Questions about I-864

[Peter&Jaime 1]

I am preparing for the NVC and need some advice on filling out the I-864. I took off a couple of months this year to visit Peru and get married, therefore I will not meet the required income to sponsor my husband. I currently am working at two internships and one part time job which pay me above the poverty line. Last year I made over the poverty line but the year before I did not. For the past two years I have been a full time student. If I factor in my student loans I have made over the poverty line. My question is can income from student loans be factored into my income? If so do I need to fill out any additional papers? Thanks!!!!

Edited January 3, 2009 by Peter'n'Jaime

[YuAndDan 153]

A loan is something that you pay back, therefore is not considered "Income". Income is something that you get and keep.

Your student loans are NOT listed on your IRS returns as income.

A cash grant that does not need to be paid back, that is used to pay for school expenses could be considered income.

I would be looking for a Joint sponsor, if current income falls below 125% poverty line.

[Peter&Jaime 1]

A loan is something that you pay back, therefore is not considered "Income". Income is something that you get and keep.

Your student loans are NOT listed on your IRS returns as income.

A cash grant that does not need to be paid back, that is used to pay for school expenses could be considered income.

I would be looking for a Joint sponsor, if current income falls below 125% poverty line.

Yes, I have anticipated that and have a co-sponsor set up. My co-sponsor is self employed and I do not live with the co-sponsor. Which form should I have the co-sponsor fill out? It also states on the USCIS website that "Proof of current employment or self employment". Are they referring to tax transcripts?

[YuAndDan 153]

A loan is something that you pay back, therefore is not considered "Income". Income is something that you get and keep.

Your student loans are NOT listed on your IRS returns as income.

A cash grant that does not need to be paid back, that is used to pay for school expenses could be considered income.

I would be looking for a Joint sponsor, if current income falls below 125% poverty line.

Yes, I have anticipated that and have a co-sponsor set up. My co-sponsor is self employed and I do not live with the co-sponsor. Which form should I have the co-sponsor fill out? It also states on the USCIS website that "Proof of current employment or self employment". Are they referring to tax transcripts?

Joint sponsor fills out an I-864, there is a Joint sponsor section on this form.

Self employed person may consider using IRS transcripts if they dont have the (W2s or 1099 forms to back up the numbers on their returns)

http://www.irs.gov/faqs/faq/0,,id=199557,00.html (They call the 800 number, and don't need to do 4506-T)

[pushbrk 12,108]

A loan is something that you pay back, therefore is not considered "Income". Income is something that you get and keep.

Your student loans are NOT listed on your IRS returns as income.

A cash grant that does not need to be paid back, that is used to pay for school expenses could be considered income.

I would be looking for a Joint sponsor, if current income falls below 125% poverty line.

Yes, I have anticipated that and have a co-sponsor set up. My co-sponsor is self employed and I do not live with the co-sponsor. Which form should I have the co-sponsor fill out? It also states on the USCIS website that "Proof of current employment or self employment". Are they referring to tax transcripts?

For a CR1 visa process the joint sponsor uses the I-864. Proof of current employment would be pay stubs or an employer letter. Tax returns or transcripts show income in the past tense.