Filing N-400 for Bad credit

[Miami_Boy 9]

I am going to file for my citizenship in july. I have a bad credit and also received couple of summons from lawyers for non payments. I need to know does it effect on my citizenship file, like uscis will deny application?

I would greatly appreciate if some one give me an advice who has going through same situation.

Thanks.

[Sugarz.K.R 9]

My cedit score is not pretty and when i did my citizenship last year in PA it did not affect me in anyway. I think what they are looking for is more of a criminal offence.

[Miami_Boy 9]

My cedit score is not pretty and when i did my citizenship last year in PA it did not affect me in anyway. I think what they are looking for is more of a criminal offence.

Thanks. I appreciate your input.

[ConcordUser 18]

You have to worry only about arrest and criminal record. Financial situation should not effect that much unless you have problems with child support.

[Miami_Boy 9]

You have to worry only about arrest and criminal record. Financial situation should not effect that much unless you have problems with child support.

Thanks. I do not have a problem with child support. Is there will be a problem if I filed a bankruptcy to relief from my debt..

[I AM NOT THAT GUY 5,715]

Thanks. I do not have a problem with child support. Is there will be a problem if I filed a bankruptcy to relief from my debt..

That would be a question for a qualified immigration attorney.

http://www.abiworld.org/committees/newsletters/consumer/vol5num2/ConsumerComm.pdf

Edited May 15, 2012 by ☼

[Miami_Boy 9]

I will call lawyer before I make any decision. That would be the best way to do.

Thanks for all your inpute, greatly appreciate it.

[ConcordUser 18]

Thanks. I do not have a problem with child support. Is there will be a problem if I filed a bankruptcy to relief from my debt..

As far as I know Bankruptcy is not considered as an issue for citizenship. You can double check with atty.

[NevisianDiamond 2]

No sweetheart. You are not approved for citizenship based on your ability to pay bills. It's a different story if you owe the Federal Governent and you are delinquent in your payment. I would suggest getting a payment arrangement before attending your interview. Other than that credit score and all that is irrrelavant. Just make sure to stay out of trouble and continue to obey the laws. Good luck with everything.

[ConcordUser 18]

Thanks. I do not have a problem with child support. Is there will be a problem if I filed a bankruptcy to relief from my debt..

I do not think it should be an issue, since it is a protection offered by government. I filed for bk in 1995 to stop a foreclosure due to bad economy, but later withdrew my bk request as I did not want to go through with it. I would check with atty but it should not effect n-400 application.

[Miami_Boy 9]

No sweetheart. You are not approved for citizenship based on your ability to pay bills. It's a different story if you owe the Federal Governent and you are delinquent in your payment. I would suggest getting a payment arrangement before attending your interview. Other than that credit score and all that is irrrelavant. Just make sure to stay out of trouble and continue to obey the laws. Good luck with everything.

I dont get it. I dont owed any money to government/federal. I owed to bank/financial institute. I also heard that b/k is federaly approved yourself from debt collector. Federal court issue an approval of protect from debt collector. Please correct me If I am wrong.

Thanks.