International Health Insurance

[dogspot 90]

My MIL will be coming to stay for a couple months next spring and I am doing some research into medical coverage for her while she is here. I was wondering if any of you folks have had any experience with international health insurance for relatives who may have come to the states for an extended visit.

[baron555 934]

Do a Google search.

[Misha'sgirl 44]

Whatever you do, don't go with Atlas. Can you not add her to your health insurance?

[baron555 934]

I used these guys for the couple of months before I could add Alla and Leonid to my policy.

http://www.immigrationhealth.com/

[BatmanUSA 105]

hell, coming for a visit... why bother with health insurance, if an issue arises, just go to the hospital emergency room, be honest give them all her info, get treatment then leave. eventually they will send a bill, but if you are not a resident and do not have a ss#, really what can they do??? send a bill to your last known address, ... this is the system we have and the illegal immigrants do this all the time.... of course it is not right and I am not promoting it, but this seems to be the norm in America....

[dogspot 90]

Do a Google search.

I did and that's what brought me here. The options are numerous, so I was hoping someone would be able to provide a little insight into their experiences. I was actually kinda surprised at how little this has been discussed at VJ.

Whatever you do, don't go with Atlas. Can you not add her to your health insurance?

No, I cannot. Plus she will only be here for three months in 2014.

But this is the kind of information for which I am looking. Did you have a bad experience with Atlas?

[dogspot 90]

I used these guys for the couple of months before I could add Alla and Leonid to my policy.

http://www.immigrationhealth.com/

Thanks for the link. I already sent it to my wife to research.

[Misha'sgirl 44]

I did and that's what brought me here. The options are numerous, so I was hoping someone would be able to provide a little insight into their experiences. I was actually kinda surprised at how little this has been discussed at VJ.

No, I cannot. Plus she will only be here for three months in 2014.

But this is the kind of information for which I am looking. Did you have a bad experience with Atlas?

If getting your insurance card denied at the hospital is a bad exsperience, then yes. I paid for the 50,000 coverage and got none.

You should deff go with some of these other recs and just forget about Atlas if you were thinking of them.

[Dakine10 5,452]

We used to use the Patriot America plan. I would post the website but it gets removed by the censor. You can do a google search. We liked that plan because it had some coverage for acute onset of preexisting conditions. Up to $50000 IIRC. It is almost impossible to get any type of coverage for a prexisting condition with visitors insurance, so we felt better having something although we never had to test it out.

We only used the insurance once when my father in law broke his ankle but they covered everything and the billing worked just like our US health plan. Hospital took the insurance info and then we got bills in the mail later. Paid a $500 deductible and then 10% coinsurance on everything else. He had an ER visit and 2 orthopedic follow ups that were all covered.

Edited December 15, 2013 by Dakine10

[dogspot 90]

We used to use the Patriot America plan. I would post the website but it gets removed by the censor. You can do a google search. We liked that plan because it had some coverage for acute onset of preexisting conditions. Up to $50000 IIRC. It is almost impossible to get any type of coverage for a prexisting condition with visitors insurance, so we felt better having something although we never had to test it out.

We only used the insurance once when my father in law broke his ankle but they covered everything and the billing worked just like our US health plan. Hospital took the insurance info and then we got bills in the mail later. Paid a $500 deductible and then 10% coinsurance on everything else. He had an ER visit and 2 orthopedic follow ups that were all covered.

Thanks...this is very helpful.