Being a petitioner as a student and having 0 income for past few years?

[Taylor&Emilka 1]

Hi,

I am an american student finishing a bachelors in Poland and I work only enough to live and eat here in Poland. I am worried about the fact that both of my parents were cosponsors for student loans for either my sister or me and we already had problems consolidating loans because of the debt/income ratio. Does anyone have experience with the cosponsors having a large debt/income ratio? Has anyone heard about something like this being a problem? Even just about a student with no job yet moving back to America with a fiancee with 0 income for the past few years.

Thanks in advance,

Taylor&Emilka

[baron555 934]

Current income is key. Debts are not included.

[Naumanxenon 38]

For immigration purposes, no one will be considering debt. You must have income above the prescribed poverty levels for the year as deemed in the poverty guidelines. That's all that is required. In this case your parents must have income exceeding the minimum poverty guidelines for your household size.

Hi,

I am an american student finishing a bachelors in Poland and I work only enough to live and eat here in Poland. I am worried about the fact that both of my parents were cosponsors for student loans for either my sister or me and we already had problems consolidating loans because of the debt/income ratio. Does anyone have experience with the cosponsors having a large debt/income ratio? Has anyone heard about something like this being a problem? Even just about a student with no job yet moving back to America with a fiancee with 0 income for the past few years.

Thanks in advance,

Taylor&Emilka

Edited May 28, 2014 by Naumanxenon