Joint bank account?

[GandA5510 4]

My fiance and i went to BanReservas they said that i couldnt get a joint bank account with my fiance because im American. They asked if i had my passport and id though, which i dont understand since im american it shouldnt matter whether or not i have my passport and id. So my fiance asked them if there was any other options that we could do, they asked him if he had a debit card from them he said yes, and they said well you have to bring TWO people that knows the both of you to sign as well, then we can add her name to your card. She also said we couldnt use the card up to a year which is also ridiculous.

So my question is, will it still be a joint account if its like that?

and could we still use that as proof even though we can use it for a year?

We still havent done it because i wanted to ask on here.

Thanks

Angelique and Gregorio

[Inky 1,111]

That doesn't sound like a joint account. that sounds like an authorized user who has a temp card for a certain time then the card is canceled.

[GandA5510 4]

the card wouldnt be canceled¿ He´s had this card for a while its a debit card. He uses it.

[Inky 1,111]

the card wouldnt be canceled¿ He´s had this card for a while its a debit card. He uses it.

Not the original owners card, the person who is TEMP on the account has their card canceled after a period of time.

If its a joint account there is no limit on your card when you get one. Its good forever and both your names are on the bank account not on the "card".

Your description sounds like a temp user added to an original account not a joint account.

[GandA5510 4]

Okay thank you.

[KRubia 0]

Okay thank you.

Hi, I just joined the message board but you and I see to be in the same boat. My husband lives in Santo Domingo and we'd been trying to work on getting joint things such as a bank account. It seems almost impossible for me. I make plenty of income however he did not have a steady job. The first time we went they told us that I just need proof of employment. So I got that and brought it with us. The second person we spoke with told us we could not open an account because I was from the US and he needed a job. I unfortunatelly gave up trying as I can't put him on my account in the US as they need him to physically walk into the bank. Goodluck!

[Ribs & Beans 19]

Ah, the DR... Come to think of it, when we went to open our account at BanReservas, we WERE going to just add me to his account, and then they gave us that whole BS about 2 people having to come in and sign. They said it would be easier if we just opened up a new joint account...and then they did it for us! I'll ask my husband tonight if I'm forgetting some important detail--he has a much better memory than I do. In the meantime, I might just try a different bank/location. Does he happen to have a primo/amigo/hermano de crianza that works at a bank? ;-)

[StephanieM 60]

That's weird. My fiance and I opened a JOINT savings account at BAN RESERVAS in early January of this year with NO problems at all. (We went to the office in Azua) They gave us a passbook which says BOTH our names on it. All I needed to open the account was my passport (i'm american), and my fiance needed his cedula. We signed some paperwork and that was it! I'd say try another branch of banreservas and see what they tell you.

We also went to banco popular, and there we were not able to do it because they required a whole bunch of paperowork from the states that we didn't have time or patience to bother with, so we went to banreservas and there we had no issues.

Good luck.

Edited August 11, 2011 by francis y steph

[dannyaha 0]

I went to Dominican Republic and am a US citizen. My fiance' and I opend a joint ownership account at Scotia Bank. I only had to show a passport and another ID. Then I had to have two persons from the US send letters as to my honesty and the type person I was. (Seriously). After they received the faxes, I was good to go.

[P & T 14]

Try Banco Popular. Walked in with my american passport and some cash to deposit. He had his cedula ID card and we were able to open individual accounts and one joint account together. You will receive one ATM card per account for ~$30 pesos a month...

FYI - if you are ever in need of a DR VISA card to have local banking access, you can easily get one from Banco Leon. I am a bit cautious about using credit cards at times when identity theft might be a high risk. So you can walk in with a passport and load us a VISA card with some money. Reloadable as well......

Back to Banco Popular - heard from my boyfriend that Banco Popular had called looking for me to ask for some papers that I needed to supply. I do not know what it was that needed as supporting documentation..... could have been evidence of job who knows.... However we a good 5 or 6 months before they called seeking detail..... I havent used the account since I made it- so it could have been a lack of use check-up.

[bigdog 377]

My fiance and i went to BanReservas they said that i couldnt get a joint bank account with my fiance because im American. They asked if i had my passport and id though, which i dont understand since im american it shouldnt matter whether or not i have my passport and id. So my fiance asked them if there was any other options that we could do, they asked him if he had a debit card from them he said yes, and they said well you have to bring TWO people that knows the both of you to sign as well, then we can add her name to your card. She also said we couldnt use the card up to a year which is also ridiculous.

So my question is, will it still be a joint account if its like that?

and could we still use that as proof even though we can use it for a year?

We still havent done it because i wanted to ask on here.

Thanks

Angelique and Gregorio

Don't they mean joint bank account in mainland USA.

[Navyk 78]

Don't they mean joint bank account in mainland USA.

NVC sees the mixing of finances as strong evidence of continuing relationship and not where it is.

[Adil & Jeanne 296]

In Morocco after we married I tried we tried to open joint account and could not. I could open one but they said to live in Moroocco 18 months; apply for residency and then maybe we could open one. MAYBE. so I took a power of attorney fro: hi: to US and tried to add hi:; was told i needed ITIN. So; applied for it with my income taxes as that is the only time you can; took 4 months to get the refund and deritfied copy of 2010 taxes; went to the bank with all my papers; his ID; passport; the POA; marriage certificate; his birth certificate; Was told this time they would not add him as he did not live in the US; I was not asking for debit; credit card or anything; just to add him as immigraition says to:

Maybe it is his country and others are different but I find it very hard to do the things immigration is asking for: like spend months in his country but still have the job and be able to support his first years in the US; and I needed to be in US to do the huge RFE; they seem to want us to be in 2 places at the same time

[Navyk 78]

In Morocco after we married I tried we tried to open joint account and could not. I could open one but they said to live in Moroocco 18 months; apply for residency and then maybe we could open one. MAYBE. so I took a power of attorney fro: hi: to US and tried to add hi:; was told i needed ITIN. So; applied for it with my income taxes as that is the only time you can; took 4 months to get the refund and deritfied copy of 2010 taxes; went to the bank with all my papers; his ID; passport; the POA; marriage certificate; his birth certificate; Was told this time they would not add him as he did not live in the US; I was not asking for debit; credit card or anything; just to add him as immigraition says to:

Maybe it is his country and others are different but I find it very hard to do the things immigration is asking for: like spend months in his country but still have the job and be able to support his first years in the US; and I needed to be in US to do the huge RFE; they seem to want us to be in 2 places at the same time

• Please do not take over others thread - open yours in future.
• Opening joint account is not the only proof of continuing relationship. There are others like keeping log of emails, telephone calls, chat; joint lease where possible (US renters doesn't care for joint renter's SSN...); affidavits from relatives. friends that attended your marraige/ know the relationship to be bonafide; any remittences made from US to foreign spouse; adding spouse as beneficiary in your 402K......... NVC/ Consulates know what you can do and what you can't. Also a lot depends on whether your foreign spouse is from a country with high fraud rate..... Bottom line is to provide what you can with best of your abilities.....