   127

Posted
Filed: AOS (apr) Country: United Kingdom
 Timeline
Posted

In our experience, you'll need a green card. While you're in AOS with an EAD, you essentially have no visa (you're just in authorized stay). The dealership would not give my husband a loan since the loan would (long) outlive the expiration date on his EAD. The car is in my name only.

K1 Visa Process AOS Process

Mar 18 2013: I-129F mailed to CSC Nov 15 2013: I-485 with EAD/AP filed at Chicago Lockbox

Sept 19 2013: Interview - Approved!! Jan 25 2014: EAD/AP Card Received

Oct 6 2013: POE - Chicago O'Hare June 2 2014: Permanent Resident Card Received!

Oct 27 2013: Wedding!

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ilovethebeach310 Explorer

ilovethebeach310   8

Posted
Filed: AOS (apr) Country: United Kingdom
 Timeline
  • Author
Posted

Thanks ChicagoSarah

Did it mean you had to get it insursed under both of your names? Is there an option to change the name over once he got his GC?

February 14th 2015 - Wedding Day 

 

AOS Timeline

Apr 13th 2015 - Sent AOS package (Day 1)

Apr 17th 2015 - AOS email confirmation (Day 5)
Apr 17th 2015 - AOS email confirmation (Day 5)

May 2nd 2015 - Biometrics letter received (Day 20)

May 14th 2015 - Biometrics appointment (Day 32)
Jul 11th 2015 - EAD/AP was in production (Day 90)

Jul 29th 2015 - EAD/AP was being mailed (Day 108)
Jul 31st 2015 - EAD/AP was received (Day 110)

Sep 25th 2015 - Green Card APPROVED!!! (Day 166)

Sep 28th 2015 - Green Card welcome letter received (Day 169)
Oct 1st 2015 - Green Card Received (Day 172)

*No RFE's*

 

I-751 Timeline

Aug 12th 2017 - Sent I-751 package (Day 1)

Aug 14th 2017 - I-751 Package delivered to USCIS (Day 3)

Aug 17th 2017 - USCIS cashed check (Day 5)

Aug 19th 2017 - NOA letter received (Day 7) 

Sep 11th 2017 - Biometrics letter received (Day 30)

Sep 22nd 2017 - Biometrics Appointment (Day 42)

Mar 5th 2018 - Case was received at my local office (Day 206)

Nov 28th 2018 - Request for initial evidence was mailed to me (Day 473)

Dec 17th 2018 - Evidence was received by USCIS (Day 492)

 

Naturalization Timeline

Dec 17th 2018 - Sent N-400 package online (Day 1)

 

 

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ChicagoSarah Community Regular

ChicagoSarah   127

Posted
Filed: AOS (apr) Country: United Kingdom
 Timeline
Posted

We are both on the insurance (we have State Farm if that matters). We haven't tried to change it to his name, but I imagine it'd be a hassle to do. We focused on other ways to build credit and show co-mingling of finances and not to worry about the car.

K1 Visa Process AOS Process

Mar 18 2013: I-129F mailed to CSC Nov 15 2013: I-485 with EAD/AP filed at Chicago Lockbox

Sept 19 2013: Interview - Approved!! Jan 25 2014: EAD/AP Card Received

Oct 6 2013: POE - Chicago O'Hare June 2 2014: Permanent Resident Card Received!

Oct 27 2013: Wedding!

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Udella&Wiz Mentor

Udella&Wiz   325

Posted
Filed: Citizen (apr) Country: Canada
 Timeline
Posted

I would also suspect the non US person will have a hard time obtaining a lease period since you have no credit history here in the US. I initially had issues similar to this.

Wiz(USC) and Udella(Cdn & USC!)

Naturalization

02/22/11 - Filed

02/28/11 - NOA

03/28/11 - FP

06/17/11 - status change - scheduled for interview

06/20?/11 - received physical interview letter

07/13/11 - Interview in Fairfax,VA - easiest 10 minutes of my life

07/19/11 - Oath ceremony in Fairfax, VA

******************

Removal of Conditions

12/1/09 - received at VSC

12/2/09 - NOA's for self and daughter

01/12/10 - Biometrics completed

03/15/10 - 10 Green Card Received - self and daughter

******************

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ilovethebeach310 Explorer

ilovethebeach310   8

Posted
Filed: AOS (apr) Country: United Kingdom
 Timeline
  • Author
Posted

I got a SCN within the first week of being here and obtained a credit card shortly after so I have been building credit slowly. I am also paying for something monthly as well which has helped. My credit isn't the issue as its just below 700, its the fact I haven't got a GC yet and many places don't recognize an EAD card.

