Would the sponsor’s student loans negatively impact the case?

[frodolives 7]

I was researching about what “totality of circumstances” means, and I found a link to the USCIS website in which it gives various scenarios as examples of what is looked at to determine eligibility. One mentioned the immigrant’s student loans (deducting it from his totally asserts) as well as his credit score. 
 

I’m a bit concerned about what this would mean for me as the sponsor. Would my own student loans negatively impact my case when I go to file the affidavit of support for my future husband? Or have I misunderstand the example that was given? Do they check credit score now? I’m just a bit confused and any clarification would be great. Thanks!

[pushbrk 12,975]

59 minutes ago, frodolives said:

I was researching about what “totality of circumstances” means, and I found a link to the USCIS website in which it gives various scenarios as examples of what is looked at to determine eligibility. One mentioned the immigrant’s student loans (deducting it from his totally asserts) as well as his credit score. 
 

I’m a bit concerned about what this would mean for me as the sponsor. Would my own student loans negatively impact my case when I go to file the affidavit of support for my future husband? Or have I misunderstand the example that was given? Do they check credit score now? I’m just a bit confused and any clarification would be great. Thanks!

Generally debts of any kind are not disclosed or considered.  Current income is the key for employed individuals.