I have a surprise!

[Ontarkie 13,915]

So happy things a looking up for you two, and look they gave you an idea on a nursery

[Kimbear 53]

So happy things a looking up for you two, and look they gave you an idea on a nursery

Cheeky buggers!..you and Flames

edit* its ok flames..my husband i'm sure will write this down on the calendar..one of the very few days where i admist i'm wrong and someone else is right!

Edited March 28, 2012 by Kimbear

[SapphireDreams 71]

Congrats, very very happy for you!

Jealous on how inexpensive houses are there!

[Stuart and Thea 95]

Congrats! I hope your move goes smoothly!

[Kimbear 53]

Congrats, very very happy for you!

Jealous on how inexpensive houses are there!

Well, we lucked out on this one. Its a short sale, and the owners are retired and live in california. the bank has made its money 6 times on this house since 6 diff mortgages were taken out on it. The last one for their retirement houe that was built brand new for 500k in california. This place originally listed for 120k, went off market came back at 90 we offered 75k. Everyone was desperate and there was only one lien on the house and one investor. Needless to say, CIti did not counter our offer, and we did our home inspection found some issues, they even offered to pay some closing costs to fix the issues which shocked the hell out of me and my attorney. Now i'm just waiting on the appraisal report from our FHA guy. As long as thats ok, we can move in probably next week. They already gave us the keys etc.

My horror story of home buying in the usa is finally over. It took over a year since our first initial offer and start of this messed up us home buying craziness. I managed to not go 100% crazy and i managed to keep my marriage intact. As for family relations with the parent in laws..well..thats a whole other story. lol.

lets just say i can't wait to get the ** out of here!

[Krikit 1,163]

Congratulations, Kimbear!!!

[SapphireDreams 71]

Well, we lucked out on this one. Its a short sale, and the owners are retired and live in california. the bank has made its money 6 times on this house since 6 diff mortgages were taken out on it. The last one for their retirement houe that was built brand new for 500k in california. This place originally listed for 120k, went off market came back at 90 we offered 75k. Everyone was desperate and there was only one lien on the house and one investor. Needless to say, CIti did not counter our offer, and we did our home inspection found some issues, they even offered to pay some closing costs to fix the issues which shocked the hell out of me and my attorney. Now i'm just waiting on the appraisal report from our FHA guy. As long as thats ok, we can move in probably next week. They already gave us the keys etc.

My horror story of home buying in the usa is finally over. It took over a year since our first initial offer and start of this messed up us home buying craziness. I managed to not go 100% crazy and i managed to keep my marriage intact. As for family relations with the parent in laws..well..thats a whole other story. lol.

lets just say i can't wait to get the ** out of here!

That's a quick move in, yay!

Even at the asking that's a steal of a deal. The area we live now houses go for $600,000+ and the areas we could potentially afford that are decent are going to run us AT LEAST $400,000 (if we are lucky). Don't even get me started on the property taxes, we have to budget at least $1000/month for those. But you do what you have to do here in New York City + suburbs. It sucks but I'm becoming used to it now and can see why people do it to live here but then retire elsewhere.

[Kathryn41 3,205]

Wonderful news! Congratulations! It looks like a lovely home as well. Good things are worth waiting for - and heaven knows you have had to wait for this one. At least it will all be worth it. Again,congratulations.

[Kimbear 53]

That's a quick move in, yay!

Even at the asking that's a steal of a deal. The area we live now houses go for $600,000+ and the areas we could potentially afford that are decent are going to run us AT LEAST $400,000 (if we are lucky). Don't even get me started on the property taxes, we have to budget at least $1000/month for those. But you do what you have to do here in New York City + suburbs. It sucks but I'm becoming used to it now and can see why people do it to live here but then retire elsewhere.

Wow are you serious? Thats bloody expensive! I would hope people get paid more in NY to compensate but i have a feeling they don't. It amazes me how little house you get for the price down here. Up North (..i say that alot now lol) my house Near Ottawa was 10 years old 3 bedrooms a ranch style on 8 acres of land and it cost me 125k. That would cost me like half a million here in Chicago. And yet i look at what my hsuband makes and the price of salaries..and it amazes me how they expect him to live on that.

I got paid so much more than him for my job and i was a NEW employee there...i mean jeez.

Thanks for all the congrats! Now that this homeowner thing is becomming a fruition i'm feeling much loved!

Once its all painted and stuff i'll post new pics..We might be closing next week! The Fha appraisal was good and my bank has all the papers it needs..I think the title stuff is almost done. So we may have our new home just in time for our 2 year wedding anniversary this wednesday!!!!!!!

Edited April 7, 2012 by Kimbear

[Kimbear 53]

ok we have some bad and good news lol

First off, our home inspector found Mold in the attic..Blech!!! Considering i'm allergic to that and Penicillin its kinda a big thing for me. Not to mention the furnace returns runs through attic and is busted open so its drawing spore filled air into the rest of the houe..joy Good news is we asked for a closing cost credit to help pay for it since it was their fault. They redid the roof half assed and covered up all the vent holes and let all the exhausts go right into the attic. Well, i was expecting them to say no but they said yes to the funds. WOOT. So now i know..even if its a short sale etc you CAN still ask for stuff and get it.

Our bank asked Me to get a paper notarized saying i have no 2009 usa tax return since duh i moved here in 2010. The letter i wrote of explanation wasn't good enough sigh...they wanted it on THEIR paper notarized. Soooo we were suposed to close tomorrow..now will close monday or tuesday. Parents are going to florida this week, so we should be moved out by the time they get back..and then we have a week off to unpack and unwind.

This is a great anniversary gift Especally since our 2 year anniversary was yesterday!!...Oh and hubby took me out for Lobster etc which i have not had in years....it was soo good..cost a fortune but well worth it.. I cannot wait to move!!!! lol. so exited!

[Kimbear 53]

Wish us luck tomorrow. WE close on the house at 10am!!!!!

The only thing worrying me is they did not get final numbers from the sellers for the HUD 1, so they coudl not tell me exactly how much to bring certified check for the closing, so we just got what our loan officer said. I just hope we have no issues. And i hope they cancel the pending auction in June on the house. Thats all i need is the Sherriff to show up and say your house is forclosed on lol.

Edited April 22, 2012 by Kimbear