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Robin28

Travel Insurance

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Hey all .. I was wondering if any of you bought travel insurance before you activated your visa .... I'm about to shop for some that will be good if you enter the US on a K1 .. Any experiences would be helpful ! Thx :star:


~My AOS (K1)

Jan 19/07 NOA1

Feb 05/07 Transfered to CSC

Feb 08/07 Biometrics

Mar 30/07 Welcome notice sent

April 10/07 Card production ordered

April 13/07 Approval notice sent

April 16/07 Green card in hand

~My Sons AOS (K2) Age 11

Jan 19/07 NOA1

Feb 05/07 Transfered to CSC

Feb 08/07 Biometrics

Mar 30/07 Welcome notice sent

April 10/07 Card production ordered

April 13/07 Approval notice sent

April 16/07 Green card in hand

~My Daughters AOS (K2) Age 9

Jan 19/07 NOA1

Feb 07/07 RFE Snail mail

Feb 08/07 Biometrics

Feb 14/07 sent back RFE ~ Feb 21/07 email resp. RFE

Feb 29/07 Transfered to CSC !!

April 03/07 Card production ordered

April 04/07 Welcome notice sent

April 07/07 Welcome notice & Green card arrived

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Hey all .. I was wondering if any of you bought travel insurance before you activated your visa .... I'm about to shop for some that will be good if you enter the US on a K1 .. Any experiences would be helpful ! Thx :star:

Check out this thread...it should help:

http://www.visajourney.com/forums/index.php?showtopic=36264

Good luck on your move to the US!!!

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I hear ya, I'm looking into this too. I searched the site and found this helpful thread:

http://www.visajourney.com/forums/index.php?showtopic=29341

The Inbound USA insurance looks decent, but i have no idea of what I'm looking for because I have never had to worry about this other than regular travel insurance (which, by the way you CANNOT get since you are on a K1 visa :no: ). The website is www.insurancequest.com

Check it out. Any others have any options?


K1 Journey:

April 13/06 NOA1 from NSC

June 1/06 - Moved to CSC

August 12/06 APPROVED - NOA2!!

August 28/06 Left NVC. . . Vancouver Bound!

September 27/06 Interview APPROVED, with visa in hand

October 29/06 Moving Date

December 30/06 Married!!

AOS Journey:

January 16/07 Sent out AOS, EAD, and AP docs

January 23/07 NOA1's for AOS, EAD and AP

February 13/07 Biometrics in Portland, OR

April 7/07 EAD and AP Received

April 24/07 Interview Scheduled . . . and APPROVED, stamp and all!

May 7/07 Greencard is in my hands!

ROC Journey:

February 17/09 Sent I-751 to CSC

February 18/09 NOA1

March 14/09 Biometrics appt.

April 22/09 Date of Approval!!

June 25/09 Greencard arrives in the mail!

*Everything I post is just my .02 cents, seek a lawyer for anything beyond that.*

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Did anyone get another type of insurance? Or did most of you just go without :unsure:


K1 Journey:

April 13/06 NOA1 from NSC

June 1/06 - Moved to CSC

August 12/06 APPROVED - NOA2!!

August 28/06 Left NVC. . . Vancouver Bound!

September 27/06 Interview APPROVED, with visa in hand

October 29/06 Moving Date

December 30/06 Married!!

AOS Journey:

January 16/07 Sent out AOS, EAD, and AP docs

January 23/07 NOA1's for AOS, EAD and AP

February 13/07 Biometrics in Portland, OR

April 7/07 EAD and AP Received

April 24/07 Interview Scheduled . . . and APPROVED, stamp and all!

May 7/07 Greencard is in my hands!

ROC Journey:

February 17/09 Sent I-751 to CSC

February 18/09 NOA1

March 14/09 Biometrics appt.

April 22/09 Date of Approval!!

June 25/09 Greencard arrives in the mail!

*Everything I post is just my .02 cents, seek a lawyer for anything beyond that.*

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I've gone without since I got here 2 years ago. My insurance from my new job starts on November 1st. I'll be doing the tour of doctors once it starts. I need my teeth cleaned, and I need my annual workup, and probably a visit to the gyn.

Since I got here I just kept my fingers crossed that I wouldn't get sick or get hit by a bus. I've been pretty lucky. There's no busses around here :P;)


divorced - April 2010 moved back to Ontario May 2010 and surrendered green card

PLEASE DO NOT PRIVATE MESSAGE ME OR EMAIL ME. I HAVE NO IDEA ABOUT CURRENT US IMMIGRATION PROCEDURES!!!!!

