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Miami_Boy

Filing N-400 for Bad credit

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I am going to file for my citizenship in july. I have a bad credit and also received couple of summons from lawyers for non payments. I need to know does it effect on my citizenship file, like uscis will deny application?

I would greatly appreciate if some one give me an advice who has going through same situation.

Thanks.


US CITIZENSHIP

12-20-2012: SENT N-400 APPLICATION

12-21-2012: RECEIVED N-400 APPLICATION

12-27-2012: CHECK CASHED

12-28-2012: NOA RECEIVED

01-08-2013: BIO-METRIC COMPLETED

01-14-2013: INTERVIEW IN LINE FOR SCHEDULED

04-10-2013: INTERVIEW SCHEDULE AT 7:30 AM, TAMPA OFFICE...APPROVED:)))

04-23-2013: OATH CEREMONY AT TAMPA 1 PM...FINALLY USC.....

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My cedit score is not pretty and when i did my citizenship last year in PA it did not affect me in anyway. I think what they are looking for is more of a criminal offence.


412 days From my N-400 to I-130 Interview for My husband
05/26/2011- MARRIED to my Soul Mate
N-400 USCIS (139Days) ME
07/06/11- Mailed N-400 APP
07/12/11- Acceptance Email. 07/16/11- I-797C NOA1
10/29/11- Oath letter came, oath date 11/10/2011.10/31/11- Reschedule Oath :(
11/28/11- OATH CEREMONYI AM A US CITIZEN

1-130 USCIS (180 Days) HUBBY
09/20/11- Mailed I-130
09/22/11- USCIS received I-130(09/26/11- sent to CSC,09/27/11- Check Cashed).
09/30/11- NOA1 (NOA1 date 09/23/2011) Jan,2012- update from LPR to US Citizen
03/21/12- NOA2 (Email @11:45pm/ Hard copy received 03/26/12)
[NOA2 Sent to NVC (21day after)USCIS mail out case on April 11th 2012 to NVC

NVC 28 Days HUBBY
04/16/12: NVC received (26 days after NOA2)
04/25/12: NVC Case Number,(9days after NVC receive case)
04/27/12: DS3032 sent by email (receive auto response)(05/07/12 Ds-3032 ACCEPTED)
05/02/12: AOS invoice generated, Paid & AOS Packet Sent(05/03/12: AOS Status "PAID")
05/04/12: AOS Packet Delivered to NVC (info via USPS.com)(Approved 05/08/12)
05/07/12: IV Bill Generated, Paid & IV Packet Sent (05/08/12: IV Status "PAID")
05/09/12: IV packet delivered to NVC (info via USPS.com)
05/09/12: Watttttt!!!!!! CHECKLIST. Fake!fake!fake!!!!!
05/14/12: CASE COMPLETE 06/06/12: Receive INTERVIEW DATE 06/07/12:Email

Medical / US Consulate / POE:
07/03/12: Medical Appointment (Received seal packet and 2 shots on 07/12/2012).
07/18/12: Interview Date (APPROVED)
08/17/12: POE @(EWR) Newark NJ Airport. US

06/20/13: our son is born :)

ROC: Eligible May 19th, 2014- Received letter from USCIS

 

May 2014- Husband is an American Solider with his US Citizenship.

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My cedit score is not pretty and when i did my citizenship last year in PA it did not affect me in anyway. I think what they are looking for is more of a criminal offence.

Thanks. I appreciate your input.


US CITIZENSHIP

12-20-2012: SENT N-400 APPLICATION

12-21-2012: RECEIVED N-400 APPLICATION

12-27-2012: CHECK CASHED

12-28-2012: NOA RECEIVED

01-08-2013: BIO-METRIC COMPLETED

01-14-2013: INTERVIEW IN LINE FOR SCHEDULED

04-10-2013: INTERVIEW SCHEDULE AT 7:30 AM, TAMPA OFFICE...APPROVED:)))

04-23-2013: OATH CEREMONY AT TAMPA 1 PM...FINALLY USC.....

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You have to worry only about arrest and criminal record. Financial situation should not effect that much unless you have problems with child support.

Thanks. I do not have a problem with child support. Is there will be a problem if I filed a bankruptcy to relief from my debt..


US CITIZENSHIP

12-20-2012: SENT N-400 APPLICATION

12-21-2012: RECEIVED N-400 APPLICATION

12-27-2012: CHECK CASHED

12-28-2012: NOA RECEIVED

01-08-2013: BIO-METRIC COMPLETED

01-14-2013: INTERVIEW IN LINE FOR SCHEDULED

04-10-2013: INTERVIEW SCHEDULE AT 7:30 AM, TAMPA OFFICE...APPROVED:)))

04-23-2013: OATH CEREMONY AT TAMPA 1 PM...FINALLY USC.....

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Thanks. I do not have a problem with child support. Is there will be a problem if I filed a bankruptcy to relief from my debt..

That would be a question for a qualified immigration attorney.

http://www.abiworld.org/committees/newsletters/consumer/vol5num2/ConsumerComm.pdf

Edited by ☼

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I will call lawyer before I make any decision. That would be the best way to do.

Thanks for all your inpute, greatly appreciate it.


US CITIZENSHIP

12-20-2012: SENT N-400 APPLICATION

12-21-2012: RECEIVED N-400 APPLICATION

12-27-2012: CHECK CASHED

12-28-2012: NOA RECEIVED

01-08-2013: BIO-METRIC COMPLETED

01-14-2013: INTERVIEW IN LINE FOR SCHEDULED

04-10-2013: INTERVIEW SCHEDULE AT 7:30 AM, TAMPA OFFICE...APPROVED:)))

04-23-2013: OATH CEREMONY AT TAMPA 1 PM...FINALLY USC.....

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No sweetheart. You are not approved for citizenship based on your ability to pay bills. It's a different story if you owe the Federal Governent and you are delinquent in your payment. I would suggest getting a payment arrangement before attending your interview. Other than that credit score and all that is irrrelavant. Just make sure to stay out of trouble and continue to obey the laws. Good luck with everything.

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Thanks. I do not have a problem with child support. Is there will be a problem if I filed a bankruptcy to relief from my debt..

I do not think it should be an issue, since it is a protection offered by government. I filed for bk in 1995 to stop a foreclosure due to bad economy, but later withdrew my bk request as I did not want to go through with it. I would check with atty but it should not effect n-400 application.

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No sweetheart. You are not approved for citizenship based on your ability to pay bills. It's a different story if you owe the Federal Governent and you are delinquent in your payment. I would suggest getting a payment arrangement before attending your interview. Other than that credit score and all that is irrrelavant. Just make sure to stay out of trouble and continue to obey the laws. Good luck with everything.

I dont get it. I dont owed any money to government/federal. I owed to bank/financial institute. I also heard that b/k is federaly approved yourself from debt collector. Federal court issue an approval of protect from debt collector. Please correct me If I am wrong.

Thanks.


US CITIZENSHIP

12-20-2012: SENT N-400 APPLICATION

12-21-2012: RECEIVED N-400 APPLICATION

12-27-2012: CHECK CASHED

12-28-2012: NOA RECEIVED

01-08-2013: BIO-METRIC COMPLETED

01-14-2013: INTERVIEW IN LINE FOR SCHEDULED

04-10-2013: INTERVIEW SCHEDULE AT 7:30 AM, TAMPA OFFICE...APPROVED:)))

04-23-2013: OATH CEREMONY AT TAMPA 1 PM...FINALLY USC.....

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