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GabiandVi

Be a micro lender

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Filed: AOS (pnd) Country: Benin
Timeline

I don't know if this link has been posted before, but I've only just learned of it and it looks really good.

I can't vouch for the organization, but you can check it out yourself and decide if you think it is reputable. It allows you to choose an entrepreneur from a developing country and lend as little as $25 to him/her to start or expand a business.

The link is www.kiva.org.


AOS Timeline

4/14/10 - Packet received at Chicago Lockbox at 9:22 AM (Day 1)

4/24/10 - Received hardcopy NOAs (Day 10)

5/14/10 - Biometrics taken. (Day 31)

5/29/10 - Interview letter received 6/30 at 10:30 (Day 46)

6/30/10 - Interview: 10:30 (Day 77) APPROVED!!!

6/30/10 - EAD received in the mail

7/19/10 - GC in hand! (Day 96) .

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Filed: Country: Vietnam (no flag)
Timeline
I don't know if this link has been posted before, but I've only just learned of it and it looks really good.

I can't vouch for the organization, but you can check it out yourself and decide if you think it is reputable. It allows you to choose an entrepreneur from a developing country and lend as little as $25 to him/her to start or expand a business.

The link is www.kiva.org.

Here's a little that I found about them:

http://www.mymoneyblog.com/archives/2007/0...-a-handout.html

http://www.sitepronews.com/archives/articles/2007/0810c.html

http://www.google.com/search?q=is+kiva+a+s...lient=firefox-a

WideAwake's Verdict? NOT A SCAM. I'm an idiot though, so don't blame me if you get ripped off.

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Filed: Other Timeline

I read(either in the NYTimes or WSJ) that the reaction on the part of donors/investors has been so overwhelming that there is actually a shortage of businesses to invest in!!! I went to the site and was hoping I could invest in a Nepali business but all the ones on the site were already funded.



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Filed: Country: Vietnam (no flag)
Timeline
I read(either in the NYTimes or WSJ) that the reaction on the part of donors/investors has been so overwhelming that there is actually a shortage of businesses to invest in!!! I went to the site and was hoping I could invest in a Nepali business but all the ones on the site were already funded.

That's interesting. It seems like there wouldn't be a shortage of people wanting a loan! Maybe these guys break some legs if they aren't paid back and word got out!

They do have a disclaimer regarding risk though:

http://www.kiva.org/about/risk/overview

Edited by WideAwakeInTheUSA

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Filed: Lift. Cond. (apr) Country: China
Timeline

I haven't researched this 'company'. However, if it were me considering it, caution flags would already be waving just from what you described.

I know micro lending can be a very good thing, given the right rules and oversight. It can also be a administered in such a way that it is not beneficial at all.

The success stories I'm aware of are in cultures where women are typically oppressed and the loans are only given to women who can and will prevent men from 'appropriating' the money.


  • 07/17/07 Returned from two months in China. All K1 documents 'in hand'.
  • 07/19/07 Completed preparation of I-129F & associated documentation. Mailed it.
  • 08/03/07 Received NOA1 from the CSC.
  • 12/13/07 Received NOA2 from the CSC.
  • 01/23/08 NVC sent our case to U.S. Consulate in Guangzhou China.
  • 03/31/08 U.S. Consulate in Guangzhou China received, issued case number.
  • 04/05/08 P3 received.
  • 04/06/08 P3 sent.
  • 05/01/08 P4 received.
  • 05/12/08 Flight to China.
  • 06/23/08 Interview at U.S. Consulate in Guangzhou China- PINK.
  • 06/25/08 K1 & K2 visas received.
  • 07/09/08 We all arrive in America, Chicago POE
  • 08/06/08 Fiancee receives SSN (req. for marriage in our state)
  • 08/08/08 Married
  • 09/01/08 Moved into new house. AR-11's filed for wife & son.
  • 09/19/08 AOS / EAD package mailed.
  • 09/25/08 AOS / EAD NOAs.
  • 10/02/08 Biometrics letters.
  • 10/16/08 Biometrics taken.
  • 10/17/08 Case transferred to CSC.
  • 12/08/08 EADs approved / EAD cards issued.
  • 03/05/09 AOS approved.
  • 03/12/09 Green Cards received.
  • 09/17/10 Application for Lifting Conditions Mailed.
  • 10/04/10 NOA1
  • 10/19/10 Biometrics Taken.
  • 01/07/11 Removal of Conditions Approved
  • 02/26/12 Still Happily Married & Doing Well

4983700_bodyshot_300x400.gif

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Filed: K-1 Visa Country: Nigeria
Timeline

I have several Kiva "loans" going and I get these emails when the women involved make payments. There was a time when they got a huge amount of donors that they ran out of companies. But lately they haven't had that problem. You can go to their site and browse for a person that appeals to you . I haven't had any trouble yet with the people defaulting.


