mortgage contract / deed

[wratran 0]

I bought my house before we got married. My fiance (now wifey) is on the K1 visa.

Somehow we need to show that she live with me...besides...joint bank account. I am sure the AOS interviewer will want more proof.

Can i add my wife to the morgage and/or deed? Anyone with real estate experience...please chime in...

[Otto 83]

Can i add my wife to the morgage and/or deed? Anyone with real estate experience...please chime in...

Probably not to the mortgage but possible on the deed; varies by state - usually a pretty simple task (couple hundred $ and an attorney or paralegal could do it for you). Some mortgage companies may frown on this though.

You're not required to do so - if it were me, I'd make sure I was doing the right thing for the right reason(s) and not just because I was trying to show proof of living together. There are other ways you can show evidence of living together without changing the deed.

[wratran 0]

To me it seem like a catch 22 situation to show on-going relationship.

car insurance - she need to have a DL in order for me to add her to my auto policy

DL - she can not get a DL until after AOS (new law in Texas)

Deed - not very easy and cost a lot of money to add her (per comments above)

what are some of the items other members use to establish continuous relationship?

We only have the marriage license and joint bank accounts at the moments.

[Old Dominion 26]

I take it that the USCIS wants to have evidence that this is a serious marriage, so do the serious things and show confidence in your marriage.

The cost of adding my wife to the deed was $100 and was easy. But the deed was the most convincing evidence shown at the AOS interview, and kinda locked us in to approval. Your car can be re-titled in both names (in some states). Joint utility bills help. If you have life insurance, she should be your beneficiary. Ditto on pension plan. And of course, do you have a will yet? Everyone should, even a simple one.

I disagree with Otto und Karin (unless of course you have reason to think your relationship is still in the infatuation stage). Joint ownership and responsibility helps cement the bond, helps remove any cause for doubt on the spouse's part. Eventually you will want to do that anyway.

Edited December 15, 2009 by Old Dominion

[wratran 0]

can you show me how to do the deed thing?

the car title is still under a bank loan...so i doubt the bank will redo the car finance paper

utility bills and life insurance will require SSN...so we have to wait until she get her SSN.

The will is a good idea...this is something you can do on your own without an attorney.

[Brother Hesekiel 2,236]

I agree with Otto_und_Karin 100%. I think you are a bit too worried about the whole AOS thing. If you two are happily married and live like a normal couple, you don't have to go out of your way to "create" evidence of mingling together. Tens of thousands of couples have gone though this process and while it can indeed be nerve-wrecking sometimes, the Immigration Officers are not out to give you a hard time. They just want to make sure you are indeed a happily married couple and your body language will convince them more than anything else.

[wratran 0]

I think this is a carry-over from the Ho Chi Minh consulate in vietnam. They scrutinized everything for the K1 process in vietnam. HCM is known thoughout this forum to be the toughest place that a couple has to go thru.

It did took everything out of us...once the visa was approved.

[Anh map 2,098]

Mail addressed to both of you at your address, especially bank statements is a good thing.

Joint membership at a gym, Sam's Club, etc. are ok.

Adding her to your health insurance is normal.

You just want to show the "stuff" that typical married couples have. Now you are newly married so the amount of evidence that you have will be limited. In acouple of years at the Removal of Conditions phase you will no doubt have more.

Get as much as you can between now and the AOS appointment. Once you get the SS number get her on a utility account, bank account, maybe one joint credit card.

Don't sweat it. The AOS is nothing compared to the HCMC visa experience. You've done the hard part. Now just save all of your mail for the next two years and you will be all set.

Edited December 15, 2009 by Anh map