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I got insurance through my work but have yet to use it :-) My Wife used it. She had a cold and they gave her 4 prescriptions. Not one of them was for a generic drug either. In Canada she probably would have gotten 1 prescription. I dont remember muscle relaxants and sleeping pills on the list of drugs that Canadian doctors prescribe for a cold.


IR1

April 14, 2004 I-130 NOA1

April 25, 2005 IR1 Received

April 26, 2005 POE Dorval Airport

May 13, 2005 Welcome to America Letters Received

May 21, 2005 PR Card in Mail

May 26, 2005 Applied for SSN at local office

June 06, 2005 SSN Received

June 11, 2005 Driver Licence Issued!

June 20, 2005 Deb gets a Check Card! Just like Donald Trump's!

Citizenship

Jan 30, 2008 N400 Mailed off to the VSC!

Feb 2, 2008 N400 Received at VSC

Feb 6, 2008 Check Cashed!

Feb 13, 2008 NOA1 Received

Feb 15, 2008 Fingerprint letter received. (Feb 26th scheduled)

Feb 18, 2008 Mailed out the old Please Reschedule us for Biometics <sigh>...

Feb 27, 2008 Received the new scheduled biometrics.

Mar 15, 2008 Biometrics Rescheduled.

Sep 18, 2008 Interview Letter Recieved.

Nov 11, 2008 Interview Passed :-).

Nov 14, 2008 Oath Cerimony.

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I've gone without since I got here 2 years ago. My insurance from my new job starts on November 1st. I'll be doing the tour of doctors once it starts. I need my teeth cleaned, and I need my annual workup, and probably a visit to the gyn.

Since I got here I just kept my fingers crossed that I wouldn't get sick or get hit by a bus. I've been pretty lucky. There's no busses around here :P;)

WOW! :o:blink: I am surprised that you have managed for the past 2 years. When I was on my 4 month J1 visa a couple summers ago, I got health insurance - thinking I was just wasting my $$. LIttle did I know that when I met my fiance at that time he managed to give me strep throat 3 weeks before I planned to leave. I knew I needed some meds so it was a good thing I actually did get insurance! :wacko: That is just usually my luck though :rolleyes: - so I am not chancing it even for a couple months before I get on my fiance's insurance once we are married! Your lucky though!


K1 Journey:

April 13/06 NOA1 from NSC

June 1/06 - Moved to CSC

August 12/06 APPROVED - NOA2!!

August 28/06 Left NVC. . . Vancouver Bound!

September 27/06 Interview APPROVED, with visa in hand

October 29/06 Moving Date

December 30/06 Married!!

AOS Journey:

January 16/07 Sent out AOS, EAD, and AP docs

January 23/07 NOA1's for AOS, EAD and AP

February 13/07 Biometrics in Portland, OR

April 7/07 EAD and AP Received

April 24/07 Interview Scheduled . . . and APPROVED, stamp and all!

May 7/07 Greencard is in my hands!

ROC Journey:

February 17/09 Sent I-751 to CSC

February 18/09 NOA1

March 14/09 Biometrics appt.

April 22/09 Date of Approval!!

June 25/09 Greencard arrives in the mail!

*Everything I post is just my .02 cents, seek a lawyer for anything beyond that.*

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Got my travelinsurance thru CAA, for me and the 2 liddies. It was about 500 $$ to cover us until December, up to 80000 for each person and it seemed like a good plan. So I did it. I am aplying for health insurance now for here in the states, it's going to be around 150 monthly for 4 people, sounds all good to me! Check CAA you can be covered thru the plan from Canada, they even called the head boss to check! Good luck.

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I got travel insurance before i left from Travel Underwriters .. they also called to make sure we would be covered even though we moved to the USA with K1/K2 visa's and no plans to return to Canada .. They also called head office to make sure we would be covered .. the only glitch is it doesn't cover anything pre existing .. but nun of the American plans i found do either .. We got 30 days worth for about 150$C for 3 people to cover us until we are married and on my fiance's insurance ... and if we want an extension all we have to do is call them .. Good Luck to those of you hunting :star:


~My AOS (K1)

Jan 19/07 NOA1

Feb 05/07 Transfered to CSC

Feb 08/07 Biometrics

Mar 30/07 Welcome notice sent

April 10/07 Card production ordered

April 13/07 Approval notice sent

April 16/07 Green card in hand

~My Sons AOS (K2) Age 11

Jan 19/07 NOA1

Feb 05/07 Transfered to CSC

Feb 08/07 Biometrics

Mar 30/07 Welcome notice sent

April 10/07 Card production ordered

April 13/07 Approval notice sent

April 16/07 Green card in hand

~My Daughters AOS (K2) Age 9

Jan 19/07 NOA1

Feb 07/07 RFE Snail mail

Feb 08/07 Biometrics

Feb 14/07 sent back RFE ~ Feb 21/07 email resp. RFE

Feb 29/07 Transfered to CSC !!