First visit:2007-09-12 to 2008-09-23

I-129F Sent : 2007-11-24

I-129F NOA1 : 2007-11-30

I-129F NOA2 : 2008-03-31

NVC Received : 2008-04-21

NVC Left : 2008-04-23

Consulate Received : 2008-04-28

Packet 3 Received : 2008-05-20

Interivew date : 2008-08-07 CO asks inappropraite questions

His father died: 2008-08-18

Retain Marc Ellis 2008-09

Visited Nigeria again: 2008-11-12

petitioned returned to CSC :2008-11-27

returned to USA 2008-12-13

His father buried 2009-01-03

picks up K1 visa Nov 2009

Marriage Dec 2009

take throne as Igwe /Lolo 2010 or 2011

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Filed: K-1 Visa Country: Nigeria
Timeline

I have several Kiva "loans" going and I get these emails when the women involved make payments. There was a time when they got a huge amount of donors that they ran out of companies. But lately they haven't had that problem. You can go to their site and browse for a person that appeals to you . I haven't had any trouble yet with the people defaulting.


First visit:2007-09-12 to 2008-09-23

I-129F Sent : 2007-11-24

I-129F NOA1 : 2007-11-30

I-129F NOA2 : 2008-03-31

NVC Received : 2008-04-21

NVC Left : 2008-04-23

Consulate Received : 2008-04-28

Packet 3 Received : 2008-05-20

Interivew date : 2008-08-07 CO asks inappropraite questions

His father died: 2008-08-18

Retain Marc Ellis 2008-09

Visited Nigeria again: 2008-11-12

petitioned returned to CSC :2008-11-27

returned to USA 2008-12-13

His father buried 2009-01-03

picks up K1 visa Nov 2009

Marriage Dec 2009

take throne as Igwe /Lolo 2010 or 2011

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Filed: Lift. Cond. (apr) Country: China
Timeline
I have several Kiva "loans" going and I get these emails when the women involved make payments. There was a time when they got a huge amount of donors that they ran out of companies. But lately they haven't had that problem. You can go to their site and browse for a person that appeals to you . I haven't had any trouble yet with the people defaulting.

That concurs with what I've read. When the micro-loans are limited to women in cultures where women are oppressed, they are successful and repay the loans.


  • 07/17/07 Returned from two months in China. All K1 documents 'in hand'.
  • 07/19/07 Completed preparation of I-129F & associated documentation. Mailed it.
  • 08/03/07 Received NOA1 from the CSC.
  • 12/13/07 Received NOA2 from the CSC.
  • 01/23/08 NVC sent our case to U.S. Consulate in Guangzhou China.
  • 03/31/08 U.S. Consulate in Guangzhou China received, issued case number.
  • 04/05/08 P3 received.
  • 04/06/08 P3 sent.
  • 05/01/08 P4 received.
  • 05/12/08 Flight to China.
  • 06/23/08 Interview at U.S. Consulate in Guangzhou China- PINK.
  • 06/25/08 K1 & K2 visas received.
  • 07/09/08 We all arrive in America, Chicago POE
  • 08/06/08 Fiancee receives SSN (req. for marriage in our state)
  • 08/08/08 Married
  • 09/01/08 Moved into new house. AR-11's filed for wife & son.
  • 09/19/08 AOS / EAD package mailed.
  • 09/25/08 AOS / EAD NOAs.
  • 10/02/08 Biometrics letters.
  • 10/16/08 Biometrics taken.
  • 10/17/08 Case transferred to CSC.
  • 12/08/08 EADs approved / EAD cards issued.
  • 03/05/09 AOS approved.
  • 03/12/09 Green Cards received.
  • 09/17/10 Application for Lifting Conditions Mailed.
  • 10/04/10 NOA1
  • 10/19/10 Biometrics Taken.
  • 01/07/11 Removal of Conditions Approved
  • 02/26/12 Still Happily Married & Doing Well

4983700_bodyshot_300x400.gif

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Filed: Other Timeline
I have several Kiva "loans" going and I get these emails when the women involved make payments. There was a time when they got a huge amount of donors that they ran out of companies. But lately they haven't had that problem. You can go to their site and browse for a person that appeals to you . I haven't had any trouble yet with the people defaulting.

Thanks - I will check it out again when I get home. :thumbs:



thkirby-1.gifpetblink46.gif
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Filed: K-1 Visa Country: Nigeria
Timeline
I have several Kiva "loans" going and I get these emails when the women involved make payments. There was a time when they got a huge amount of donors that they ran out of companies. But lately they haven't had that problem. You can go to their site and browse for a person that appeals to you . I haven't had any trouble yet with the people defaulting.

That concurs with what I've read. When the micro-loans are limited to women in cultures where women are oppressed, they are successful and repay the loans.

They also have men seeking loans. I just haven't made a loan to one yet. You can check out the local lending group and find the default rates. Some of them have taken t o making "group" loans and making them jointly and severaly liable.


First visit:2007-09-12 to 2008-09-23

I-129F Sent : 2007-11-24

I-129F NOA1 : 2007-11-30

I-129F NOA2 : 2008-03-31

NVC Received : 2008-04-21

NVC Left : 2008-04-23

Consulate Received : 2008-04-28

Packet 3 Received : 2008-05-20

Interivew date : 2008-08-07 CO asks inappropraite questions

His father died: 2008-08-18

Retain Marc Ellis 2008-09

Visited Nigeria again: 2008-11-12

petitioned returned to CSC :2008-11-27

returned to USA 2008-12-13

His father buried 2009-01-03

picks up K1 visa Nov 2009

Marriage Dec 2009

take throne as Igwe /Lolo 2010 or 2011

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