February 14th 2015 - Wedding Day 

 

AOS Timeline

Apr 13th 2015 - Sent AOS package (Day 1)

Apr 17th 2015 - AOS email confirmation (Day 5)
Apr 17th 2015 - AOS email confirmation (Day 5)

May 2nd 2015 - Biometrics letter received (Day 20)

May 14th 2015 - Biometrics appointment (Day 32)
Jul 11th 2015 - EAD/AP was in production (Day 90)

Jul 29th 2015 - EAD/AP was being mailed (Day 108)
Jul 31st 2015 - EAD/AP was received (Day 110)

Sep 25th 2015 - Green Card APPROVED!!! (Day 166)

Sep 28th 2015 - Green Card welcome letter received (Day 169)
Oct 1st 2015 - Green Card Received (Day 172)

*No RFE's*

 

I-751 Timeline

Aug 12th 2017 - Sent I-751 package (Day 1)

Aug 14th 2017 - I-751 Package delivered to USCIS (Day 3)

Aug 17th 2017 - USCIS cashed check (Day 5)

Aug 19th 2017 - NOA letter received (Day 7) 

Sep 11th 2017 - Biometrics letter received (Day 30)

Sep 22nd 2017 - Biometrics Appointment (Day 42)

Mar 5th 2018 - Case was received at my local office (Day 206)

Nov 28th 2018 - Request for initial evidence was mailed to me (Day 473)

Dec 17th 2018 - Evidence was received by USCIS (Day 492)

 

Naturalization Timeline

Dec 17th 2018 - Sent N-400 package online (Day 1)

 

 

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Udella&Wiz Mentor

Udella&Wiz   325

Posted
Filed: Citizen (apr) Country: Canada
 Timeline
Posted

Why not just phone and ask the folks you want to lease the car from? Their department which draws up lease can tell you the rules I expect.

Wiz(USC) and Udella(Cdn & USC!)

Naturalization

02/22/11 - Filed

02/28/11 - NOA

03/28/11 - FP

06/17/11 - status change - scheduled for interview

06/20?/11 - received physical interview letter

07/13/11 - Interview in Fairfax,VA - easiest 10 minutes of my life

07/19/11 - Oath ceremony in Fairfax, VA

******************

Removal of Conditions

12/1/09 - received at VSC

12/2/09 - NOA's for self and daughter

01/12/10 - Biometrics completed

03/15/10 - 10 Green Card Received - self and daughter

******************

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ilovethebeach310 Explorer

ilovethebeach310   8

Posted
Filed: AOS (apr) Country: United Kingdom
 Timeline
  • Author
Posted

Yeah this is true. Whats the worst that can happen :-)

February 14th 2015 - Wedding Day 

 

AOS Timeline

Apr 13th 2015 - Sent AOS package (Day 1)

Apr 17th 2015 - AOS email confirmation (Day 5)
Apr 17th 2015 - AOS email confirmation (Day 5)

May 2nd 2015 - Biometrics letter received (Day 20)

May 14th 2015 - Biometrics appointment (Day 32)
Jul 11th 2015 - EAD/AP was in production (Day 90)

Jul 29th 2015 - EAD/AP was being mailed (Day 108)
Jul 31st 2015 - EAD/AP was received (Day 110)

Sep 25th 2015 - Green Card APPROVED!!! (Day 166)

Sep 28th 2015 - Green Card welcome letter received (Day 169)
Oct 1st 2015 - Green Card Received (Day 172)

*No RFE's*

 

I-751 Timeline

Aug 12th 2017 - Sent I-751 package (Day 1)

Aug 14th 2017 - I-751 Package delivered to USCIS (Day 3)

Aug 17th 2017 - USCIS cashed check (Day 5)

Aug 19th 2017 - NOA letter received (Day 7) 

Sep 11th 2017 - Biometrics letter received (Day 30)

Sep 22nd 2017 - Biometrics Appointment (Day 42)

Mar 5th 2018 - Case was received at my local office (Day 206)

Nov 28th 2018 - Request for initial evidence was mailed to me (Day 473)

Dec 17th 2018 - Evidence was received by USCIS (Day 492)

 

Naturalization Timeline

Dec 17th 2018 - Sent N-400 package online (Day 1)

 

 

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VOL Experienced

VOL   425

Posted
Filed: AOS (pnd) Country: Philippines
 Timeline
Posted

Each lender will have their own rules

Yes it is easy to lease or finance a vehicle without a GreenCard.

They lease / Finance vehicles to geared toward illegal aliens in many parts of Texas.

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