ONLINE western union

[I_Am_That_I_Am 46]

ok. i know this is not the right forum for this but honestly i don't know where to post.

i need to send money and i was wondering if anyone has ever tried ONLINE western union. is it safe? i have been using the usual WU transaction wherein sender goes to a WU outlet, pay out and leave. this time, due to health issues it's best that i do it at home.

has anyone ever tried this online service? pls let me know what you think. Thanks in advance!

[Scott and Mhay 57]

i have used it..very expensive though. I think it was $7 more to send the same amount of money I would have sent before. have you looked at xoom?

[skiptex 225]

i have used moneygram.. but not to send overseas.. just for my truck bill..

[I_Am_That_I_Am 46]

i am in the Phils and a friend of mine (abroad) needs some money so i was thinking i could send thru online western union (i am also sick right now so i would rather stay at home). i have heard of xoom before but im afraid to use it cause of the amount (USD) im sending. moneygram i think is for phils only.

Thanks so much!

[MIBEN 83]

I use it all the time to send money to my husband(previously) and the family. It is very safe and I actually spent more money sending money stateside than overseas. Just make sure the recipient realizes they issue the money in the local currency not US dollars.

[I_Am_That_I_Am 46]

thanks for that info re local currency pay out. i appreciate it.

I use it all the time to send money to my husband(previously) and the family. It is very safe and I actually spent more money sending money stateside than overseas. Just make sure the recipient realizes they issue the money in the local currency not US dollars.

[dongyul 0]

xoom, western union and moneygram all work...the question is what location and what services are available. I've never got online to work for western union because it's international and the amount being sent always refers me to the store or customer service...if anyone knows how to do it online, let me know too.

[Laser1 63]

I have used it before. It is safe. They are diligent in security. They will occasionally call you to verify who you are.

[OnMyWayID 1,489]

ok. i know this is not the right forum for this but honestly i don't know where to post.

i need to send money and i was wondering if anyone has ever tried ONLINE western union. is it safe? i have been using the usual WU transaction wherein sender goes to a WU outlet, pay out and leave. this time, due to health issues it's best that i do it at home.

has anyone ever tried this online service? pls let me know what you think. Thanks in advance!

As far as safety: Yes it as safe as filling out the form at a local office and sending it... Online is much more picky about all your information being correct - for example if you have changed phones since you opened your bank account they will have issues and call you. This can be an issue also if you have a cell phone and they can't do a directory look-up on you.

WU charges twice to send money: First they charge you a (hefty) fee, then they give you a very bad exchange rate - 5 to 10% or so under the current rate. If you choose to send dollars instead they will tack more money onto the other fee to make up for not getting the exchange fee.

For a one-time thing of nto a lot of money no big deal.. If it is a on-going thing there are much better options.

[I_Am_That_I_Am 46]

just so everyone knows, yes, i did the online transaction and yes, the money got to the right person as hoped for. hehehe. now i'm relieved! and to all of you guys who helped, i really appreciate the effort. the transaction was as easy as 1-2-3. you just have to be extra careful in entering your personal and bank info. and nobody called me to verify. guess all they care about is making sure that there is sufficient fund to complete the transaction. btw, there are options in doing this: either you use ur credit card or debit card (US bank-issued). and yes, it's good for a one-time only transaction coz the fee is not customer-friendly.

again, thanks so much for all your replies.

Cheers!

As far as safety: Yes it as safe as filling out the form at a local office and sending it... Online is much more picky about all your information being correct - for example if you have changed phones since you opened your bank account they will have issues and call you. This can be an issue also if you have a cell phone and they can't do a directory look-up on you.

WU charges twice to send money: First they charge you a (hefty) fee, then they give you a very bad exchange rate - 5 to 10% or so under the current rate. If you choose to send dollars instead they will tack more money onto the other fee to make up for not getting the exchange fee.

For a one-time thing of nto a lot of money no big deal.. If it is a on-going thing there are much better options.

[Matt & Bing 56]

Yes its safe... but Xoom is much cheaper (and also safe).

[DouglasFiel 53]

I have done online and in person using WU in the past... As stated above,,, there is a big cost difference sending online vs in person.

And yes,,, it is safe. The person picking up the money will need an ID that matches the name you gave WU and a transaction number given

to you.... Before they can receive the money.

Regards,