April 03/07 Card production ordered

April 04/07 Welcome notice sent

April 07/07 Welcome notice & Green card arrived

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Yes, by all means, check every insurance company (including RBC and TD Canada Trust) and get some kind of traveller's coverage. But be aware that travel insurance is only good if you also have valid health insurance in Canada. I guess you'll have that until you marry, move permanently, and give up your OHIP (or other provincial card).

I never bought travel insurance until I started writing for RBC and saw the real life horror stories. A lot can go wrong, even for healthy people.

When I moved to the States, I went almost a year without health insurance, knowing I was playing Russian Roulette. Now I have basic coverage at work. It's not free. I pay for it myself, but at group rates. Again, anything can go wrong and you don't want to be wiped out financially because of a freak accident or surprise illness.

Get health insurance as soon as you can.

Edited by Jersey Girl

I-130 sent Mar 30, 06

approved Aug 15, 06

I-129f sent April 24, 06

approved July 27, 06

Montreal interview Jan 18, 07

POE Toronto Jan 28, 07

EAD sent Jan. 30, 07

transferred to Vermont Feb 12

biometrics Feb 22

approved March 13

card returned undeliverable! March 27

called after 6 weeks to have EAD re-sent

AOS sent Jan. 30, 07

biometrics Feb 22

RFE for complete medical (!) Feb 23

Called Senator from NJ - never returned call

Infopass March 19 (no help)

Replied to RFE with duplicate medical March 19

Sent additional evidence (I-693A) March 26

NBC received supplement March 30

touched April 4

Interview July 16

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I dont remember muscle relaxants and sleeping pills on the list of drugs that Canadian doctors prescribe for a cold.

my husband's doctor is a drug pusher too.

I can't believe the ####### they feed people here.

Take some NyQuil fer crimeney!

My health insurance that I get thru work starting next month will cost me $214 per month. For just two of us. :P I think I used to pay $40 per month for my insurance thru work back when I had a job in Canada. And that included all the extras like life insurance and AD&D.


divorced - April 2010 moved back to Ontario May 2010 and surrendered green card

PLEASE DO NOT PRIVATE MESSAGE ME OR EMAIL ME. I HAVE NO IDEA ABOUT CURRENT US IMMIGRATION PROCEDURES!!!!!

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Muscle relaxants and sleeping pills aren't usually on the necessary list of prescribed medications (some OTC medications might include them as well) for a typical cold...unless, of course, you're being kept awake (due to excessive breathing difficulties, coughing, sneezing, runny nose, etc.) and you're suffering from myalgia (which can happen from colds, sore throats, a flu, or what have you...), in which case you'll be thankful to get a muscle relaxant. Most of the time, however, these muscle relaxants are used to combat pain in the lumbar region of the back.

Some of the prescribed muscle relaxants are actually benzodiazepines (minor tranquilizors), tricyclics (anti-depressants), and even SSRI's (anti-depressants). What makes this remarkable is that all of these are most commonly used by psychiatrists for treating a variety of conditions, such as depression, anxiety disorders and personality disorders. Why these actually affect us physiologically and help reduce pain is somewhat unknown. What is known is these medications can reduce musculoskeletal pain, and help fight migraine headache, neuropathic pain associated with diabetic neuropathy, and postherpetic neuralgia.

Anyway...enough of that. Your physician might've just been covering the basics, depending on what the list of symptoms might've been at the time. As long as you have insurance, you should be covered for the medication. I wouldn't expect each prescription to be any more than $40 at the most; usually it's anywhere from $10 to $20 per prescription, but then again, I have a PPO. An HMO might be a different story.

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Yeah, but a bottle of NyQuil costs what? 3 bucks?


divorced - April 2010 moved back to Ontario May 2010 and surrendered green card

PLEASE DO NOT PRIVATE MESSAGE ME OR EMAIL ME. I HAVE NO IDEA ABOUT CURRENT US IMMIGRATION PROCEDURES!!!!!

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Oh, I agree. Cold viruses are usually better off treated with OTC medication, since there's really no "cure" for them anyway. Unless you're in a high risk group (very young, very old, diabetic, asthmatic, etc.), then there's really no reason why you can't just use Tylenol Cold, Robitussin, NyQuil or some other brand.

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