pregnant Canadian wife - any loopholes?

[Jill & Jeff 3]

Some will - I have coverage through Kaiser Permanente and they allowed me to add my husband to my coverage even though he doesn't have a SSN - they just used mine. OP needs to ask a rep from the health plan if they allow it.

I think this is a key question. I was able to have my Canadian husband covered on my health plan immediately after we were married and they didn't require an SSN. He did use the doctor and they covered it just fine. I believe you need to contact your health insurance to see what they are willing to covered. Also, some companies have the ability to waive initial waiting periods for coverage.

J-

[Canadiandggal 49]

It definately is a great question and you should check with your insurance personnel. When I got here 5 months ago, they allowed my husband to add us but I was not actually covered till I called back in with my ssn. They did waive the wait-time as the next enrollment was a few later due to a "life changing event", Immigrating

Edited March 30, 2011 by Canadiandggal

[The_Dude 1,142]

As to your second point - just curious: usually such a provision means that the insurer will not check marriage papers but are you sure you can add to your plan A PERSON WITHOUT SSN?

I could insure a non-existant mistress on my health insurance if I wanted to, without a SSN, initially. They do ask for a SSN eventually, but all you have to do is inform them when it is in process. Not all insurance companies are this comprehensive, so I don't want to give the impression that this is in any way the norm.

[Jill & Jeff 3]

I have Blue Cross Blue Shield and they did not require an SSN for my husband.

J-

[The_Dude 1,142]

I have Blue Cross Blue Shield and they did not require an SSN for my husband.

J-

They will at some point in the future. BC/BS can be a monstrous pain in the #######.

[sy59 0]

Thank you all so much for your advice! Especially on the health care issue; I'll get in touch with the various providers and figure out my options. The update on my end is that I'm talking to my employer and gotten the advice of an immigration lawyer, and it's looking like we might be able to work something out. Keep your fingers crossed!

[Sunshine Girl 0]

I was added immediately to my wifes Insurance when I moved to the USA.

If you are a church-goer, there are group insurance plans such as Samaritan Ministries. They may not provide full coverage for pregnancy (pre-existing), but they will provide some. I am still waiting for my visa, but I have already joined on my husbands plan. They were not concerned about SSNs or visas.

I would hate to be in your position- We've been careful not to get pregnant anyway, simply because we wouldn't want to be apart. If you need a place to stay in Montreal, I know some nuns who have somewhat of a boarding-house for foreign students... you could maybe try them...

[Flames9_RN 358]

If you are a church-goer, there are group insurance plans such as Samaritan Ministries. They may not provide full coverage for pregnancy (pre-existing), but they will provide some. I am still waiting for my visa, but I have already joined on my husbands plan. They were not concerned about SSNs or visas.

I would hate to be in your position- We've been careful not to get pregnant anyway, simply because we wouldn't want to be apart. If you need a place to stay in Montreal, I know some nuns who have somewhat of a boarding-house for foreign students... you could maybe try them...

I'm no church goes,lol I think you quoted the wrong person!!

[Sunshine Girl 0]

I'm no church goes,lol I think you quoted the wrong person!!

Sorry, I<m not very computer-savvy.... still trying to figure this forum out!!

[Flames9_RN 358]

Sorry, I<m not very computer-savvy.... still trying to figure this forum out!!

I'm just kidding, still no church goer! Was dragged to church up to grade 7--then made the developmental Hockey team--then away every weekend for hockey tournaments, whewwww, I was saved,lol Welcome to VJ!!!